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Step-By-Step Guide To Apply For Spousal Open Work Permit in Canada

How To Apply For A Spousal Open Work Permit In Canada

So, are you studying in Canada or want to study in Canada? But want to take your family with you too?

If yes, here’s good news. You can sponsor your spouse to live with you through a spousal open work permit.

The best part is that your spouse can earn in Canada, so you can complete your studies while your spouse can do their job to help you.

This article mentions all the essential information you will need to apply for an open work permit for a spouse in Canada. So, let’s dive in.

What is A Spousal Open Work Permit in Canada?

Spousal work permit is an employment visa that lets non-Canadian spouses work in Canada. It helps spouses work in Canada while also living with their significant other.

Eligibility Criteria For Spousal Open Work Permit In Canada

To qualify for SOWP, you must meet specific eligibility requirements Canada sets. They are:

  • You must have a legal or genuine relationship with the foreign national applicant, permanent resident, or citizen.
  • You must be eligible to apply as a foreign national spouse or a Canadian sponsorship applicant.

You Must Never:

  • Harm any Canadian citizen
  • Work with an ineligible employer
  • Indulge in services like escort services, massage sessions, etc.
  • They are not medically inadmissible in Canada.

Documents Required To Apply For Spousal Open Work Permit In Canada

Before applying for an open work permit, keep all the documents ready. Below are the top documents you would need for the SOWP application.

  • Original marriage certificate (along with an official translation if the certificate is in a regional language other than English or French) or Common law declaration form (IMM5409)
  • Family Information form (IMM5707 or 5645). Please note, include this form only if it is in your documentation checklist.
  • Copy of passport (Also includes the bio-data page and any pages with stamps, visas, or markings)
  • Digital photo
  • Proof of funds (Bank statements for a spouse who is in Canada as an FT student can also be used)
  • Acknowledgment of Receipt (AOR) letter
  • Proof of status in Canada
  • Medical exam results (if requested)
  • Proof of spouse’s status in Canada
  • Completed application forms
  • Certificat d’acceptation du Québec (CAQ) (Quebec Acceptance Certificate) (if working in Quebec)

Documents of Applicant Spouse:

  • Copy of study permit
  • UBC Letter of Enrollment if applicable

Please note: If the spouse or joint applicant holds a post-graduation work permit, proof of employment in NOC O, A, or B must be submitted. This should also include a copy of the job offer and the latest 3 pay statements for the PGWP holder.

What If You Have Children? Does Spousal Open Work Permit In Canada allow you to bring them to Canada?

Hmm, what if you have children? Can you bring them with you? The answer is Yes. Your dependent children can come with you and your spouse, provided they meet the temporary resident criteria for Canada. The criteria are:
  • They must be able to satisfy an immigration officer that they will be living in Canada only temporarily.
  • The child is under 22 years old and does not have a common in law partner or spouse.
  • Must prove they do not have a criminal record.
  • Meet all the requirements for a temporary Canada visa.
Please note: a)Children above 22 years of age are still considered dependent if:
  • They are dependent on you for finances before the age of 22.
  • Due to physical or mental impairment, they cannot take on their financial responsibilities.
b)To study in Canada, children must have a study permit. Apply for it when you apply for yours.

Timeline: How Long Does It Take to Process an Open Work Permit For Spouse?

Your open work permit for your spouse starts processing once you complete your full application. However, the time taken to process the work permit depends on the individual situation. The official website mentions, it may take up to 12 months to review the SOWP application. To ensure your application is not delayed or entirely rejected, here are some tips to follow:
  • Carefully read the application and your eligibility criteria.
  • Include all the documents requested in the application. Any missing document can cause delays or result in the rejection of an application.
  • Ensure you have paid the correct fee from a right payment method
  • Double-check all your information. Even a single mistake can get your application rejected.
  • Respond to their request as soon as possible to avoid delays.
  • Medical and security screening can sometimes delay the processing. There is no other choice but to wait.
  • The interview can also delay processing.

What Are The Application Charges To Apply For an Open Work Permit For a Spouse?

Application fees of SOWP vary anywhere between $155 CAD and $255 CAD, depending on processing time. Whereas open work permit holders have to pay $100 CAD.

How Long Does A Spousal Open Work Permit In Canada Last?

It’s essential to know how long your permit will last because, without a permit, your spouse won’t be able to live in Canada legally.

The open work permit for partners expires when the applicant’s passport expires, or the study permit expires if studying.

But what if your spousal work permit expires before you finish your studies in Canada? Can you renew it? Read below to find out what you need to do.

How To Renew Your Spousal Open Work Permit?

We completely understand the anxiety that overwhelms you when the open work permit for a spouse is near the end of its term.

But it’s not possible to renew your SOWP. This is because SOWP is tied to the lead applicant permit. As soon as the permit for the lead applicant expires, your permit expires too. So, you must reapply for the permit.

What Are The Benefits of Open Work Permit For Spouse?

1.Live with your spouse

Living with your spouse is the most valuable benefit of SOWP Canada. Without a SOWP, our spouse would have to apply for immigration to enter and work in Canada. Not only that, the other permit often restricts where your spouse can work. SOWP, on the other hand, gives you the chance to study in Canada and live with your spouse while they can earn a living with complete freedom of choice.

