Does High GRE Exam Score Influence Your Education Loan for Studying Abroad?

Does High GRE Exam Score Influence Your Education Loan for Studying Abroad?

Does High GRE Exam Score Influence Your Education Loan for Studying Abroad?

Is GRE exam a gateway to studying abroad, or a barrier?

The shortest, truest answer is: it shouldn’t, but it does. 

But then, you’re not here for a short answer. And truth—sadly, in the disorganized study abroad education loan market in India—is subjective. 

To help you find the answer for yourself, we’ve put together this guide. 

In this guide, we’ll answer questions like:

  • Does a high GRE exam score improve your chances of getting an education loan for studying abroad?
  • What’s the lower GRE score for which you can expect to get an education loan for studying abroad?
  • Does your GRE exam score influence whether you can get a scholarship or grant for studying abroad?
  • What exactly is a poor, average, good, and great GRE exam score?
  • Whether a high GRE score will guarantee that you get an education loan for studying abroad and admission to a top-rated university?
  • What is ETS? (This is important, read on.)
  • Can a bank deny you a loan based on your GRE exam score?

Does a high GRE exam score influence your education loan for studying abroad?

The best answer you can hope for is—It can. But it shouldn’t. 

Whether a bank considers your GRE score as a make-or-break factor on the loan decision, depends entirely on factors beyond your control. Stuff like:

  • Does the bank believe you’ll get an admission offer from your university of interest?
  • Does the bank follow an internal policy of only entertaining loan applications from students whose GRE score is above a defined minimum?
  • Does the bank have enough loan applications to meet its financial disbursement targets? (if no, expect their appetite for risk to rage on).

If you’d let us be philosophical for a moment, shouldn’t we ask whether your GRE exam scores should be allowed to influence your future?

GRE scores aren’t always fair

Here’s the one big question you want to be answered in plain English—will my GRE score influence the bank’s loan decision?

But you won’t find a plain answer anywhere—not on Google, not on YouTube, and certainly not on the lips of your loan agent.

That’s because the plain answer is boring and dissatisfactory. 

This is certainly an interesting question, and certainly one that draws strong opinions

Problems with GRE exam scores

In the same article, Clayton writes that GRE exams are “like taking a cancer test that was invented in the 1940s.”

Opinions aside, you have to live with the GRE exam. 

Prepare for it, respect it, and celebrate it.

Until the vagueness comes back to haunt you, as you wonder whether your GRE score will influence the bank’s decision to grant you an education loan to study abroad.

But we’ll tell you all. So that you can anticipate, and give yourself the best chance to:

  • Not waste your time with a bank that might eventually reject your loan application because of what they believe is a below-par GRE score
  • Not squander an opportunity to secure a low-interest, highly-flexible education loan for studying abroad, irrespective (and not because) of your GRE exam score.

Are there any guidelines for the suitable use of your GRE score?

First, a word on ETS. 

What’s ETS, you ask? 

It’s the world’s largest private nonprofit educational testing and assessment organization. GRE exam is one of the many tests this organization administers. 


ETS’s guidelines dictate:

  • How an institution can interpret your GRE scores correctly
  • Which purposes your scores can be evaluated for
GRE score influence on education loan?

Anyway, what does ETS define as fair use of your GRE scores? Here’s a screenshot from their website. 

Interestingly, ETS also defines what’s an unfair use of GRE exam scores. 

GRE score shouldn’t influence education loan

You see, nowhere does ETS comment warrant the use of GRE scores to evaluate the creditworthiness of a candidate. 

So, perhaps the only correct answer to your question—does a high GRE exam score improve your chances of getting an education loan for studying abroad?—is NO. 

But in real life, the answer is—yes, it may. 

A high GRE score gives you the edge, particularly when the bank’s comparing your application with another student’s application. 

That’s yet another reason to rely on a platform that makes lenders compete for your loan, so you get the fairest terms. Of course, we mean FundRight

FundRight for your best study abroad education loan

Why does a bank ask for your GRE score when you apply for an education loan to study abroad?

There are valid reasons for this. 

Banks would, naturally, not want to spend administrative man-hours evaluating applications of students who score below-par GRE scores. 

That’s because banks believe that such students won’t get admission to a reputed university. And even if they do get admission to some university, that university won’t assist the student with a high paying job. 

Most banks only trust a tiny list of universities while evaluating a student’s career prospects. 

So, it’s almost certain that your GRE score will be considered. The trouble is that you can’t predict where your application will be accepted or rejected based on logic, or the whims (and misinformation) of the evaluating officer. 

Don’t take a chance. Trust the secure and unbiased medium—FundRight.

What does a bank consider a good GRE exam score?

Banks and NBFCs don’t disclose exactly how they interpret your GRE score. However, you might draw an inference from this.

What’s a good GRE score?

The most reliable method of interpreting the goodness of your GRE scores is to use the Interpreting Your GRE Scores guide from ETS. 

General Test Performance Information (Based on the performance of all test takers who tested between July 1, 2017, and June 30, 2020) 

GRE Mean and SD

Will a high GRE score guarantee admission?

No, it doesn’t. 

To be more precise, a high GRE score can ‘guarantee’ admission to any mediocre institute (that would admit you even if you’d scored half the marks), but that’s not what you mean by ‘admission’, right?

Apart from your respectable GRE score, you’ll need

  • a great GPA (Grade Point Average)
  • an extraordinary SOP (Statement of Purpose)
  • a convincing letter of recommendation
  • (preferably) work experience

Note that low GRE scores don’t mean that all is lost. Persist. Find a good enough university. 

You know a dozen, but there are 1000s. 

You can’t handle this information. 

You need AI at your service. 

You got it. 

It’s SelectRight

Do banks check the GRE score to evaluate applications for education loans to study abroad?

While a bank will ask for your GRE exams scorecard, they won’t deter you from applying for an education loan even if you don’t have your scorecard yet. Eventually—though—you’ll need to submit it.

What is the lowest GRE score at which a bank will process an education loan application?

That’s tough to say. 

Traditionally, the belief has been that the following GRE scores (25th percentile or lower) mean a student is unlikely to be admitted to a good university. 

  • GRE verbal scaled score of 145
  • GRE quantitative scaled score of 147

Can a bank deny you an education loan based on your GRE exam score?

It can’t. Unfortunately, you’d never actually know why a bank rejected your education loan application. That’s because banks don’t declare a rejection reason officially (even though your loan agent might say something to appease you).

We’ve explained earlier how ETS defines appropriate uses of GRE score, and ‘to evaluate a student’s credit-worthiness isn’t an approved use.

We guess the more important question for you is – will you sue the bank if it denies your education loan for studying abroad? No.

