No quarantine in the uk for fully vaccinated Indian travelers

No Quarantine In The UK For Fully Vaccinated Indian Travellers

No Quarantine in the UK for Fully-Vaccinated Indian Travellers

No quarantine in the uk for fully vaccinated Indian travelers

The UK, on October 7, announced that Indian travellers fully vaccinated with Covishield or any other UK-approved Covid-19 vaccine will no longer have to undergo the mandatory 10-day quarantine upon arrival in the UK from October 11. Having no quarantine in the UK comes as a major relief to all students.

Earlier, the UK had not even added Covishield to its list of approved vaccines. This drew sharp criticism from India, as many believed the decision to be “discriminatory”. Following this, the UK, on September 22, revised its travel advisory and included Covishield as an accepted vaccine. However, it still required Indians to quarantine and get tested on arrival. This meant the country still required fully-vaccinated travellers from India to quarantine for 10 days upon arrival in Britain. The UK had also said it didn’t accept the Cowin certificate which led to a major row between the two countries. 

However, recently, a British High Commission spokesperson said the decision to remove quarantine rules for fully-vaccinated Indian passengers was made after close technical cooperation between both countries’ ministries taking public health factors into account. 

The spokesperson added that the extension of vaccine certification is a further step to let people travel more freely again in a safe and sustainable way while also protecting public health.

British High Commissioner to India Alex Ellis tweeted about the news and also thanked the Indian government for close cooperation during that time period.

This comes as great news, especially if you’re planning to go to the UK to pursue your higher education. However, if you are stuck with respect to your finances, we are here to help you get the best education loan possible, thanks to our World’s 1st Education Loan Bidding Platform in FundRight and our trusted financial advisory.

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Russia Offers Free Scholarships To Indian Students

Russia Offers Free Scholarships To Indian Students

Russian Government Scholarships for Indian Students

Russia wants to attract international students to the country’s renowned institutions and universities. The Russian Government Scholarships for Indian Students offer 100% subsidized education and stay. It is indeed a fortuitous opportunity for many who want a foreign education with a meager outlay. 

As per a press release, since 1st September 2021, the applications for different Russian Government Scholarships for Indian Students has been open for the 2022/23 intake, allowing international students to apply for the programme. Students were allowed to apply for the scholarship programme in Russia till 1st November 2021. It is expected that a similar intake would happen in late-2022 for 2023/24. 

Students can pursue their bachelor’s, Masters or PhD degrees across different disciplines in Russia with the aid of Russian Government Scholarships for Indian Students.

The Russian Government Scholarships for Indian Students covers the entire tuition costs of the international students in the country. 

Each year, the Russian Government offers 100 scholarship grants to Indian students facilitating their studies in the disciplines of Medicine (MBBS), Engineering, Arts and Science.
India and Russia have enjoyed warm friendship for decades. The Russian Government Scholarships for Indian Students is an outcome of these close ties.

The Russian House in Chennai has conducted a webinar on 24th September 2021, covering the different aspects of the Russian Government Scholarships for Indian Students for the 2023-24 academic programme.

The webinar covered topics such as important details for the scholarship, courses on offer, application process and selection process among other aspects. Attendees also had the opportunity to ask questions and clarify any doubts they had about pursuing their studies in Russia.

Here is the video of the webinar conducted by the Russian House in Chennai:

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Commonwealth Master’s Scholarships India 2022-23

Common wealth Master's Scholarships 2022-23

Commonwealth Master's Scholarships 2022-23​

Funded by the UK Foreign, Commonwealth & Development Office (FCDO), the Commonwealth Master’s Scholarships enable talented and motivated individuals to gain the knowledge and skills required for sustainable development. These scholarships are aimed at those who could not otherwise afford to study in the UK.

Commonwealth Master’s Scholarships are for candidates from eligible lower and middle-income Commonwealth countries, to undertake full-time taught Master’s study at a UK university.

These scholarships are offered under six CSC Development themes:

  • Science and technology for development
  • Strengthening health systems and capacity
  • Promoting global prosperity
  • Strengthening global peace, security and governance
  • Strengthening resilience and response to crises
  • Access, inclusion and opportunity

What does the Commonwealth Master's Scholarship cover?

Each scholarship provides:

  • Approved airfare from your home country (India in this case) to the UK and return at the end of your award (the CSC will not reimburse the cost of fares for dependants, nor the cost of journeys made before your award is confirmed).
  • Approved tuition fees.
  • Stipend (living allowance) at the rate of £1,133 per month, or £1,390 per month for those at universities in the London metropolitan area (rates quoted at 2021-2022 levels).
  • Warm clothing allowance, where applicable.
  • Thesis grant towards the cost of preparing a thesis or dissertation, where applicable.
  • Study travel grant towards the cost of study-related travel within the UK or overseas.
  • If you are widowed, divorced, or a single parent, child allowance of £485 per month for the first child, and £120 per month for the second and third child under the age of 16, if you are accompanied by your children and they are living with you at the same address in the UK (rates quoted at 2021-2022 levels).
  • If you declare a disability, a full assessment of your needs and eligibility for additional financial support will be offered by the CSC. 