2.Freedom to work anywhere

Most closed permits allow foreign nationals to work only with one type of employer. This becomes a nuisance, as the employer may not provide the benefits you and your spouse desire or need. So, when you apply for SOWP in Canada, the spouse is not restricted to a single employer and does not need to get a Labor Market Impact Assessment(LMIA)

3.Your Partner Can Work In Canada While They Wait For The Status Of Other Application

If your spouse has applied for Immigration, Refugees, and Citizenship in Canada, they will need to wait for up to 12 months before they can start working in Canada. This is, however, not the case with SOWP. Under SOWP, your spouse can start working while they wait for immigration or other sponsorship application status.

4.Get a Canadian Living Experience

As an international student wishing to live in Canada after completing your studies, the SOWP is an excellent opportunity to have a Canadian experience with your spouse. This is while you study and work. Moreover, you and your spouse would have significant career growth as studies have shown that having Canadian work experience corresponds to higher earning potential.

What Are Reasons For Spousal Open Work Permit Rejection?

There may be several reasons why officers decided to reject your application. Here we have listed the most popular reasons for rejection of SOWP.

1.The Lead Applicant is living outside Canada.

Until you confirm that your spouse (the lead applicant) legally resides in Canada, your SOWP application won’t be processed. The SOWP clearly states that the lead applicant must be living inside Canada or be a permanent resident, national, or have temporary status to live in Canada to be able to apply for SOWP. Until you confirm that your spouse (the lead applicant) legally resides in Canada, your SOWP application won’t be processed. If your spouse remains in Canada even after being born here, your application will get rejected.

2.They Were Not Satisfied With Your Relationships Claim

The open work permit for spouses applies to married couples and common-law partners. If the officers are not satisfied with your claims that you are legally married, your application can get rejected

There have been many cases in India where spouses fund their partners’ education to get them to Canada. So, if your application got rejected, don’t be sad. Give them enough proof, and it will be approved.

3.Lacking Proof of Funds

One of the conditions for an open work permit for a spouse is that both the applicant and their spouse must have sufficient funds to live in Canada. If the officers think you do not have enough funds to sustain yourself in Canada, they may reject your application. As a result, it’s essential to have all the financial documents ready to satisfy the officer that you have enough funds to live in Canada.

How to Apply for Spousal Open Work Permit In Canada?

Now that you have all the information, it’s time to apply for SOWP. Follow the steps below.

Step 1: Visit the official Canadian government site and follow the instructions. Or Create your account here.

Step 2: Get all your documents ready.

Step 3: Fill out the application. Get biometrics. Make sure the documents are submitted, and the right payment is made.

(Note: You may require a medical examination to enter Canada, for that officer will guide you further)

Step 4: Submit your application and wait. You can check the status of your application by logging in to your account.


There it is. Full guide to help you apply for Spousal Open Work Permit in Canada. We hope you got all your questions answered.


1.Why was my spousal open work permit rejected?

There are several reasons why your SOWP may get rejected. They are officers who are not convinced that you have sufficient funds or marital status. Sometimes, your spouse may not be eligible to work in Canada, etc.

2.Can I reapply if my spousal open work permit is rejected?

Yes. You can reapply if your SOWP is rejected for various reasons. However, remember that you should only reapply if you have additional information or documents to address the reason for refusal.

3.How long does it take for a spouse to apply for a work permit for Canada from India?

The short answer is it depends! The long answer is, it can take anywhere between 6 to 12 months to process your application and get your spouse’s open work permit for Canada. However, you must ensure that your spouse can legally live in Canada as if they are studying in Canada or are working in Canada.

4.What is the minimum income to sponsor a spouse in Canada?

Currently, there is no minimum income requirement for sponsor spouses in Canada. However, you must show that you can afford to stay in Canada to meet the requirements

5.What Happens If Spouses and I separate?

In case you and your spouse separate after processing of SOWP, you can still live legally in Canada till the expiry date of SOWP. However, if you both separate during the processing, you must inform IRCC and would no longer be eligible for SOWP. 

Want to study in the UK in September 2023? Here are the important deadlines you need to meet in 2022

UK September intake 2022-23: Deadlines Universities, and More

Are you planning to study in the UK in 2023? You need to start preparing now to make the UK September intake 2022 deadline. According to 2020/2021 statistics from the Higher Education Statistics Agency, there are currently 605,130 international students pursuing their degrees in the UK. As you can see the numbers have been steadily increasing each year. Hence, it’s getting tougher for students to get in. The first step to getting into a UK university is learning about all the relevant UK September intake 2022 deadlines. Read this article to learn which deadlines you need to meet and how. It covers:
  • The 7 stages of UK September intake 2022 deadline.
  • Important dates
  • UCAS deadlines
  • Top 10 universities to apply to by the UK September intake 2022 deadline
  • 6 tips to make the UK September intake 2022 deadline.
This flow chart demonstrates the process of admission and important deadlines to meet for Oxford University. Based on data from multiple universities we have divided different stages of UK September intake 2022 deadlines.