The right question is – what can you do to give yourself the best chance of getting a loan, and that too at the lowest interest rate, and with the most flexible terms.

We’re biased, but we aren’t lying when we recommend FundRight. We built this platform just so students won’t have to plant all their eggs in a tiny basket. 

Instead, why don’t you let lenders compete for your loan? Try now; it’s worked for 1000s of students, sure you’ll find your best education loan for studying abroad here.

Some other questions you might want to be answered.

Does your GRE exam score influence whether you can get a scholarship or grant for studying abroad?

A high GRE score doesn’t guarantee you a scholarship. However, it can improve your chances significantly. A low GRE score, however, isn’t a deterrent, as most of the important scholarships consider factors more important than your GRE score. 

Also, your GRE score is unlikely to influence whether you receive a grant or not, because grants are meant to be need-based, not merit-based.

How to find the right university based on my GRE score?

A detailed answer is nearly impossible. Because there are 1000s of great universities in the USA alone! And the score ranges differ based on the postgraduate courses (MS or MBA).

We recommend you don’t rely on outdated information on the web. Instead, first identify a shortlist of 20 universities, and then find out their past acceptance scores for them.

Is 300 a good GRE score for MS?

We just can’t say! Sorry, we’d rather be right than agreeable. 

300 might get you an admission offer from Louisiana State University [QS World University Rankings 2022 Rank 800+] but won’t get you into Florida State University [QS World University Rankings 2022 Rank 475].

Is 300 a good GRE score?
Is 300 a good GRE score?

Is 325 a good GRE exam score?

In comparison to 300, yes 325 opens up dozens of universities for you, from among those ranking among the top 500 universities in the world. 

Wrapping Up…

We hope this guide helped you with the answers you needed. We’ve tried to be as objective as possible, and hope you found this guide helpful. 

For more specific queries, don’t hesitate to ask our financial and education advisors. Write to us at

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Student Loan for Study Abroad – 10 FAQs, Answered By Experts

Student Loan for Study Abroad - 10 FAQs, Answered By Experts

For those looking to pursue education abroad, an education loan is often necessary. Indians are mostly risk-averse. That is why the stock market has few participants. A loan, even a student loan for study abroad, is viewed with caution.

Vague information, a disorganised market, and colossal price tags—these barriers continue to keep students (and their parents) at a distance from a bright future. 

FundRight is the bridge between the present and the future for students. This guide is our attempt to offer definitive answers to the most common questions asked by students. The answers are from experts in student education finance. 

10 questions about student loans for study abroad

1. Do I need to be a topper to get a student loan for studying abroad?

From a banking perspective, an education loan,—like any other—is an investment. 

The bank wants the confidence that it’ll get its money back, with a decent return, that’s it. 

More than your academic performance, a lender wants confidence that the loan you take (and the education you buy using the money) will get you into a prosperous career down the line.

Now you know why an overwhelming number of study loans for abroad finance the study of STEM subjects. High-paying jobs are plentiful for students having these degrees.

The loan disbursement officer balances the two variables: your past academic performance, your creditworthiness, and your future career prospects. 

A decent GATE or GRE score should convince them about your future prospects, right? 

Your local bank branch’s loan disbursement officer might be biased towards STEM education, Ivy League universities, and that too only in the USA and UK. What about studying humanities in Canada? What about studying a language in Australia? 

That’s where students need an equalizer. FundRight is just that. An equalizer. Because on FundRight, your application is open for bids by 14 lenders. Where there’s competition, there’s little oxygen for the whims and biases of a lender. 

2. How does a lender scrutinize a student loan application?

Most banks have a standard procedure for granting student loans for study abroad

Usually, the disbursement officer evaluates the merits of the application based on these factors. 

Your past academic ability. Someone who has breezed through Grade 10, 12, and graduated in the top five percentile is likely to receive a loan without a problem.

The institute where you wish to pursue further education. The higher it ranks on QS World University Rankings or a similar list, the better the chances of getting a loan.

Goes without saying: a lender is more eager to fund education in data science than in art history.

The credit history of the guarantor affects the loan process. If they have defaulted or been late, you might not get that loan. 

Collateral plays a large role. An FD—as collateral for a loan—is better than a flat. The bank can access an FD with it in an instant, whereas auctioning a house is a lengthy process.

3. Can I receive a student loan for study abroad without a guarantor/co-borrower?

Usually, banks require a family member to sign on as a co-borrower. Of course, the rule is not set in stone and much depends on

  • amount and type of collateral, 
  • degree, 
  • past record, and
  • the creditworthiness of the applicant.

The guarantor must be an Indian citizen who earns enough to repay the loan. Rules of banking do not allow anyone outside the family to become a co-borrower or guarantor.

So, is it impossible for you to secure an education loan without a guarantee? No. 

On FundRight, you can. 

That’s because we also allow international lenders to bid on your loan application. And these lenders don’t insist on a guarantor. That’s because the rules and standards of banking for these lenders aren’t the same as Indian banks. 

So, give yourself the best chance. Find your best education loan—for the lowest rate of interest, and most flexible terms—at FundRight.

4. When is the right time to apply for a student loan for study abroad?

Most educational institutions like to see proof of funds before granting an admission letter. Most banks like to see an admission letter before they grant the funds. It is a Catch-22 that causes a lot of stress among students and family members.

We suggest you scout for a loan early in the process and have lenders lined up. 

Most banks can release loans in 72 hours if they have scrutinized the application before. The scrutiny can take at least a week. Therefore, have that cleared up beforehand.

You could request the bank to place the funds in a type of escrow whereby they release the funds but do not allow drawing rights till they see an admission letter. In this way, the university would have no problem finding proof of funds and the bank also does not worry about misuse.

This is generic advice, of course. Each bank differs, and so does each university. Experience comes into play here. You could eliminate this chick-or-egg situation with an expert advisor by your side. On FundRight, you are always covered by an unbiased advisor with decades of experience in helping students find and secure their best education loans. You don’t pay a penny for this service; it’s 100% free. 

5. How long is the repayment period for a student loan for study abroad?

Almost every lender offers a repayment period of up to 15 years. But most banks would advise the client to settle the loan in a decade. You could as well extend it later on citing economic reasons.

If a student is 23 at the time of completing post-graduation, a 15 years loan means he/she will repay till 38.

That is not ideal since a large outstanding would affect his ability to take a home loan or car loan. Also, banks like the outstanding to be repaid as soon as possible.

As a customer, insist on a long moratorium, rather than a long tenure. The job market is uncertain and it might take you a while to find a suitable job in the city of your choice.

Banks can have a moratorium on principal and interest or a moratorium on interest alone. Understand the terms and conditions carefully before you sign.