How To Apply

The entire application process is online. 

You MUST submit your applications on the Commonwealth Scholarship Commission’s Online Application System (active from 20 September 2021 to 01 November 2021 (21:30 IST)) as well as on the Ministry of Education’s SAKSHAT Portal (active from 01 October 2021 to 07 December 2021).

Eligibility Criteria

  • The applicant must be a resident and a permanent citizen of India.
  • Be available to start your academic studies in the UK by the start of the UK academic year in September 2022.
  • By September 2022, hold a first degree of at least upper second class (2:1) honours standard (in the Indian context, this means a minimum of 60% marks in graduation), or a second class degree (2:2) (in the Indian context, this means 50-59% marks in graduation) and a relevant postgraduate qualification (usually a Master’s degree).
  • If you are applying for a second UK Master’s degree, you will need to provide justification as to why you wish to undertake this study.
  • Be unable to afford to study in the UK without this scholarship. (Candidates are compulsorily required to sign a declaration that they do not have access to sufficient funds to study in the UK).
  • Candidates must have an offer from admission from a UK University partnered with the CSC for the September/October 2022 intake at the time of applying on the SAKSHAT Portal.
  • Have provided all supporting documentation in the required format.

Supporting Documentation

  • Proof that you are a citizen of India: a copy of your valid passport (or national ID card) showing your photograph, date of birth, and country of citizenship uploaded to the online application system.
  • Full transcripts detailing all your higher education qualifications including to-date transcripts for any qualifications you are currently studying (with certified translations if not in English) – uploaded to the online application system.
  • References from at least two individuals – submitted directly by the referees to the online application system (referees will be sent an email request to submit online).

Nomination Criteria

  • 39 Nominations will be made to the CSC for the 2022 Commonwealth Master’s Scholarship.
  • Candidates who have received an offer of admission from any UK University partnered with the CSC must upload a copy of the same on the SAKSHAT portal.
  • In case there are more applications than the number of nominations to be made, ranking of the UK University from where the candidate has secured an offer of admission as per the ‘QS Ranking 2022’ would be taken to draw up the merit list.
  • Nominations would be made on a development theme-wise proportional basis i.e. the more the number of applications received under a particular theme; the more will be the share of that theme under the overall ceiling of 39 nominations.

The Application Form

In the application form, prospective candidates will be asked to:

  • List all undergraduate and postgraduate university qualifications obtained (if applicable).
  • List up to 10 publications and prizes (if applicable).
  • Provide details of your employment history and explain how each job is relevant to the programme you wish to undertake in the UK (up to 100 words per employment).
  • Provide a statement on the relevance of your previous work experience to the proposed Scholarship (up to 300 words).
  • List names and positions of three referees who are qualified to comment on both your capacity to benefit from your proposed Scholarship in the UK and your ability to deliver development impact afterwards. One of your referees must be your current employer.
  • Provide a Development Impact statement in 4 parts.
Refer to this sample document for an example of the questions asked within the online application system.

Application Deadline

  • Applications must be submitted by 16:00 (GMT) on 1 November 2021
  • References must be submitted by 16:00 (GMT) on 22 November 2021
  • The nomination deadline is 22 December 2021.

Important Points to keep in Mind

  • Awards are tenable at any approved UK university or higher education institution with which the CSC has a part funding agreement for a specific programme of study.
  • Awards are made in respect of full-time study only and no other course of study may be undertaken at the same time.
  • The CSC funds one-year taught Master’s programs only and does not fund MBAs.
  • You must make clear in your application which qualification you are applying for.
  • You are advised to list three universities and courses that you think are the most appropriate for your study, in order of preference, and to explain your reasons.
  • The CSC will make the final decision on the institution of study and reserves the right to overrule any preferences indicated by the candidate.
  • You must take the necessary steps to apply for admission to your preferred universities in advance of your scholarship application.

Additional Resources

Find the exhaustive list of conditions here.

Find the FAQs page here.

Official Website of the Commonwealth Master’s Scholarships can be found here.

The official announcement by the Gov of India here.

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GradRight's FundRight - World's First Education Loan Bidding Platform

GradRight: A Higher Education Global Fintech PlatForm From India For The World

GradRight: A Global Fintech PlatForm From India For The World

In an exclusive interview with Outlook Money, Aman Singh & Sasidhar Sista, Co-founders, GradRight demystify financing for higher education abroad.