7 stages of UK September intake 2022 deadline

What to do When to do
Stage 1 Choosing a course and university and familiarizing yourself with the requirements June
Stage 2 Writing a personal statement figuring out recommendations. Colleges may ask for 1, 2 or 3 letters of recommendations. So, you should have 3 sources ready. July
Stage 3 Prepare and take the tests required – GRE, GMAT, IELTS, TOEFL August
Stage 4 Additional work. Typically forms for some colleges open at this time. Additional work may include portfolios, some Master’s programs also want you to have a research question/proposal ready. September
Stage 5 Start applying. We recommend that you finish applying by November. October- November
Stage 6 Interviews. Not all programs conduct interviews. December
Stage 7 Offer letter. At this point you decide whether you want to accept, reject or defer your offer. January
As you may already know, admission tests, while common in India, are not usually required to study abroad. Hence, stage 2 where you write your statement of purpose and find references is the most important stage. This is where you need an expert’s guidance. Create an account on SelectRight. The platform will provide you access to a carefully curated directory of unbiased industry experts who can help you with various aspects of your application like SOP review, application review, LOR review or any other queries that might require expert opinion for free.

Three important things you need to know about the UK September intake 2022 deadline

Stage 3 tests to meet the UK September intake 2022 deadline Most Indian students start preparing for important standardized exams at least a year prior to applications. However, this mostly applies to GRE and GMAT. GMAT is usually required in graduate business programs, while GRE can be demanded for any graduate program. GRE isn’t very common to study in the UK. You usually require only English proficiency tests. August is the perfect time frame to take them as it gives you enough time to retake the test if you get a bad score. And don’t worry about preparations. If your education was conducted in English, these tests aren’t hard because they only assess basic skills. So, one month is more than enough to prepare. If your education wasn’t primarily conducted in English, there are plenty of classes available which can assist you. In that case, you should begin preparation for the test in June, itself. Balancing funding to meet the UK September intake 2022 deadline We also recommend that you look for funding side-by-side throughout the process. There is a good chance that you will be accepted into a university if you meet their criteria. Money shouldn’t be the reason that you don’t go. There are scholarships and education loans available. Look at the college’s website and sort out scholarships. In some cases, you need to fill extra forms or submit additional materials to be considered for specific scholarships. SelectRight can also help you find funding for your courses. Your account has a section dedicated especially to scholarships. You just have to add which course you are interested in, what matters the most to you while choosing a program, your educational background and the platform will show you relevant scholarships. The main UK September intake 2022 deadline Most colleges have their forms open till March 31st for the September intake. But you should be finished with applications by December. Here’s why.
  • Some colleges assess on a first come first basis. So, if you wait that long, they might not even assess your application.
  • If you get your offer in January, you will have enough time to think about visa, funding, tickets and more.
  • Most colleges automatically consider your application for various scholarships. However, the deadline for most of these scholarships is December 31st. So, even if you get in later, you might miss out on the savings.

UCAS UK September intake 2022 deadline

Most colleges expect you to apply through UCAS. Depending on the courses you apply for, your application must be with UCAS by one of the following dates for courses beginning in 2023 (and for deferred applications). Your application will be taken into consideration if it is full and sent by the deadline, including all of your personal information and academic references.

Important Deadlines:

15 October 2022 for 2023 entry at 18:00 (UK time) – any course at the universities of Oxford and Cambridge, or for most courses in medicine, veterinary medicine/science, and dentistry. You can add choices with a different deadline later, but don’t forget you can only have five choices in total. 25 January 2023 for 2023 entry at 18:00 (UK time) – for the majority of courses. Some course providers require additional admissions tests to be taken alongside the UCAS application, and these may have a deadline. If you miss the January deadline, don’t panic. The 15 October deadline is typically rigid, not the January one. This is because the October deadline is set for more competitive courses. Prior to the start of the course, many universities and colleges will still accept applications from international applicants. Don’t wait too long, though, as you’ll still need to make arrangements for a visa and housing even if you do receive a place. For example, King’s college accepts applications till July for its programs.

Best colleges to study to apply to by the UK September intake 2022 deadline.

UK ranking

World ranking




University of Oxford



University of Cambridge



Imperial College London






The University of Edinburgh



University of Manchester



King’s College London



The London School of Economics and Political Science (LSE)



The University of Warwick



University of Bristol

These rankings are from The QS World University Rankings which comprises the global overall and subject rankings which name the world’s top universities for the study of 51 different subjects and five composite faculty areas.

Tips to make the UK September intake 2022 deadline by industry experts

1. Keep the final date in mind

Start with the deadline for your final application, and define targets around that time. Allow extra time for revisions or changes, so you have everything finished and prepared to turn in around ten days earlier than expected.

2.Ask for Letters of Recommendation Early

Inform your professors or teachers about your plans to go to college in advance. Inform them about the course you want to apply for and that you want them to write you a letter of recommendation.

This gives them enough time to prepare a good LOR while still maintaining the deadline.


There are many things to do on the list. So in different months you need to prioritize different tasks and focus on them.