Perhaps you don’t have the acumen or the time to read through the dozen-or-so pages of fine print. Again, trust your FundRight advisor to do the heavy lifting. You ask questions, and you get answers. And that’s 100% free. 

6. Do I get any tax benefits against my education loan repayments?

Sec 80E of the Income Tax Act provides tremendous relief to those who take student loans for study abroad. When you repay, you can subtract the interest portion of the EMIs paid during a financial year.

The principal repayment has no tax benefits.

There is no upper limit on deductions. Since interest at around 10% of the EMI is a large sum, the benefits are immense.

To claim you need to get a certificate at the end of each financial year from the bank. It is like the certificate of TDS issued to those having bank deposits.

Note that the person who actually repays the foreign education loan must claim it and not necessarily the student. Thus, if you are earning, you can claim. If your parents are repaying, they can claim relief.

7. What is accepted as collateral for an international education loan?

The collateral can be movable property (e.g., fixed deposit and jewellry) or immovable (house, land, shop, etc).

On large loans, collateral is almost always needed, even if the co-borrower has a good credit score. Education loan for studies abroad without collateral is usually limited to amounts less than ₹10 lakhs.

This isn’t enough, given the cost of international education. 

Also, different banks have differing thresholds for collateral needs. Usually, banks do not accept gemstones (diamond necklaces) or shares of a company as collateral. These cannot be valued easily and might not remain valuable for a long time.

8. How is the interest rate on an international education loan decided?

Interest rates are tied to a benchmark. They are over the benchmark by an amount known as the spread.

The benchmark used most often is the RBI repo rate. It is the rate at which a bank can borrow funds from RBI. The other benchmark used is interest on short-term treasury bills.

A bank has administration costs and profit that make up the spread. The greater the security of the loan (large collateral, for example, or a good degree) the lower is the spread (because the risk is less).

Currently, education loan interest rates vary between 6.5% and 14% whereas the repo rate hovers at 4%.

9. What are the documents I need for an international education loan?

  • Completed Application Form
  • Proof of Admission
  • Photo
  • Photo ID
  • Address Proof
  • Marksheets of Board/Public Exams
  • School Report Cards
  • Bank Statement of Borrower and Co-borrower
  • Income Tax Return of Borrower and Co-borrower
  • PAN card of Borrower and Co-borrower
  • Income Proof of Co-borrower
  • Documents establishing ownership of the collateral

10. Do banks allow prepayment of international education loans?

All education loans come with a prepayment feature.

Usually, banks charge a small fee (2% of the amount returned) as pre-payment charges. This is because if the bank had lent to another client, the amount could have earned interest without a pause.

Barring this minor penalty, there is no reason for a bank to suspend prepayment.

How can you find your best education loan on FundRight?

We believe that the modern student must be able to secure their education loans,

  • without having to answer the same questions to half a dozen bank officials, 
  • without having to be satisfied with the branch closest to their home, 
  • without having to rely on biased advice from bank agents and education counselors. 

On FundRight, there’s competition. And where there’s competition, there’s fairness. Create your profile on FundRight, let lenders compete for your loan, select a loan with the most favorable terms, upload your documents, and let the lender disburse the money. 

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Student Loan For Study Abroad

Guide To Student Loan For Study Abroad – Key Terms To Know

Guide To Student Loan For Study Abroad - Key Terms To Know

The cost of studying abroad is prohibitive. Even a relatively affordable MS degree in the USA can cost up to ₹30 lakhs (including living expenses). Now that you’ve scored decently on SAT or GRE, you need to find a student loan for study abroad.

Loans are complex financial agreements. And before you sign on the dotted line, you must understand the terms and conditions.

The fine print is meant to be treacherous. And you are neither a lawyer nor an underwriter. You need help. And you’ll find it here. 

In this guide, expect to be introduced to the key terms you need to understand, to make sense of the education loan process.

After reading this guide, you will be able to:

  • Understand the meaning of terms such as moratorium, force majeure, guarantor, collateral, and right of lien. 
  • Differentiate between flat rate EMI and reducing balance EMI
  • Differentiate between a flat rate of interest and a floating rate of interest
  • Ask the right questions to ensure you understand your liabilities of repayment of your loan
  • Know how to secure your best education loan at the lowest rate of interest, and for the most flexible terms

The complete guide to education loans for study abroad

1. Tenure

‘Tenure’ means the duration within which the loan amount has to be repaid. 

A student loan for study abroad usually has a duration not exceeding fifteen years. However, you can repay it in as little as six years.

Is it not easier to pay back ₹20 lakhs over 15 years instead of 8 years? Why shall I repay a student loan for study abroad early?

A valid question, but there is much more to it than the monthly payment.

  • A loan for a longer duration would carry a much larger overall interest component. You are not only paying back ₹20 lakhs but also an interest on the rest for an extended period. 
  • The longer you drag out a loan, the more it will impact your future. You surely want to start a family in your 30s. It is best to pay an older loan back before that.

What’s the ideal moratorium period for your education loan?

Can you start repayments within the moratorium period?

Can you seek an extension on the moratorium?

These are tricky questions. The answers depend on the lender’s policies, your chosen degree, your job prospects, and your expected future cash flows. To find answers, you need the considered advice of an experienced professional. On FundRight, you can talk to our education and financial advisors, for free. 

This is way better than relying on the biased opinion of education counselors and bank agents. 

2. Guarantor

Banks protect their assets. If the loan applicant defaults, they want someone else to pay back.

That is why lenders expect a guarantor for your education loan.

Usually a close family member signs on as a guarantor.

Note: Anyone cannot become a guarantor. That person has to furnish tax returns for the past several years and prove they have the funds to repay the student loan for study abroad.

3. Moratorium

The moratorium is a period during which you are not required to pay any installments on the student loan for study abroad. 

You would study for 2-4 years (depending on the stage of your education) and then need another half a year to find a suitable job.

Most foreign education loans specify the period of moratorium. 

Note: A 10-year loan with a 2-year moratorium is not a 12-year loan. Interest continues to accumulate during those 2 years. The repayment begins from the 25th month onwards to the 120th month. 

4. Collateral

Collateral is an asset that is pledged as security for repayment of a loan, to be forfeited in the event of a default.

Collateral can be in the form of a house/property or gold jewelry. Why these and not paintings and diamonds? Because they are easy to value and sell.

The bank does not prevent the house from being used during tenure. Jewelry, though, has to be deposited at the loan issuing branch.

Can you keep cash as collateral? Of course. If your education costs ₹30 lakhs, your parents (or any other well-wisher) can maintain it as a fixed deposit (without the right to liquidation). In the end, they get back the amount and interest.