Aman Singh and Sasidhar Sista, Co Founders, GradRight

Tell us about the education loan landscape in India.

  • Since 2001 when India started education loans the loan book has increased 60 times to INR 60,000 crores in 2020 at a CAGR of 22%. 
  • While some public sector banks have struggled with high NPAs because of government mandates, the private sector has thrived. 
  • A leading private lender started in 2008, has grown at 66% CAGR to build a loan book of more than INR 60,00 crores. 
  • With the expected increase of Gross Enrollment Ratio from 25% to 50% over the next decade, coupled with the increasing cost of higher education our outstanding loans may rise to INR 3 lac crores. 
  • There are significant opportunities in this sector if you notice the number of new NBFCs entering the space and the increased VC participation in the last five years.

What is the ideal approach to taking an education loan?

  • Start with a real education budget that should account for the total money students can spend from savings, plus education loans. 
  • If the budget estimate is too high, a student will end up with a university that she cannot fund, too low and it may lead to the student missing out on choosing a better university for her career. 
  • Then estimate the total cost of the program including tuition fees, living costs in the city the college is located along with expenses such as the cost of books, electronics, initial room set up, local trips, health insurance, airline expenses, visa application, health check-ups, university applications, and counsellor fees. 
  • In the U.S. the living cost in New York is nearly 1.5 times the living cost in Philadelphia.
    Parents occasionally underestimate the cost by INR 10-15 lacs. 
  • Remember to analyze college choices based on true return on the program from a financial lens and avoid being driven by biases, peer pressure, and hearsay. 
  • Be careful in evaluating placement statistics that may not be a true indicator of their earning opportunities. 
  • Students can schedule a free call with a GradRight financial advisor to get the right estimate.

How can a student get the best education loan?

  • Without GradRight, loan application and approval can take 7 days to 2- 3 months, depending on the lender, processing of collateral, and the time required for the follow-up. 
  • Start the loan process in advance, preferably immediately after getting test scores. 
  • Various types of loans are available with differing interest rates and payback times based on academic profiles and parents’ financial profiles. 
  • GradRight’s FundRight is the World’s first student loan bidding platform where 12 public and private, domestic and international banks and NBFCs compete transparently to offer the best education loan based on their credit policies, student profile, and college choices. 
  • Students complete their entire loan process online and get the best loan for their profile.

What are the insights that one can use to get the best deals?

  • Taking care of some nuanced factors can contribute immensely to getting an awesome loan.
  • Students with test scores (GRE, GMAT, SAT, TOEFL, IELTS) are three times more fundable. Each bank recognizes a set of global universities for their placements. 
  • Sometimes, even with an average score, students can get a great admit and thereby, a good loan. 
  • Banks prefer the US, and Canada the most.
    UK, Singapore, Australia, Germany, and Ireland are also considered positively. 
  • The maximum unsecured loan amounts one can get will vary based on the country you choose to study in. 
  • Parents’ credit or financial discipline will have an impact on what you can get as an education loan, as most of the lenders will ask for them to be co-applicants. 
  • Having too many active EMIs will also deter banks. 
  • Our SelectRight platform can help students choose the most bank-fundable universities for their unique profiles. 

What is your mission at GradRight?

  • Our vision is to build the leading education fintech company dedicated to making education accessible and affordable. 
  • Our mission is to enable students to maximize their Return on Education(RoEd) by ensuring that they can study at the Right College at the Right Cost.

How are you adding value to the banks?

GradRight's FundRight - World's First Education Loan Bidding Platform
  • We are very glad that GradRight has picked up really fast. In 2020, GradRight was one of the first partners we signed up with for one of our new initiatives. Fast-forward to today, GradRight is among our top partners. I’m very happy with how our relationship has developed with our combined vision of helping out students & being an instrument of change in their lives.” – Mayank Sharma, Country Head, Prodigy Finance.
  • GradRight is already the preferred sales and service partner for all its lending partners. 
  • Since the launch of FundRight, only 10 months ago, we have received INR 2500 crores in loan requests and helped secure close to INR 400 crores in loan approvals. 
  • Banks attribute GradRight in helping them find exceptionally fundable students in one place and cut up to 75% of the cost of sales and pre-disbursement services. 
  • With a first principle approach, GradRight created an education loan journey for banks and students that drove up the approval rates for banks and created unseen access to high potential students across hundreds of Indian cities and towns at once.

How are you adding value to the students?