4.One thing at a time

Do you find it difficult to begin your list of activities? Make your work more manageable by breaking it up. Here are two approaches to solving this:

  • Divide a task into manageable, small steps. Fill out the common application responses for one college each day until you have finished them.
  • Set aside a specific amount of time each day for major chores. Schedule 20 minutes every day at the same time on your calendar to do that last supplemental essay. You’ll be done for the day in only 20 minutes. You’ll also have a sense of satisfaction knowing you have made progress.

5.Prepare your admission materials in advance

Admissions materials required for college applications differ depending on your program. At an undergraduate level you need your school mark sheets, board exam certificate. At a postgraduate level, you will need your college transcripts.

Speak with their counselors about what to anticipate and give them at least one week to get these documents.

You should create a google drive link with all your transcripts and essential documents.

6. Reach out to your community

You aren’t the first person who is applying to the UK. Look around, ask your peers and relatives  and find people who are studying in the same university or same course that you want to go for.

Their advice and learning how they did it is essential.

If you don’t have access to such resources, find them online. Create an account on SelectRight.

The platform will connect with mentors who can provide valuable guidance. These mentors are either alumni or current students of your matched programs/universities.

Now that you know the important UK September intake 2022 deadline, get started on your application, if you haven’t already.

Everything you need to know about the January intake universities in UK: top universities, courses, deadlines and more.

UK’s January intake universities: Courses, deadlines, more.

A lot of Indian students choose the United Kingdom as their study abroad location. The place is home to some of the best universities in the world. If you want to study in the UK, you need to understand the intake schedule. The January intake universities in the UK are the earliest option for you right now. The academic calendar begins in September and ends in July. In this period, students are accepted in three intakes:
  • Fall or September/October intake
  • Winter or January/February intake
  • Summer/Spring or May intake
Intake season Intake month Academic year
Fall September September–December/early January
Winter January January–April
Summer/Spring May May-August

Why consider January intake universities in the UK?

The fall intake is the most popular among international students to study in UK. However, January intake universities in the UK are underrated and actually a great option. Here’s why.
  • You get the chance to apply if you have missed the September/October intake.
  • You get more time to work on your application.
  • The January intake universities in the UK receive fewer international applications than the September intake because it is a secondary intake. So, it increases your chances of getting in
  • It is also a great option for students who are considering taking a gap year. The time frame gives you enough time to relax after finishing school or graduation without having to miss out an entire academic year.
  • It also gives an opportunity to students who missed the Fall intake deadline for their desired university to re-apply and not miss an academic year.

Top 10 January intake universities in UK

University name Relevant ranking Course/Department Education level
Bangor University

# 601-650 in QS World University Rankings

MA/MSc/MBA in Banking and Finance MSc Accounting MSc Accounting and Banking MSc Accounting and Finance MA/MBA in Banking and Law. Only Master’s
Queen Mary University of London 117th in the world and 14th in the UK by the Times Higher Education (THE) World University Rankings. MSc Management MSc Management with Integrated Pre-Masters MSc Marketing MSc Artificial Intelligence with Machine Learning MSc Big Data Science with Machine Learning Systems Only Master’s
University of Bedfordshire Ranked 801-1000 by THE (Times Higher Education)- University Ranking 2022 BSc Artificial Intelligence BSc Business Information System BSc Cybersecurity BSc Computer Animation and Visual Effects BEng Computer Systems Engineering Both Bachelor’s and Master’s
University of Derby 601 in World University Rankings by Times Higher Education BSc (Hons) Interior Architecture and Venue Design BSc Electrical and Electronic Engineering BEng Electrical and Electronic Engineering BA (Hons) International Business BA (Hons) International Business and Finance Both Bachelor’s and Master’s
London South Bank University Ranked 801 in World University Rankings by Times Higher Education Accounting, Finance, Economics, and Marketing Business Management Engineering, Architecture, and Built Environment Education, Psychology, Arts, and Sciences Nursing, Midwifery Both Bachelor’s and Master’s
University of Essex Ranked 50th for ‘politics and international studies’ and 55th for sociology in the QS World University Rankings by Subject 2022. MBA MSc in Artificial Intelligence MSc in Behavioral Economics MSc in Management Economics LLM in International Law MSc in Business Analytics Only Master’s
University of East Anglia Ranked #320 in Best Global Universities BA Broadcast and Multimedia Journalism BSc Operating Department Practice BA Drama BSc Physics with a Year Abroad BSc Economics with a Year Abroad BSc Social Psychology Both Bachelor’s and Master’s
University of York One of the top 24 research universities in the UK BEng (Hons) Music Technology Systems BEng (Hons) in Electronic Engineering with a Foundation Year BSc (Hons) Physics Business and Finance Both Bachelor’s and Master’s
Lancaster University Lancaster is 146th out of more than 1,000 universities in the QS World University Rankings 2023. Advertising and Marketing: BA Hons Architecture: BA Hons Biochemistry: BSc Hons Biochemistry: MSci Hons Both Bachelor’s and Master’s
Leeds Beckett university Leeds Beckett ranked in the 601-800 band and placed joint 67th of the 93 UK universities assessed by the Times Higher Education. MA English Language Teaching MA International Human Rights and Practice MA International Political Economy MA International Relations MA Landscape Architecture MA Peace and Development MA Public Relations and Strategic Communication MA Urban Design Both Bachelor’s and Master’s