For those with the wherewithal, the last option is the easiest form of collateral.

Student loan for study abroad without collateral is only possible for smaller sums, or for loans sought from international lenders.

On FundRight, you can seek your education loan from international lenders. Not having to arrange collateral is one less problem for you during the tricky phase of securing the perfect education loan. 

5. EMI

It is the acronym for Equated Monthly Installments.

We have become so used to this instrument for powering our needs that we no longer try to understand what it means.

Flat Rate EMI

A percent is applied, and the interest is added to the principal. Thereafter, the total is divided by the number of months’ installments.

Let’s use an example:

Raj took an education loan on Dec 1, 2018.

The amount is ₹10 lakhs and interest is 12% per annum. The loan had a moratorium till Dec 1, 2020, and then to be paid back over 6 years.

His total liability:

₹10,000,000 (principal) + 2 * 0.12 * ₹10,000,000 (interest during moratorium) + 6 * 0.12 * ₹10,000,000 (interest during repayment) = ₹19,600,000

EMI would be ₹19,600,000 ÷ (12 * 6) = ₹272,222

Reducing Balance EMI

As the loan is repaid, the principal outstanding reduces. Why should Raj pay interest on ₹19,600,000 for 72 months when every month he is paying back some amount of principal?

Calculation of Reducing Balance EMI is complex and banks have specialized calculator software that let you calculate. 

A comparison of a loan of ₹10,000,000 at 10% for six years Flat Rate and Reducing Balance EMI.

If all other loan conditions remain the same, the latter is always cheaper.

6. Floating & Fixed Interest

Education loan interest rates can be fixed or floating. 

Both the EMI examples above are for fixed rates. 

A floating rate can vary within a range say 7%-13%. It depends on the lending rate set by the RBI depending on the state of the economy.  

The new interest rate can kick in annually, semi-annually, or quarterly. 

7. Force Majeure

A Force Majeure is a clause that offsets the liability of a bank in case it is unable to fulfill its duties to you as a client.

In the previous example, let’s say Raj has decided to avail of the student loan for study abroad in two slices on Dec 1, 2018 and Dec 1, 2019.

The bank fails to send him the second installment in 2019 because of a global ransomware attack.

As a result, Raj suffers a financial loss. The Force Majeure clause prevents Raj from seeking damages.

Usually, such a clause is very expansive and covers terrorism, hacking, flood, fire, political unrest, extreme weather, tsunami, etc.

8. Right of Lien & Set-Off

A clause that gives the bank the right to sell collateral when it wishes without asking permission.

It usually occurs when a bank is in a dire financial mess and needs liquidity.

Before you get scared, a bank cannot liquidate loans in this manner suddenly. A lengthy legal process has to be completed before the assets of the bank (including collateral you put up) can be sold.

Therefore worry not, since financial institutions have to abide by Basel Norms (a list of obligations to maintain financial health) that are strictly enforced by the Reserve Bank of India.

9. CIBIL Score

Your lending bank will send your information to Credit Information Bureau (India) Ltd known as CIBIL.

CIBIL calculates the creditworthiness of the individual. You cannot ask the bank not to share data.

In case you default, your CIBIL score would be affected for life. The chances of receiving a home or car loan in the future would be affected. This is unaffected in case of repayment by a guarantor.

Even if a loan is not refused to you in the future, you might have to pay a higher interest.

Though the CIBIL score is currently not shared internationally, it might be and any history of default would carry over abroad.

To conclude…

Therefore, be careful and compare the terms and conditions of various loans before you sign. 

We are not discouraging you at all, but want you to keep every single factor in mind before you decide.

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Education Financing for Masters Abroad: Everything from Scholarships to Grants

Education Financing for Masters Abroad: Everything from Scholarships to Grants

Education Financing for Masters Abroad: Everything from Scholarships to Grants

The amount of money you will spend on your master’s degree abroad depends on your university, the degree, and the duration of your course. Then there are other factors like the cost of living, health insurance, and more. For a Master’s degree from a decent U.S. university, you’ll spend anything between $57,000 (₹43.5 lakhs) and $80,000 (₹60 lakhs).

That’s a lot of money.

Thankfully, education financing for a master’s abroad is organized and effortless, particularly for an Indian student. 

In fact:

Because many Indian students pursue their master’s degree from abroad, numerous funding options have opened up. 

Education Financing for Masters Abroad: Everything from Scholarships to Grants

Education financing for master’s abroad: your options

There are seven major funding options for financing your masters abroad.

1. Scholarships

A scholarship is the most common form of funding availed by Indian students going abroad. Usually, scholarships are merit-based. A scholarship can cover tuition partly or wholly. Some cover the cost of living, but by no means is that common.

Refer GradRight’s ready-reckoner of the top 10 scholarships for Indian students.

The source of a scholarship is usually: 

  • Universities and private trusts
    According to the Fulbright Commission, over 600 American universities offer scholarships of $20,000 or more to international students. The Rhodes Scholarship, established in 1903, helps outstanding international students pursue postgraduate studies at the University of Oxford.


  • Government 
    A notable example is the Chevening Scholarship provided by the Govt of the UK through the Foreign Office. Note that a particular scholarship might not be available for an Indian student. A good example is the Kennedy scholarship. It is open only to British nationals studying at Harvard and MIT.


  • Specific Fellowships 
    These targeted scholarships offer aid to students from a particular region or nation. For example, Felix Scholarship provides funds for outstanding students from India to pursue education at the University of Oxford, the University of Reading, and the School of Oriental and African Studies of the University of London.

2. Grants

Do not confuse a scholarship for a grant. You might think that these terms are interchangeable, but it is not the case. In the case of a scholarship, though the need is a factor, it is not the only factor. It might require a standard of academic aptitude or outstanding performance in sports.

A grant, on the other hand, is purely need-based. The purpose of a grant is to offer equal opportunity to those who need help. Pell Grant is the most well-known and awarded by the US Federal Government. The size of a grant is usually far smaller than a scholarship. For the 2021–2022 award year, the maximum grant amount for a student under the Pell Grant was $6,495.

3. Student loans

  • Indian banks 
    It is, of course, the most common method of education financing for a master’s degree abroad for Indian students. The process, however, is laborious and confusing. Plus, you get the same offer as does a student who barely qualifies the bank’s minimum viability criteria. Your strong educational profile does not earn you any benefit. 

    Some popular international education loan providers:

    SBI Global Ed-Vantage offers up to ₹1,50,00,000 for study abroad. The repayment option is through easy EMIs over a tenure of 15 years.

    ICICI Bank offers loans up to ₹1,00,00,000.