  • Anyone considering graduate student loans should seriously check out GradRight. Seeing a bevvy of options from different banks laid out so comprehensively and conveniently was a huge source of relief and led me to options I would not have found otherwise!” -Raghav Adlakha, Alum, Harvard Kennedy School.
  • With GradRight’s FundRight, students have saved INR 30 crores in interest expense to date. 
  • We are making higher education financing more accessible. 80% of our students come from 2000 plus, Tier 2 and 3 cities of India with limited access to education loan options. 
  • We have increased the chances of securing a loan by 500% by bringing all the top education loan providers on one platform. 
  • With GradRight students are choosers and not beggars for financing their higher education.
    All this is possible because of the commitment of our Student Success team led by our colleagues Shivani Mani, Hasil Gora, Prachi Singh, Aayush Nagpal, and Lovish Rawal. 
  • “There’s information asymmetry in the student loan market in India. The loan journey hence becomes overwhelming. At GradRight, the Student Success team is driving rational program choices, financial awareness, and well-negotiated loan decisions/terms for our students. We want to make them feel comfortable with the loan choices they make alongside GradRight.” – Shivani Mani, Student Success

What are your future plans?

  • To power students’ financial transactions, we will soon launch, World’s first student-centric score, GradRight Credit Rating API. This will unlock the next level of efficiency and value for all stakeholders in the ecosystem. 
  • We will scale up FundRight in India and expand our services in Asia and the Middle East. 
  • SelectRight will be a game-changer in the sector and will enable students to make better decisions on selecting high return programs.
GradRight team

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10 college interview mistakes

10 College Interview Mistakes Students Should Be Aware Of

10 Common College Interview Mistakes

A college interview can definitely help you make a good impression and avoiding these common college interview mistakes can help you ace your interview. The college interview is a great place to put a face and personality to your application. 

An interview is beneficial to both parties involved. Students can use the interview to gather valuable information about prospective schools, ask questions and show their personalities. Universities use the interview process to find out more about a student, especially the kind of information that isn’t easily found in transcripts and applications.

With these points in mind, let’s look at the 10 common college interview mistakes to keep in mind

1. Showing up late

Showing up late for a college interview
  • Be it any interview, showing up late is not good etiquette.
  • One, because it disrespects the interviewer because he/she is taking their time out to do this interview.
  • Second, it has a high probability of affecting your chances because showing up late creates a bad first impression.
  • Instead, plan your time out, arrive a good 20 minutes earlier, settle down, get adjusted to the conditions, and take the interview with a calm and relaxed mindset. 
  • Or if it’s a virtual interview, put away your distractions, set the ambience as per your comfort and give yourself a good pep talk before the interview starts.

2. Underdressing

Underdressing for a college interview

Here’s a truth to start this point: there’s no universal/default “interview outfit”. But dressing well and appropriately can help you stay on top of these three reasons:

  • Sloppy dressers have a high chance of immediate rejection.
  • A bad visual first impression deeply influences a person’s decision-making and in the case of underdressing, things won’t be in your favour.
    Read this Forbes article to know how to dress for interview success.
  • Inappropriate dressing projects a person with low attention to detail and less self-worth. And as per this article, how we dress influences how we perform.

3. Being Rude to the Interviewer

Being rude to the interviewer

What can be considered rude behaviour in an interview? Here are a few examples:

  • Chewing gum while attending the interview
  • Bringing your mobile to the interview
  • Using swear words

Instead, treat the interviewer the way you would like to be treated; with respect, politeness and professionalism.

4. Lying Or Being Disingenuous

Lying to the interviewer

These are two important things to keep in mind:

  • Never lie
    A lie today might get you the job but it will surely come back to haunt you in the future.

  • Never be someone else
    This is a golden rule applicable to any interview. Never try being someone you are not. The interviewer can see right through it.
Instead, be truthful and be authentic.

5. Not researching the college

Not enough research about the school or college
  • Here’s a popular college interview question: “Why do you want to attend this college/school?”
  • If you have done your research right, you would be able to talk about the school and answer this question quite easily. The problem arises when you haven’t put in the time to research the school.
  • Research the school not just from its website but also from its social media platforms to get an even better understanding of what’s happening within the system. This definitely gives you a certain edge over other applicants.

6. Not researching the Interviewer

Not just the school but researching the interviewer too is essential. It’s one way to really make an impact during your interview.

What to keep in mind while researching your interviewer?

  • Their interview style
    You can get this information if they or someone else has written about the same on the internet.
  • LinkedIn
    LinkedIn would be a good place to start your research. Look at their academic background as well as their experience so far. This can help you come up with potential questions to ask.
  • Mutual connections/friends
    Friends in common can be a good way to start the conversation and potentially make the interviewer remember you better.