Things to consider before you apply for the January intake universities in UK

There are a lot of expectations to fulfill, if you want to get into a good college abroad.
1.   Talk to advisors
You can discuss your application in India from advisors. They will assess your application to check if you meet all the prerequisites and offer you advice to help you study in UK. Such consultancy agencies can be expensive and time-taking. Hence, we recommend going to an online free platform. Sign up on SelectRight. We connect you with mentors who can answer your questions and help you with various aspects of your application. Not only that, on SelectRight you can connect with alumni and current students so that you can get relevant advice.
2. Language Requirements to study in UK
English language entry requirements vary according to:
  • which program you are taking – this can affect whether you need the standard English language requirements or the higher English language requirements.
  • the level at which the program is taught
  • the duration of study. For example, for one-semester programs colleges usually accept a declaration that your education was conducted in English.
Standard scores needed to qualify for the January intake universities in UK. IELTS – Overall: 6.0. Listening, reading, speaking and writing: 5.5 TOEFL (iBT) – Overall: 87 , Listening and reading: 20, Writing: 21, Speaking: 22 If you do not meet the direct entry language requirements, some colleges offer supplementary pre-sessional Academic English courses that you can take before or during your academic program.
3.  Supporting documents you need for January intake universities in UK
Transcript of records
You should have an original transcript in English, or an English translation signed and stamped by your home university. Description of the grading system at your home university If your university or school followed a different grading system then explain that in your application. This will help the academic staff understand your transcript. Failure to provide this could lead to rejection.
Evidence of language requirements
You have to provide a certificate of your English proficiency test scores to prove that you qualify for the program.
Depending on your course and university, you will have to submit one or two academic references. These can be from any lecturer or professor at your home institution who has taught you. Your referee will only be contacted if there are any points of clarification required about your application.
Some programs like Performance Music and Fine Art and Design require applicants to submit a portfolio of their work.

When to apply for the January intake universities in UK

Applications for the January intake generally open after applications for the September intake are closed.

The deadline is usually between June and September and will differ for various courses and universities.

Hence, you should check the university’s website and any external agencies through which you have to apply.

We recommend that you gather all the documents and funds at least 3 months before the application deadline. Some universities have a first-come-first-serve system while assessing applications.

Sometimes the university may also ask for extra information in order to process your application.

The typical timeline for the September intake starts in June-July when you start prepping. You have to follow multiple stages to get your application assessed. However, for the January intake, your process will have to start in March so that you can submit your application by June, or July.


A timeline for January intake universities in UK

1.  Use the period between April and May to narrow your scope
  • Choose your course.
  • Choose where you want to study in UK.
  • Understand your requirements- SOP, LOR and start collecting them.
  • We recommend that you also look at scholarships. You can only apply for scholarships if you have applied to your desired university by a certain time frame.
  • Start preparing for the tests you have to take.
Choosing a course and university is extremely difficult because there are just so many options. Hence, the process can take up a good chunk of your time. Thankfully, we have better ways of doing this today. Like, SelectRight. The AI-based platform uses 6 million data points across 10,000+ STEM, CS & MBA programs to give you transparent and unbiased recommendations on where you should study in the UK. The platform matches you with programs based on your requirements. You can create a wishlist of your courses and universities and easily access them at any time.
2.  Use June to take the standardized tests
You don’t need to take many standardized tests to be admitted to a college in the UK. The typical test is TOEFL or IELTS, take the test in June. This gives you enough time to retake the test, if you score low.
3. Apply by July
You should gather all your documents and apply by July. A letter of recommendation can be tricky since it’s not in your hands. So, keep in touch with your teachers to ensure that they fill it out in time. After this, you need to arrange your finances. You must already have an idea about how you are going to fund your education but this is the time to reach out. Research and apply for education loans, scholarships and financial aid.  SelectRight can also help you look for education loans and scholarships. SelectRight can help you find and get into your dream January intake universities in the UK for free.

How Can Indian Student Get A U.S. Education Loan?

How can India Get U.S Education Loan

“I can’t study in the USA because my parents are not rich.” As an Indian student, if you have always dreamt of studying in the US, here’s good news for you! You don’t need to have super wealthy parents to be able to pursue higher education in the USA. Several US education loans are available for middle-class Indians who wish to study abroad. You can get it too. But, we understand that getting an education loan to study abroad is not as easy as it sounds. Finding the right loan can be a tough task since there are 100+ banks and thousands of schemes. But guess what? You don’t have to go through this process with FundRight. GradRight helps you secure the right education loan with the most competitive interest rate to get admission to your dream university in the US. But more on that later. So, let’s discuss more about the education loans for Indian students to study in the US.

Is Taking an U.S. Education Loan A Right Option?

This question plagues lots of Indian students wanting to pursue a Masters in the US. So, what to do? Should you give up your dream of doing a Masters in the US than to take out an education loan. The answer depends on your situation. Here are some questions you can consider.