    HDFC Credila offers loans with no upper limit covering the entire cost of education abroad of colleges in 35 nations.

    Most of these loans require a guarantor. After all, the bank will have to recoup the funds if the student fails to pay them back. Though one might have the score necessary to secure a loan, a guarantor for ₹3,00,00,000 might be harder to arrange. Otherwise, the bank would want collateral such as property. Unsecured loans for large sums of money are rare and not found in the organized sector.

  • International banks 
    Foreign banks do advance loans to Indian students but with an important caveat. The student must have a co-signer who is a resident there. In the case of the US, the co-signer must be a citizen or at least a Green Cardholder.

  • GradRight, India’s first student loan bidding platform
    If you have the aptitude and competence, why not use it to secure a cheaper, more flexible loan?
    Create a profile on GradRight.

    – Let public/private sector banks, NBFCs, and international lenders bid.

    – Choose a loan that offers you the maximum benefit (low-interest rate, higher funding, and flexible repayment).

4. Assistantship

An assistantship is an opportunity to intern within a department of your university to earn a stipend for your service.

  • An assistantship might earn you a tuition fee waiver also. 
  • Not only does it provide an income, but an assistantship is also a wonderful way to build connections and expand one’s network.
  • You can expect to earn $10/hour to $35/hour in an assistantship. This could translate to $6000-$20,000 annually (₹4,50,000 to ₹15,50,000).

5. Student prizes

Student prizes are a great way to raise funds for your trip abroad. Of course, the amount might not be a lot, but every bit helps. Prizes are usually awarded for excellent academic performance. 

The Global Student Prize awards $100,000 (₹76,00,000) to an outstanding student every year. It is open to students who are at least 16 years old. Maybe your college or district has a math competition coming up that carries a cash award. Well-established members of society often finance students in need out of generosity. 

6. Earn and pay

Not very far-fetched. If you are in the US, the F-1 and M-1 visas allow you to work. If the school is in session, you can work 20 hours every week. During vacations, it rises to 40 hours per week. At a wage of $10 every hour, that is $200 a week or about $10000 every year (₹7,60,000).

7. Personal Loan

It is easier to avail of than a bank education loan but might need you to ask your family and friends. Of course, some might find it humiliating. A personal loan can also mean a loan for an unspecified purpose. Since they are mostly unsecured and without collateral, the rate of interest is high. Keep in mind that you would earn well after university. 

Education financing for master’s abroad: final word

The biggest factor is to plan. If you want to do your post-graduation abroad, begin researching when you are in college. Focus on where you want to study, the cost, and how to finance your education. Usually, it works out provided you put in a lot of effort and work with clear intention.

Joe Biden to Cancel $6.2 Billion of Student Loans

Joe Biden to Cancel $6.2 Billion of Student Loans

The U.S. Department of Education has identified 100,000 student loan borrowers who are now eligible for student loan cancellation due to the changes the Biden administration made to the Public Service Loan Forgiveness program in October.

President Joe Biden will cancel $6.2 billion in student loans through changes to student loan forgiveness. Ultimately, the Education Department says that 550,000 student loan borrowers will get student loan forgiveness sooner due to these changes.

These major changes include:

  • Count prior student loan payments toward student loan forgiveness;
  • Count prior student loan payments made for FFELP Loans;
  • Get credit for student loan forgiveness if you used the wrong student loan repayment plan;
  • Count prior student loan payments that were late or were partial payments;
  • Student loan payments made before student loan consolidation also count; and
  • Members of the military can count prior student loan payments while on active duty.

How to get this student loan forgiveness?

After meeting eligibility requirements, the remaining balance of your federal student loans will be forgiven. To count prior student loan payments that were deemed ineligible, you can complete a limited waiver for student loan forgiveness, which is available through the U.S. Department of Education. 

This limited waiver is available through October 31, 2022. This limited waiver will allow you to count previous payments to help you meet the 120 monthly payments requirement. Make sure to submit an Employer Certification to the Education Department annually and each time you change employers.

So, are student loans good or bad? With over 1.8 trillion in debt, students might question the significance of an education loan. But this number also proves that more and more students are opting for student loans. The trick is to know which loans to choose and avoid. There are a few things that you need to keep in mind before choosing the best loan offer for yourself.

A few things you can keep in mind while looking for an education loan are:

  1. Make sure your loan amount covers all your expenses.
  2. After you’ve assessed the loan amount, you should look at the top three lenders with the least rate of interest.
  3. Put in your loan applications with the banks the week you start applying to the universities abroad because the banks will have higher processing times in the peak study abroad season: April to July. 

Let FundRight walk with you hand-in-hand throughout the process and help ease your stress. Sign-up today and unlock the best offers!

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Form I-20 to study in the USA

What is Form I-20? Everything about Form I-20 to study in the USA

What is Form I-20? Everything about Form I-20 to study in the USA

Overseas students  require the Form I-20 to study in the USA.  Colleges certified by the Student and Exchange Visitor Program (SEVP) issue this. It demonstrates that you are a legitimate student enrolled in an accredited college. An I-20 form will not only allow you to utilise services like applying for your nonimmigrant visa in your US but also pay your I-901 SEVIS fee.

Form I-20 to study in the USA

What is an I-20 Form?

The Form I-20 works as a Certificate of Eligibility for international students on an F-1 or M-1 student visa. SEVIS approved colleges issue the document to students. Students who enroll in a full-time programme with adequate financial resources receive this. It contains the SEVIS ID, the programme of study, school information, and financial details

The following details also get documented in the SEVIS when you receive your Form I-20 to study in the USA:

  • SEVIS ID number
  • Intended programme of study
  • Academic programme dates
  • Tuition fee
  • Funding sources
  • Other personal information

Who needs an Form I-20 to study in the USA?

It is a multi-purpose document for international students who plan to study in the USA. Non-immigrants who have never attended a school or a university in the United States will require the form. People who are planning to change their current visa status to an F-1 visa will also need the form.

What are the different benefits of Form I-20?

After receiving the form, a student can apply for an I-20 student visa in the USA. In addition to getting a visa, the I-20 will be beneficial in the following ways given below:

  1. You can apply for a social security number and a driving license.
  2. When visiting a country outside the US
  3. When re-entering the USA or reapplying for a visa, I-20 is necessary.

Requirements to receive the document

  1. Meet all necessary admission requirements of the university you are applying to.
  2. Non-refundable deposit payment to confirm the admission.
  3. Proof of financial capability to fund the education 

The application process for Form I-20 to study in the USA

Receiving the document is an easy process. Your information then gets updated on the Student and Exchange Visitor Information System. SEVIS then process the data and generate an I-20 form. The form is signed and stamped by the DSO and sent to the student. However, in case of any changes required by the student, a new form can also get generated.
Settling the I -1901 SEVIS fee is the next step. All international students must pay this fee before entering the United States. For all F & M visa applicants, the I-901 SEVIS fee is $350.