7. Preparing a Canned Speech

Avoid delivering a canned speech during a college interview
  • Do not memorize a speech before coming to the interview.
  • Prepare a pitch that defines who you are and what you want to do, understand the flow and weave a story out of it. This way, you wouldn’t have to memorize in the first place, because when asked about it, you can think of the story, the elements, the flow and be your genuine self.

8. Not Practicing enough

  • You should never overlook practice, regardless of how confident you are in your abilities.
  • Great thought leaders, speakers are who they are today because of the amount of hard work they put in behind the scenes (and experience plays a part too).
  • Make sure you practice with someone and in front of a mirror to nail down the answers, be convincing enough in your responses.
  • Maintain a good posture with a genuine smile on your face. Body language is as important as your verbal communication.
  • This will give you confidence and make you sound more natural.

9. Too many filler words

Avoid using Filler words in a college interview
  • This could be seen as an extension of the previous point but this deserves a special mention because this is quite common among students. Filler words come naturally to many of us and a few examples could be, “like”, “basically”, “you know” etc.
  • Check out this article to reduce the usage of filler words.
  • Here’s a bonus tip:
    While practising, practice consciously. What this means is you are aware of every word you speak and every action you take. This self-awareness can help you not just in interviews but also in many other important aspects of your life.

10. Failing to send thank you

Not sending a thank you note
  • Don’t forget to send an email thanking the interviewer for their time.
  • Adding to the thank you note, you can quote something the interviewer said that was memorable and instructive which shows that you paid attention to what they were speaking.
  • An example of the same:
    “I really loved how you have emphasized the university’s top-notch facilities and it has made me want to study at the place even more. Thank you for that!”
  • All these tiny details do matter and could end up giving you that certain edge over others.

Final words about the college interview:

Prepare yourself for the frequently asked interview questions before attending the interview. Do your research well and have a clear goal in place. During the interview, take your time and find ways to relax and calm your butterflies. Keep these college interview mistakes in mind, follow these 9 tips to nail your next college interview.

How Can GradRight Help?

While getting into college isn’t easy, there are ways to make better and informed decisions especially while choosing and applying to universities that best suit your criteria.

To tackle this problem, GradRight is has launched another platform called SelectRight, an AI-based data-driven platform that enables you to select, shortlist and apply to the right universities that are best suited for you.

SelectRight comes with unique features and to top that, there are alumni you can connect with, mentors and experts to guide you with your college admissions including your college interviews!

Click on SelectRight below to get started!

How To Shortlist Universities For Masters Abroad!

How To Shortlist Universities For Masters Abroad!

How To Shortlist Universities For Masters Abroad!

The decision to study abroad is a very important and defining step in your higher education journey. During this process, you might come across many admission myths, so beware! One of the most important steps is to select and shortlist universities. College applications take a lot of time and that’s why it is very important for students to carefully plan and choose the right university(s), course and even the country. The most common way of shortlisting universities is to look at rankings.

But it’s important to look beyond rankings. That’s why, in this blog, we tell you how to do exactly that so you make the right decision while you shortlist universities.

1. Location Of The University

  • The country you choose to study in is an important factor to consider and to be researched on thoroughly. Consider factors like safety, GDP growth, the overall environment of the country, etc.
  • Keep this in mind and take a serious note before selecting the location.

2. Course Of Your Choice & Interest

  • One of the most crucial decisions while shortlisting a university would be to select and research the course of your choice and interest. 
  • You need to consider your own interests, your previous educational background and previous performance so that you can compare the ranking of your chosen universities with your chosen stream.

3. Tuition Fees & Living Expenses

  • When you shortlist universities, you need to consider the school’s tuition fees and living expenses. 
  • Paying fees to your educational institution is the first expense you must plan ahead of time. If you plan and save for them, you’ll be able to save a lot of money. 
  • Paying extra money for tuition and accommodation costs is very expensive. But it is one of the things you need to bear in mind when shortlisting universities for your studies abroad. 
  • The tuition fees for most courses in Europe and America are affordable. This is because these places are competitive and you might have to pay extra for better amenities and facilities.

4. Return On Investment On The Course

  • Universities make money by producing graduates who can earn the highest incomes. 
  • Hence, that’s why it’s crucial to understand the return on investment for the course you are looking at, and the country you are going to study in. 
  • In our opinion, you have to pay more attention to the return on investment and not the name and reputation of the university. 
  • Before you choose the universities, do ensure that the courses will help you with the objective of your higher studies.
  • The course you choose must offer your more than what you require.

5. Alumni Success

  • A big indicator of whether or not you should apply to a university is what their alumni have gone on to achieve. 
  • A few good indicators to look out for:
    High employment rate.
    If the alumni have gone on to working for or starting a Fortune 500.
    The alumni were accepted for graduate or doctoral study at a truly prestigious college or university.
    They went on to do great work in their community or region 
  • All these are great indicators that that college can help you achieve success well after your classroom days are over.