Does the field you are choosing have job security?

Consider this. Which field has more jobs? Technology or Arts? Of course, technology. So, if you choose technology, you can have much better options for a job as soon as you get out of college. This means you can start paying your EMIs sooner!

Do you have a safety net?

Life is unpredictable. Things may change dramatically by the time you complete your MS. Consider the pandemic. Students who graduated during the peak of the pandemic didn’t have many job opportunities since companies were downsizing. Many students who had a job in hand had their joining delayed. However, these students still had a loan to pay! In such cases, the safety net is critical. Having a safety net would help you avoid spiraling down in negative debt.

Cost of Studying In the USA For Indian Students

When getting a loan, must consider all the expenses apart from tuition fees. This includes food, transportation, accommodation, hygiene, and clothing. Table below provides an approximate cost of living in the US. Many Indian students also do part time jobs considering they follow rules laid by student visa.

Expense Categories


Tuition Fees

Anywhere between $10,000 to $40,000 for two years.

Housing/ accommodation

Ranging between $900 to $1500/month

Utilities (Electricities, gas, heating)






Personal Hygiene




For more in-depth information, you can read our blog about the cost of studying in the USA for Indian students

How To Compare Offers For Education Loan in the USA As An Indian Student

Education loans in the USA for Indian students come in different forms. Before finalizing the first loan you get, ensure that you’re getting the best deal by comparing the loans with these parameters.

  • Interest rate. Even a 1% difference in interest rate can make a huge difference.
  • Processing fees. Generally, banks have processing fees starting from 10,000 INR and above.
  • Loan Margin. It is important to remember that banks never pay the total amount. There is always a minimum margin. For example, with a 10% margin, the bank will provide 90% of the cost; you must arrange the rest yourself.
  • Loan processing time. Loans have different processing times depending on the bank. Unsecured loans are processed faster than secured loans.
  • Repayment terms. Generally, repayment starts after completion of the course. However, for some banks, it starts within 6 months of loan approval.
  • Maximum loan repayment term. Generally, you get 5 to 7 years to repay your loan. However, if you cannot repay your loan within a set period, you will get an extension.

We’ve designed FundRight to help you. FundRight does the heavy work for you, including choosing the banks and researching the best loans based on your financial condition and college expenses.

Education Loan In the USA for Indian Students : Two Types You Should Know

There are two types of education loans. Secured and Unsecured loans. Let’s learn more in detail. Note: These distinctions aren’t specifically for U.S. education loans (for Indian students). They apply to all loans.

What is a Secured – With Collateral loan?

A secured education needs a guarantee of collateral from the borrowers or co-signer. But what’s collateral? Collateral is an asset that’s tangible or intangible. Tangible assets include land, flats, homes, etc., whereas intangible assets include fixed deposits and insurance policies.

What is an Unsecured Loan- Without Collateral?

Simply said, an unsecured loan is where you do not need to pledge collateral. As said earlier, collateral is an asset. However, unsecured loan lenders demand a co-signer to approve a loan. Based on the credit or income of the co-signer, the loan is sanctioned. So, what’s the catch here? It’s higher interest rates! Since banks are taking the risk of not taking collateral, the interest rates are on the higher side, sometimes reaching above 13%.

Secured and Unsecured US Education Loan: What’s The Right Choice For You?

As you can see, both loans have advantages and disadvantages. Ultimately, the final decision will depend on various factors such as financial conditions, availability of collateral, etc.
You should get a secured loan when: You should get an unsecured loan when:
When you have collateral, such as agricultural land, fixed deposits, or a flat home, and are confident that you would be able to repay the loan. You do not have suitable collateral or do not want to risk the collateral.
If you want to borrow more than 50 lakhs, you could borrow up to 1.5 crores. The amount you are borrowing Does not exceed the threshold set by banks.
The approval process can take a long time. You do not have time to wait for a lengthy approval process and need a loan urgently.
You want a moratorium period after course completion. You can start paying your loan EMI within 6 to 12 months of loan approval.

Eligibility Criteria To Qualify For Education Loan in the USA As An Indian Student

Before applying for an education loan in the USA as an Indian student, you must consider your eligibility. Here are the essential eligibility criteria to get a US education loan.
  • You should be an Indian citizen.
  • You must have a solid academic background. Remember, banks don’t want to take any risks.
  • Your course must be job-oriented or technical in nature.
  • You must have already secured admission to a recognized US university.
  • You should be aged 18 years or above.
Learn more about the eligibility criteria for US education loans.

Documents Required To Get Education Loan In The USA As A Indian

Before sanctioning a loan, banks will assess your capability of repaying the education loan in the USA as an Indian student. The following is a list of essential documents required for an education loan:
  • Offer letter provided by the university
  • Your loan application form
  • Approximate cost of education
  • Original education mark sheets and certificates
  • Documents of Exams ( GMAT, TOEFL, or other qualifying exams)
  • Residential Proof of the student
  • Pan card of the student
  • Passport copy
  • Details of liabilities of the parents or guardians ( required only if the loan is a secured loan)
  • Income proof of cosigners ( required only if the loan is secured loan)

What Expenses Education loan in the USA for Indian Students Cover?