What is the validity of Form I-20 to study in the USA?

The validity of your form depends on the duration of your programme of study. The university also estimates the time that you might need to fulfil all the degree requirements. However, if you are unable to finish your programme on the said date, you can also request an extension. You can do this from the university’s international office and you should do this one month before the completion date

The role of the Grace Period

A grace period of 60 days is provided to the students upon the completion of studies for the conditions mentioned below:

  • Leave the United States
  • Enrol on a new program of study
  • Apply for a change of visa status

The DHS regulations provide a 60-Day Grace Period to only those F-1 students who finish a program of study. The calculation starts from the date of completion. For students with Optional Practical Training, it begins when the OPT expires. 

Applying for the Form I-20 to study in the USA is one of the earliest stages to get a student visa. Moreover, ensuring that all details such as your course start date, program and financial information are correct on the I-20 document before applying for your F-1 or M-1 Visa will also help save time and effort. 

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Study Abroad Loan

8 Things to Look at Before Applying for a Study Abroad Loan

8 Things to Look at Before Applying for a Study Abroad Loan

When it comes to finding the right restaurant or a holiday destination, you go to great lengths to get to the right choice. But, when it comes to the most impactful part of your education – study abroad loan, you are afraid of choosing the wrong loan offer.

We have listed the critical assessment points below for you to make things easier. 

Study Abroad Loan
  1. Study Abroad Loan Amount
    Make sure your study abroad loan amount covers all your expenses. Students often assume that they don’t need a loan for their living expenses. And they can always choose to earn after moving abroad. Firstly, it is an assumption. There is no guarantee of securing an internship or part-time job. Secondly, banks do not approve any amount unless your entire financial requirement for you study abroad gets covered by savings, scholarship or through a loan. If you are considering a program that costs INR 60 lacs, and you request a loan of INR 35 lacs, banks expect you to show proof of funds for the remaining amount. Thirdly, you will want your loan amount to meet the visa requirements – covering at least 1.5 times of your total first-year expenses. You must go for your education in the most comfortable way possible, and compromising your study abroad loan amount would mean the opposite.

    One of the biggest misconceptions of students is that they are afraid to ask for the right loan amount because they have to pay higher EMI in the future. Please note that you WILL NOT pay the EMI based on the loan amount you get approved. You will pay the EMI based on the loan amount you take the disbursement. If you get a loan approval of INR 45 lacs and you only used INR 20 lacs from your loan amount over the next two years. You will pay EMI only on INR 20 lacs – from the date of disbursement not from the time of loan application.  

    Not having access to funds can cause a lot of stress later on, hampering your education journey, so make sure you request an adequate amount of loan. If you want to discuss your loan amount, do it as early as possible. The loan amount you are eligible for can even add to your admission decision process. Call your financial advisor today (number present on your FundRight account) for any queries. 

  2. Rate of Interest

    After you’ve assessed the study abroad loan amount, you should look at the top three lenders with the least rate of interest. Generally, public sector banks give the lowest rate of interest. Still, they are less flexible, very time-consuming in their process and require collateral for loan amounts exceeding INR 7.5 Lakhs. But, private banks and NBFCs offer more flexibility but a higher interest rate. Wherever collateral is not asked, banks assess the risk based on your destination, past academic profile and your co-applicant’s financial profile. Based on the profile details, the interest rate could be changing from one lender to the other and negotiated as well. Often when you move in groups, your interest rate comes down too! Make sure to check with your GradRight financial advisor about this.

  3. Processing Fee
    It is not one of the primary factors while making a loan decision (as it’s a one-time expense), a lower loan processing fee is an advantage. Generally, the processing fee can vary from 0.5% to 5% of the loan amount based on your lender. Some lenders have fixed processing fees of INR 10,000. Based on your profile, you can also negotiate it. Utilising analytics to pitch your profile and get these discounts is possible. You should check your financial advisor before you pay. For all GradRight users, we have some exciting processing fee waive offs with certain lenders.
  4. Collateral vs Non-collateral
    While giving education loans, banks will assess risk based on your academic or financial background and decide. In cases where banks are NOT confident about your profile for a non-collateral loan, banks may ask for collateral. Some banks only offer collateral-based study abroad loans like the public sector banks. Good collateral will bring down your interest rates by 1%-1.5%. A good collateral option may include apartments, plots in urban areas, fixed deposits. Nowadays, non-collateral loans are popular among students but many are not aware of this flexibility. Non-collateral options up to 75-80 lacs are available for your study abroad. If your study abroad loan requirement is more, collateral options will help meet that requirement. Collateral can back the entire loan or a partial loan. For example, you need INR 70 lacs of loan, and you can get INR 50 lacs through a non-collateral loan. We may be able to convince the lender to take collateral for the remaining INR 20 lacs. Note that the loan approval takes anywhere between 15 days to 45 days with collateral.
  5. Tenure 
    The payback period of the loan amount impacts the EMIs you will pay after the course completion. The longer the tenure, the lower the monthly EMI. But the longer the tenure, the more interest you will pay (cumulative over time). So it’s a trade-off between how comfortable you want your repayment to be and how much you are willing to repay. Make sure to find the right balance for you.
  6. Lender service 
    Don’t judge a bank by its initial loan offer alone. We recommend connecting with at least three lenders and discussing the options with your financial advisor. It is important to know how the process works and how friendly, honest and insightful the lender is. Having a conversation with the bank alongside your financial advisor will always give you a clearer idea about the offer. Sometimes, in the long run, a currently-appealing offer can turn out to be more expensive. Having multiple loan applications in an education loan is always suggested. If for any reason your profile gets rejected from one lender, you’ll always have a backup option. Did you know that we have a “true service rating” for each lender that is driven based on actual speed and investment they have towards servicing each student well?
  7. Tax Deductions
    The government provides a tax benefit (under section 80E) for students taking an education loan for their higher studies. According to this, the interest paid in the first eight years of the repayment term will not be taxable. For example, if the co-applicant’s income is INR 8 lacs per annum and the interest on the loan paid that year is INR 2 lacs. The taxable income when the respective co-applicant files for the Income-tax is six lacs; it saves about 20% of 2 lacs, as per income tax slabs). Only some lenders are eligible to offer these tax deductions. Check out the offer details or reach out to the advisor on to know who can offer the benefit.
  8. Processing Time
    Each bank has its own processing time. They vary anywhere between 1 day to 45 days. Public sector banks often take more time. All collateral-based loans will take more time as they involve more processing time. If a payment deadline is under 30 days, it is a good idea to always apply to more than three lenders. It is important to note that the banks will have higher processing times in the peak study abroad season: April to July. We recommend putting in your loan applications with the banks the week you start applying to the universities abroad.