6. On-Campus Placements & Career Opportunities

  • The career opportunities in the universities chosen are also important to consider. If a student chooses the right course of study, a career is almost guaranteed. 
  • Moreover, a student must not only pick the university where the relevant courses of study are offered, but also must look at the respective careers offered in that particular university.

7. Financial Aid & Scholarships For International Students

  • Several studies have shown that a student’s decision to study abroad is influenced greatly by financial aid and scholarships for students. 
  • Students often have to think of financial aid while choosing a Masters degree outside the country. Your potential university might offer financial assistance to your tuition fees but most importantly, the amount is important. 
  • A good research method will be to simply visit the university’s website and do your own research.

8. Weather Conditions & Campus Environment

  • One of the biggest misconceptions that people have when it comes to shortlisting the right university is that it has to be in a certain geographical region or it has to be near home. This is one of the reasons why students end up choosing the wrong universities.
  • A campus tour can be a game-changer The campus tour should not be taken lightly. It’s the only way to get a realistic idea of how it feels to be in that environment.

Shortlisting the right university(s), keeping all these factors in mind, might seem a bit daunting but it’s also the important step that has the potential to determine your future life. Thankfully, there are ways to make better and informed decisions especially while choosing and applying to universities that best suit your criteria.

To tackle this problem, GradRight has launched another platform called SelectRight, an AI-based data-driven platform that enables you to select, shortlist and apply to the right universities that are best suited for you.

Click on SelectRight below to get started!

College Admission Myths For Study Abroad Students

7 College Admission Myths For Study Abroad Students

7 College Admission Myths For Study Abroad Students

College Admission Myths For Study Abroad Students

There’s no denying that the college admissions process is complicated. And, with so much hype surrounding this crucial period, it’s difficult to tell what’s true and what’s not. There can be a lot of misinformation floating around, and rumours can die hard. Extracurricular activities: how important are they? And, if one has a GPA of over 3.5, how important are test scores? Let’s debunk 7 of these college admission myths.

Myth: Colleges are looking for applicants with the best scores.

Truth: Colleges look at other factors like extracurricular activities, teacher recommendations, honors, and awards.

A top score does not automatically translate into a top college. Most students don’t realize that score ranges vary by admissions body, so the highest range is not the best one. But, scores don’t do the entire job, either. Colleges also look at other factors each of which have a significant impact on admissions. Many low-scoring students with high test scores who have a lot of extracurriculars may still not be admitted. So, it’s about a combination of everything. 

Myth: Colleges want well-rounded students.

Truth: Colleges want a well-rounded class.

According to this Forbes article, “colleges put together their entering class as a mosaic: a few great scholars for each academic department; a handful of athletes; some musicians, dancers, and theatre stars; a few for racial and economic diversity; some potential club leaders, etc. Colleges want a kid who is devoted to – and excels at – something. The word they most often use is passion.”

Myth: You need to have an impressive list of extracurricular activities.

Truth: Serious commitment in one area definitely outweighs superficial participation in several others.

Quality outweighs quantity when it comes to extracurricular activities. Colleges want to see passion and commitment.  One or two activities to which you’ve dedicated yourself and where you’ve achieved a leadership position is far more impressive than a huge list of activities where you’ve just floated around.

As the saying goes, “Jack of all trades, master of none!

Myth: You should only ask for a recommendation from a professor who gave you an A.

Truth: Choose someone who knows you well, with whom you have a great relationship, and who can speak well to your attributes.

It’s better to consider a professor who can help admissions officers get to know a different side of you and better understand who you are. Students should really be looking for recommendations from professors and mentors who know them really well and can give rich context to their work ethic, character, persistence and growth.

Myth: Essays shouldn't be creative.

Truth: Essays only need to be authentic.

An essay’s most important quality is that it should feel authentic. Think of your essay as an opportunity to reveal your true voice and to highlight who you really are. You need to make the case for why you care about something and what you’re doing about it but be careful about revealing things that would make the reader feel a sense of caution about you like sharing a past drug issue etc.

Myth: "Well-known" colleges are too expensive!

Truth: Well-known colleges are often less costly than second-tier or even state colleges.

While universities like Harvard, Yale and Princeton have high tuition fees, they also have healthy endowments and strong commitments to helping students afford their colleges.  Students who attend these, and many other top colleges, find that they receive more financial aid and graduate with little or no student debt. Additionally, there are different scholarships available to both local as well as for international students. Make sure you understand the different types of scholarships that can help you lower your overall cost of education.