Although an education loan in the USA for Indian students covers most of your expenses of studying, it won’t cover them all. The expenses covered would vary from one lender to another. Here is the list of essential expenses you encounter while studying in the US.
  • Fees for college and hostel or living
  • Library fees, exam fees, and laboratory fees.
  • Purchase books and other college stationery.
  • Purchase of laptop ( only if required)
  • Insurance premium ( only if required)
  • Traveling expenses
  • Miscellaneous expenses (including thesis, project work, industry visits, etc.)

Procedure For Applying For Education Loan In the USA for Indian Students

Admission process in most US universities starts in October. Hence, you must select an education loan before that. Here’s what the education loan process looks like: Stage 1: You get your acceptance letter. You can now apply for a loan directly through the bank or lender. Stage 2: If the loan criteria are fulfilled, the student is deemed fit for the loan. The loan is sanctioned. Stage 3: Sanction letter is then sent to the university to get the I-20 form. It’s an important document without which you cannot apply for a student visa from the US embassy. Please note:
  • I-20 does not guarantee a US student visa. You must pass all the eligibility Criteria set by US authorities to get a student visa.
  • Another issue many students will face is that some banks will ask for I-20 to sanction the loan. However, getting I-20 before the sanction letter is impossible because universities need a sanction letter to provide an I-20.
In contrast, students who apply through FundRIght won’t have to worry about handling the loan process. We do that for you, so you can do what’s meaningful.

How Can GradRight Help With Getting Education Loan in the USA for Indian Students?

First of all, let’s understand what FundRight is. FundRight is the India’s first (and only) online loan bidding platform in which banks bid on each other to provide you with the most competitive interest rates and loan facilities. We know you’re thrilled to study in the US as an Indian student. The USA offers many career growth opportunities, but you can’t forget that the US is costly and would probably need an US education loan to study there. But, GradRight wants you to focus on preparing for exams and not spend 720 hours researching loans and negotiating the best offer. We do that for you! Select the Right University with SelectRight. There are thousands of universities in the US; where should you apply? SelectRight solves this dilemma by helping you shortlist the best university through comprehensive data of 5000+ databases. Get the Best Loan customized only for you! FundRight reduces your loan research and negotiation hours to just 2 days! Banks compete with each other to offer you the best option.


1.How much US education loan can I get to study in the USA?

It depends. However, the maximum loan you can get to study in the USA is 1.5 crore with collateral. The repayment term varies based on the bank’s policies..

2.How much money do I need to study in the USA?

According to Business Standard, a Master’s degree could cost you anywhere near 50 lakhs for two years. However, the amount of money you will need to study in the USA depends on several. factors.

  • Do you have a scholarship? Scholarships can cover the majority of tuition fees.
  • What’s your degree or specialization? Technical or very specialized courses cost more.
  • What’s the location? States like California and LA have a higher cost of living than Texas.

3.How long does it take to repay an MS education loan?

The repayment term is generally around 7 to 10 years with a maximum of 2 years extension. Nevertheless, with unsecured loans, repayment starts within 6 months, so you must start paying within 6 months of loan approval.

4.Is an U.S education loan interest-free ?

Unfortunately no. An education loan is not interest-free. You will have to pay up to an 8% interest rate per annum for secured loans. For an unsecured loan interest, rates are upwards of 13% per annum.

5.Can I get a US education loan without property?

Yes. You can get an education loan without collateral (property, fixed deposits). This is called an unsecured loan.

India's First Loan Bidding Platform

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How FundRight can help you find education loan in India for study abroad

How FundRight can help you find education loan in India for study abroad

Getting accepted into a university abroad is a life-changing experience for many. Better prospects, better education and new experiences.

The only thing that holds students back is the hefty tuition fees.

Luckily, there are many educational loans in India for studying abroad.

A good university education guarantees employment which makes it safe to take out an education loan.

If you want to pay your education loan quickly, you have to be smart about it.

But, how?

With FundRight. The platform can help you save up to 20 lakhs on your loan repayment.

Take the next five minutes to learn about:

  • FundRight – the one of a kind platform
  • How you can get an education loan in India for studying abroad with us
  • Perk of FundRight
  • Financial tools
  • Lending partners
  • Exclusive scholarships
  • Credibility

What is FundRight?

Students often do not think about finances at the time of selection and application. This is because they assume they will get a loan in the future. Result?

They get rejected.

Sometimes, students assume they wouldn’t get a loan for a certain amount and don’t even apply to certain good programs.

This is why you need FundRight. India’s first loan bidding platform to secure education loans in India for studying abroad. We guarantee that you will get the best loan offer on this platform.

The best part? It’s all free and online.

Let us take care of your loan requirements. With our support, you can assume that you will get a loan for any amount.

How can I get an education loan in India for study abroad?

At FundRight, there are only five steps to getting an education loan for abroad studies.

1.   Share your profile with us

Sign up and fill a simple form to tell us about your requirements. Immediately, you will see the best estimate offers from India’s leading banks. Within 24 hours, you’ll find even more bids on your profile.