At GradRight, we take the bold step to have lenders compete for you and strive to make lenders and study abroad loan processes work for you. Reach out to us at any time with any queries or feedback for your study abroad journey.

– From the team that built India’s first student loan bidding platform.

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6 Reasons to study in France at KEDGE Business School

6 Reasons to Study in France at KEDGE Business School

Do you wish to study business management but not the traditional way? Well, KEDGE Business School might be the right place to do it. The school offers diverse programmes ranging from Corporate Finance to Digital Marketing and Wine Management to International Business. More than that, it has been triple-accredited by EQUIS, AACSB and AMBA. It has four campuses in France, spread over Paris, Marseille, Bordeaux, and Tuolan. When choosing to study in France, it is impossible to ignore KEDGE.

1.  KEDGE Business School ranks among the best
KEDGE Business School continues to appear in French and international rankings. It stands out for its management and specialised training courses for students and professionals alike. KEDGE is among the top 1% of Business Schools worldwide. On top of that, KEDGE ranked 41st in the QS World University Ranking for Masters in Management. And 30th for Masters in Marketing. That surely does sound like a great university, doesn’t it?

2.  Programmes offered at KEDGE Business School
KEDGE offers a wide range of programmes for its students. They are offered at undergraduate, postgraduate, exchange, and short-term levels. At the undergraduate level, it has a comprehensive International BBA Programme. The short term courses are offered at all four campuses in the summer.

Courses at the postgraduate level cover the areas of Arts & Creative Industries Management, Corporate Finance, Business Transformation for Sustainability, Wine & Hospitality Management, Global Supply Chain Management, Sport – International sport & event management, International Purchasing & Innovation Management, Data Analytics for Business, and more.

Studying at KEDGE Business School will allow you the freedom to choose more than a management programme. You can also specialise in the course of your interest.

3.  The school offers financial benefits

Have you always wanted to study in France but are anxious about the cost of living and tuition fees? As an international student, you can expect to incur expenses of only around EUR 8,000 yearly. That makes studying in France much cheaper than in other countries. Studying a programme in France is a good decision for your finances. The tuitions fees are considerably lower than those in certain other countries.

At KEDGE, international courses fees vary from €8,500 to €19,900 depending upon the level and the course selected. International students at KEDGE Business School can also benefit from numerous scholarship and subsidies prospects to help offset tuition fees and housing costs. Rest assured, you will be covered by universal health care at no charge. Moreover, France provides numerous affordable activities for international students allowing them to experience their education there.

4.  Find Europe at your doorstep
Another advantage of the KEDGE Business School campuses in France is their locations. The Bordeaux campus allows easy access to the world’s best vineyards of Saint-Emilion and the beaches of the Atlantic coast. On the Mediterranean coast, the Marseille campus will allow you to enjoy the peace France has to offer. Visit the lavender fields in Provence or travel to the French Riviera’s must-see spots. In the heart of France, the Paris Campus needs no introduction.

5.  It will boost your employability
Gaining international experience is another step on the ladder to starting a professional career. A French degree holds value to employers from all around the world. KEDGE ensures a world-class education. You will gain the interpersonal skills of adaptability, intercultural understanding, and self-reliance. With campuses across France, it will offer an excellent networking potential. Additionally, in the post-study work stream, several work visas are available yearly for international students to stay and work in France.

6.  Requirements for GRE, GMAT, and IELTS
Yes, you read that right! At KEDGE, you are not required to submit scores on GRE and GMAT for courses other than Master in Management Grande Ecole. If the medium of education at your school and university was English, you have a choice to waive the IELTS condition. It also makes the admission process easier and your chances of getting in higher.

With excellent learning infrastructure, unique leisure options, and numerous opportunities for multi-cultural interaction, KEDGE Business School is among the best universities to study in France. Whether you are a school student looking for a business degree, an undergraduate seeking admission into higher education, KEDGE will provide you with a space within its curriculum. Moreover, you do not want to miss the exquisite culinary experience central to France.

MS in Computer Science in USA

MS in Computer Science: 5 Reasons Why The USA is The Better Choice & 5 Reasons Why is Canada is!

MS in Computer Science: 5 Reasons Why The USA is The Better Choice & 5 Reasons Why is Canada is!

Computer science is a rich field with tons of potential for development. If you have chosen to study an MS in Computer Science in 2022, you have made the right choice for your career. To help you choose the right destination, here are some of the pros and cons of studying it in America and Canada. 

MS in Computer Science in USA

5 pros of doing your MS in Computer Science in USA

Doing a master’s in the USA is a dream for many students, and it is easy to see why. The USA is a land of opportunity. It provides career development opportunities to everyone. According to statistics, there were around nine hundred thousand international students in the USA in 2021. 

  1. Many scholarship opportunities
    According to data, more than 600 universities in the USA offer scholarships worth $20,000 for international students. It will provide massive financial support to students hoping to move to the US to study.
  2. Plenty of internship programs
    Internship programs are a great way to cover your expenses when studying abroad. You can become an intern at your university to cover expenses. This will help you pay for expenditures. It will also help you gain experience through the program.
  3. Exposure to technology and knowledge 
    Another benefit of a master’s in Computer Science in the US is exposure to advanced technologies. You will learn a lot during your stay in the US. Also, The USA is well known for having significant advancements in technologies. It will allow your interaction with those technologies.
  4. The USA has some of the best universities in the world 
    One of the top reasons students go to the US to study is that some of the world’s best universities are there for MS in Computer Science. These universities are widely known for their quality education. Some of them are MIT, Stanford University, Harvard University, and the University of Chicago.
  5. You can earn better in the US
    As an Indian student, working in the country will help you get paid better. According to statistics, Indian workers in the US earn more than American workers on average. So an MS in Computer Science in USA will payoff. 

5 cons of doing your MS in Computer Science in USA

  1. High costs of living
    Compared to other countries, the USA has high costs of living. Living in the USA can be very expensive. The expenditures on food, clothing, travel and other expenses are higher. It can also be challenging for students who come from middle-class families to manage.
  2. Cost of education
    The cost of education in the US is high. And MS in Computer Science in USA is no exception. So, if you do not get any scholarships or assistantships, it will be hard for you to pay for your tuition. If you do not have enough financial stability, you may have to take loans to pay for your education abroad.