However, if you are looking for an education loan, look no further. GradRight’s revolutionary loan bidding platform, FundRight will ensure you get the cheapest rates in the market with a lot of savings (savings upto 23L). Interested? Get started here.

Myth: Admission officers never check social media accounts.

Truth: Don't bet on it.

We know what you’re thinking but some colleges do have admission teams solely devoted to checking your social media pages. They check to make sure that they are absolutely clean of anything inappropriate.

As a rule of thumb, if your parents would be embarrassed by your post, make sure it comes down.

It might be overwhelming to get to know about these college admission myths and their corresponding truths but that’s a process every student before you would have gone through as well. And while getting into college isn’t easy, there are ways to make better and informed decisions especially while choosing and applying to universities that best suit your criteria.

To tackle this problem, GradRight has launched another platform called SelectRight, an AI-based data-driven platform that enables you to select, shortlist and apply to the right universities that are best suited for you.

Click on SelectRight below to get started!

Fall 2022 Admissions Timeline for International Students

Fall 22 Timeline For International Students

Fall 22 Timeline For International Students

The Fall intake, also known as the September intake, is the primary intake in most of the countries around the world including the US. The intake usually lasts from September till December. It is the most preferred intake among Indian students, followed by Spring and Summer intakes. Fall and Spring timelines have many similarities but the time at which each action is performed would vary. If you are planning for admission for the upcoming Fall season, your Fall 2022 Admissions Timeline for International Students would involve different action items ranging from research to finances and the entire process would take around 12-14 months. 

How Should The Fall 2022 Admissions Timeline for International Students Look Like?

Fall 22 Timeline For International Students​

July - September 2021: Research

The first step to your Fall 2022 admissions timeline should begin at least 12-14 months prior. Start by shortlisting universities that fit your criteria. Make note of these universities’ tuition fees, curriculum, location, availability of scholarships and most importantly, their application deadlines.

Research should not just be limited to just universities but also accommodations and the available education loan options to fund your higher education.

September - November 2021: Tests

Once you’ve got a basic understanding of the admission process, prepare for the required admission tests like GRE/GMAT and language tests like IELTS and TOEFL. Ensure your write these tests in time for the Fall 2022 intake. 

November 2021 - April 2022: Apply

Think hard about what makes you unique as an applicant and highlight your strengths. Apply to your shortlisted universities and have all the necessary items and documents while applying like your resume, test scores, Statement Of Purpose (SOP), Letter(s) Of Recommendation (LOR), application fees etc.

Have 2-3 LORs at least a month before your application due date.

Give a month’s time to structure your SOPs and essays.

January - June 2022: Admission Decision

Once you get a reply from the college or university you have applied to, revert them as soon as you can.

And inform your college about your decision if you get an acceptance letter.

Keep track of deadlines for the same.

Also, do keep in mind you will be asked to pay a non-refundable deposit to confirm the admission.

April - July 2022: Finances & Visa

Look for US Scholarships for international students and also apply for education loans (if needed).

Apply for the student VISA and make sure you fulfil all the requirements of a US Study VISA.

July - Aug 2022: Book your tickets

While booking your flight, look for student discounts and connect with other international or Indian students travelling to the US.

Organize an International Debit/Credit card.

Gather all the documents and their photocopies, to take along.

How Can We Help Streamline The Fall 2022 Admissions Timeline for International Students?

While we were all about loans, we are expanding into universities too; shortlisting & admissions!

You might be at any stage; giving our exams, shortlisting your universities, exploring loan options, applying actively or even lost in the shuffle. And that’s OKAY!

We want to help you at every stage of your journey so you choose right and select right!

Click on SelectRight below to get started!

India To Canada Direct Flights Have Resumed

India To Canada Direct Flights Have Resumed; Here’s What You Need To Know

India To Canada Direct Flights Have Resumed

India To Canada Direct Flights Have Resumed

Direct flights from India to Canada have resumed after almost 5 months. Canada first announced its ban on direct flights from India in April 2021 during the second wave of Covid-19. After multiple postponements, the latest being in August 2021, direct flights from India are officially back in business!

Air Canada, the flag carrier and the largest airline of Canada, has restarted nonstop flights from India to Toronto with the Delhi Airport being the first port of call for them effective September 21, 2021, onwards with a new Covid testing protocol.

Air Canada’s Covid Test Requirements For Flights From India

Air Canada’s testing requirements for flights from India

As per Air Canada’s website, these are the new requirements from all the passengers travelling to Canada:

  • WHO-approved vaccinated passengers must undergo an RT-PCR or a rapid PCR test within 18 hours of boarding their flights from the Covid-19 Testing Centre and Lounge at Delhi Airport’s Terminal 3.
  • The requirement of a negative RT-PCR report from a third country (transit country) has been dropped.