  3. Uncertainty about the job guarantee
    There is no assurance of obtaining a job post studies. Multiple factors such as academic performance and personality determine your job guarantee. Also, communication skills, emotional quotient, and experiences play an integral role.
  4. Diverse weather conditions
    The climate in the country is diverse. It requires international students to research it. As everyone’s immunity may not fit. The possibility is also that one may not adapt to the adverse cold and weather.
  5. States have different curriculums
    Every state of the US follows different a curriculum. It creates students of varying standards of education.

5 pros of doing your MS in CS from Canada

Canada is another high-demand country for students. There were 530,540 international students in Canada in 2020.

  1. Canada provides some great university options
    Just like the USA, there are some great choices for universities for MS in CS from Canada. These include the University of Toronto, McGill University, and the University of Alberta.
  2. Best scholarship programs 
    Canada provides international students with many scholarship opportunities. Canada provides an array of scholarship programs for students from South Asia.
  3. A safe studying environment 
    Canada is the sixth safest country in the world. Are you looking for a peaceful country with opportunities for growth and learning? Canada is the right place to do your MS in CS.
  4. Part-time job opportunities 
    Like the USA, Canada provides students opportunities to earn while studying. You can take up part-time jobs while pursuing your MS in CS from Canada. The only conditions are that you need a valid study permit, and your program should be longer than six months.
  5. The international workforce is in high demand 
    Another benefit of going to Canada for your master’s in Computer Science is that you will be in great demand. Canada encourages international students to come to Canada to study. Similarly, they need a young workforce to run the economy. 

5 Cons of Doing Your MS in CS from Canada

  1. Tuition fees  
    While studying in Canada is generally less expensive. But, it also comes with high tuition fees that could be difficult to pay for some. However, many scholarship programs can make it affordable.
  2. Cost of living 
    Most of the places in Canada are affordable. However, some cities will be expensive to live in, such as Toronto, Vancouver, and Burnaby.
  3. Climate 
    The climate of Canada can be quite unforgiving for those who are not prepared for it. As an Indian student, you might feel it difficult to live there during winters. The temperatures can be as low as -25 degrees celsius.
  4. An expensive lifestyle
    The cost of education is relatively affordable in Canada. But the cost of living is somewhat the opposite. Food, rent, and clothing are costly, especially in the larger cities. Managing expenses while studying can be troubling for some students.
  5. Rental Housing
    Other costs such as rental housing can become overwhelming for students. Especially those living in expensive cities. 

MS in Computer Science in USA or MS in CS from Canada? Both the USA and Canada are fascinating choices for students who want to have a promising career in computer science. However, when applying to a university, consider the cons and whether you can deal with them. 

Schulich School of Business

Schulich School of Business: 6 Top Reasons to Study There

Schulich School of Business: 6 Top Reasons to Study There

Choosing to study business abroad can be one of the most exciting phases of your life. However, it is necessary to ensure that you follow the right procedures. It is also important to stay updated about schools that can offer a diverse curriculum and life. The Schulich School of Business, a part of York University, is one such school. If lucky, you might have just found the place to give you the right push in the business world.

While we dive deeper into the benefits that the school has to offer, let’s also have a brief review of the Schulich School of Business – York University.

Schulich School of Business

What is the Schulich School of Business?

The Schulich School of Business is the business school of York University. The school offers programmes in business majors. It’s a well-acclaimed school with excellent reviews about its experienced faculty and environment. It’s the number 1 ranked business school in Canada. For instance, it is ranked the best by The Economist, Forbes, and Corporate Knights. Schulich ranked as the best in responsible business. It allows you to select the specific program that suits your career goals. It also provides you with a vast range of BBA/BBA, MBA specializations, and specialised master’s programs.  

Six reasons to study at Schulich School of Business - York University

Now let’s discuss the top six reasons to choose the Schulich School of Business to secure your career. Read on.

  1. Vast choices of programs
    It is the salient feature of the Schulich School of Business that it has a wide variety of programs to offer. If we go through their undergraduate programs, we get to see two significant courses BBA and IBBA. The Master of Business Administration offers programs of MBA / Juris doctor, MFA, MA, International MBA, Kellogg-Schulich, and Executive MBA. In Graduate diplomas, courses of post-MBA diplomas in Advanced management and intermediate accounting are there. The Schulich School of Business also provides the program of Doctor of Philosophy. Students can get themselves enrolled in their desired program.
  2. Flexibility
    Schulich has a unique approach to maximising flexibility. Instead of choosing between studying for an MBA and working, you can study the low maintenance program. It permits you to do both. The part-time program offers daytime and evening classes and concludes in three years. If you wish, you can also switch between full-time and low maintenance throughout the program.
  3. Exceptional faculty and research
    Schulich flaunts a lively and vibrant touch with the local area. It is famous for its greatness and accomplishments as an institution. The central goal is to prepare information and distil it for training. Besides that, the Faculty of Schulich is very innovative. These scholars globally based on areas of research expertise. Moreover, the faculty inspires its students. The graduates of this school go on to work in renowned multi-national countries.
  4. Healthy life at the campus
    At Schulich, you’ll expand your horizon by gaining from the global faculty and meeting industry pioneers from various sectors. And that’s just the beginning. The connections you construct will shape your prosperity at Schulich and beyond. Schulich offers a universe of freedom to develop your aptitudes and interests. You can also forge friendships as you take part in clubs, case contests, and meetings.
  5. Friendly services for the students
    It is rarely easy to settle with the immediate change from high school to university. So, a student might have to struggle to adapt to this change. However, the school provides friendly services that will help you go with the university’s flow. It also offers a large group of administrations to help you seek your objectives. Schulich claims to assist in making your progress a fruitful one. The scholastic and direction exercises assist you with associations and become a part of the Schulich group.
  6. Alumni association
    Alumni Association is a distinctive factor of this school. You can join this association as soon as you graduate, and it has many advantages. You can stay connected to a variety of sources and special deals. Moreover, some significant perks about joining this association are that you can get access to exclusive deals. You also get opportunities like custom framing and special discounts on HP devices through the HP affiliate program. This association supports education travel and that’s why it standout in Canada. 

Schulich School of Business is unarguably the best choice for the business. In the same way, we get to see efficient facilities that are willing to help the students in the best way possible. The healthy life on campus and friendly services further concrete the school’s reputation. Let’s go through the success stories of the graduates of this school. While Tyler McLay is in the top 35 real estate businessmen in Canada, Linda Cattelan is a renowned career development expert. 

Thus, the Schulich School of Business has birthed individuals who are flourishing in the world. Also, the employment rates for Schulich School of Business graduates are higher than its competitors. So, the Schulich School of Business is one of the best choices for students to enrol in a business major.

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