In addition to the new requirements, the following conditions still remain:

  • All travellers must be double vaccinated.
  • Only the following vaccines are recognised by Canada:
    1. Johnson
    2. Moderna
    3. Pfizer
    4. Covishield
  • All documents must be uploaded before departure on

With the ban on direct flights from India to Canada lifted, it comes as a sigh of relief (albeit new stringent testing requirements) as it now doesn’t require travellers to opt for indirect flight routes.

Flight tickets’ prices can be very expensive and to help students get a cheaper rate, we have additional services called GradOns.
This includes services like student accommodations,
flight tickets at cheaper rates, US bank accounts, Canada GIC Account, Forex services, debit cards and credit cards. 

Click on GradOns below to get started.

Canada GIC For International Students

Canada GIC for international students

Canada GIC for International Students

What Is A GIC?

A GIC (Guaranteed Investment Certificate) for international students is the proof of funds required for a student’s Canadian visa/Canada study permit application. The Canadian government needs an assurance that once a student lands in Canada, he/she has sufficient funds (minimum 10,000 CAD) to cover their living expenses for at least one year. A Canada GIC for international students would prove this. 

GICs lock in the funds for a predetermined time with a fixed or variable interest rate. The interest rate is directly proportional to the time chosen i.e. the longer the time, the higher the interest rate.

Types of GICs For International Students

There are 2 types of GICs:

  • Cashable or Redeemable GICs
    In a cashable/redeemable GIC, financial institutions allow the holder to redeem or cash out their principal before maturity. Interest rates are typically lower.
  • Non-Cashable GICs
    A Non-Cashable GIC cannot be cashed in before the maturity date. The funds are locked in for a specific term. These yield a higher return.

How Does A GIC Work?

A GIC acts as a savings account that offers fixed returns to all eligible candidates over a period of time.

Once a student owns a GIC, the interest is paid out to their savings account at regular intervals or it can be added to the initial investment and paid at maturity. 

When the term is over, and the GIC matures, the student can choose to automatically invest in another GIC or have the earnings deposited into his/her savings account.

How Is A GIC Different From A Regular Savings Account?

  • Interest rates for a GIC do not fluctuate unless the student has opted for variable interest rate. 
  • GICs are typically non-redeemable. If he/she decides to break the non-redeemable GIC, they may be charged a penalty. 

Benefits Of A Canada GIC For International Students

  • Low-risk and predictable returns.
  • The principal amount is insured.
  • A good option for short or mid-term financial goals.

Quick GIC Facts

  • A Canada GIC for international students is needed to qualify for a student visa/Canada study permit.
  • An advantage of the program is that the student will have access to a Canadian bank account once a student account is set up in his/her name.
  • As an alternate option, some universities allow students to submit a copy of:
    The receipt for the first year’s tuition fee
    An Educational Loan from an Indian Chartered Bank equivalent to CAD 10,000.

GIC For International Students: FAQs

What is the minimum & maximum amount that can be transferred into a GIC account?

Min: CAD 10,000 + 200 (processing fee)

Max: CAD 50,000 + 200 (processing fee)

What will be the monthly disbursed amount?

An equal monthly instalment of principal and interest will be paid from your GIC account into the student’s savings account for 12 months.

What if my VISA gets rejected?

 If your VISA gets rejected, the entire amount deposited will be refunded back. However, the student needs to provide valid documents to support it.

What does a student have to do after arriving in Canada?

After reaching Canada, the student must do the in-person verification at the nearest branch of the GIC Account bank. With few banks, the verification can be done for your Canada GIC for international students at the nearest post office.

Speaking of arrival in Canada, if you’re looking for indirect flight routes from India to Canada, you can find them here.

Can a third-party in India transfer or deposit funds into my GIC Account?

GIC For Students: Why GradRight Is A Good Option!

GradRight’s additional services, GradOns has partnered with ICICI Bank to help Canada-bound international students open a GIC Account. But why should you choose GradOns for your GIC?

  • ICICI Bank is one of the most popular options for Indian students heading to Canada.
  • Receive the Proof of Funds Certificate within 24 hours & if the source account is ICICI, then within 3 hours.
  • 24/7 customer support in India and Canada.
  • Debit Card delivered at Indian residence before travel.
  • Operate the account from India.
  • Low rejection ratio.
  • Avail Credit card at no annual fee.
  • Cashbacks & offers are available.
PS: We recently did an Instagram Live session with Mr Venu Chinta, Product Solutions Manager, ICICI Bank Canada. The live session revolved around topics like Canada GIC for international students, Forex and prepaid cards. Make sure you check that out. 

Click on ‘GradOns’ below to get started with your GIC Account.