The offers may be based on the university, GRE score or financial profile. Hence, you can secure multiple offers from different banks.

Based on your profile, we can get you access to scholarships, soft loans and grants.

2.   Get funding options

We evaluate 30+ public banks/private banks/NBFCs in the market to arrive at a list of the best options for maximizing your savings on an education loan in India for studying abroad.

Picture this: you get a lower rate of interest by 2% on an amount of ₹35 Lakhs. This means you will be saving ₹70,000 in interest payments, every year. If you are planning to pay back the amount in 7 years, this amounts to net savings of about ₹5 lakhs.

3.   Select your lenders

We recommend that you select four lenders from the options you have received.

This way even if one of them takes too long with your application, you have alternatives to provide an education loan for abroad studies.

4.   Submit your documents

We will help you as much as we can with documents. This ensures that you can focus on relocating, visa and spending time with loved ones.

5.   Get your funds

Within the first ten days, we send you a custom report containing recommendations for funding your higher education.

However, if it’s an emergency, we could get you the funds as quickly as 2-3 days.

Perks of using FundRight to secure an education loan in India for study abroad

What differentiates FundRight from other education loans in India for studying abroad?

1.   We compare 15+ Lenders who can give education loans for abroad studies

You won’t be running around doing research because we have done it for you. All you need to do is submit your profile and compare the offers you receive.

2.   All online

Going to banks is a hassle no one needs. Our entire process is online., even the paperwork.

3.   Healthy competition

You know how you had to beat thousands of applicants to secure a seat? It’s time for the lenders to compete to fund you.

On FundRight, multiple lenders bid to finance your loan, based on your profile.

Hence, you get:

  • Customized offers with better terms
  • Loan offers without collateral
  • Savings up to 23 lakhs
4.   No biases

We value data privacy. Hence, you can stay anonymous and choose which bank to contact.

All selective information is restricted from the lenders and shared only with permission.

5.   Free expert opinion

Let’s face it, finances are hard. That is why we have a team of financial experts.

They will evaluate your loan offer or compare multiple offers, give you their advice and then get it approved.

6.   Help you pick between universities

When you have received multiple offers, it is not just the ranking of the university you should consider but also costs.

Our fund availability checks and earn-back period calculations will enable you to choose the right university.

We help you understand which university is better from a financial perspective. Earn back period is how long it takes to be able to recover your total investment into your Master’s. With this information, you can choose the right option to maximize your returns on education.

Tools every applicant of an education loan for abroad studies needs

FundRight has three important tools that will help you figure out your finances for an education loan in India for study abroad.
1.   Loan amount eligibility
This calculator tells you the loan amount you might be eligible for. You have to enter the Gross Monthly Income of the cosigner. If one person’s income is below 25000, you should consider adding 2 cosigners and in that case add the sum of both their monthly incomes in this cell.
2.   EMI Calculator
This calculator tells you how much EMI you will have to pay each month. It sums up the EMI and the loan to calculate the total cost of education loan and total interest paid.
3.   Loan probability estimator
The Loan probability estimator takes different financial and academic factors into account to calculate the chances of you getting an education loan. The chances are reflected on a meter.
Our partners who offer education loan in India for studying abroad

FundRight does not exclusively work with certain bank partners. We are bank agnostic and look at all the options that are available in the market for you. We do this so that our services are aligned towards your interests, not ours or the banks’.

Here are some of our loan providers.

Scholarships and education loans in India for study abroad

Once you start with your loan process with GradRight, you are auto-enrolled for our scholarships.

When you complete your loan disbursement, you can get shortlisted in the pool of finalists.

The decision taken by the GradRight Scholarship Committee is final.


ScholarshipsStudentsAmount received
The GradRight-Prodigy Finance Scholarship10 Deserving Students$2,500 Each
India’s First Study-Abroad Scholarship For LGBTQIA+ Students1 deserving student₹2,00,000
Women Empowerment Scholarship1 deserving student women only$2,000
Need-based ScholarshipNeed-based deserving students$3,000

What gives us credibility?

Why should you trust that we are dedicated to providing you the education loan in India for studying abroad.

First, a word from Sasidhar Sista. He’s:

  • India’s first Fulbright-Nehru scholar.
  • Co-founder of GradRight

“UPenn changed my life. And it wouldn’t have happened without the Fulbright scholarship. I think scholarships are evidence of everything that’s good with humans.”

At GradRight (the parent brand), we are a global team of changemakers, united by the vision of inciting meaningful transformation of Ed-FinTech around the world.

We are trusted by over 2000+ students encouraged by our mission to enable every student to get the ‘Right Education’ at the ‘Right Cost’.

We can help you get the best terms, and lowest rate of interest. Take advantage of unbiased expert advice from the FundRight team, know all terms, compare offers, get assistance from profile creation to disbursement.

Take a look at what our students have said about their experience with us.

“Anyone considering graduate student loans should seriously check out GradRight. Seeing a bevy of options from different banks laid out so comprehensively and conveniently was a huge source relief, and led me to options I would not have found otherwise! They’re also extremely knowledgeable about hidden costs and other critical details. I’ve had an excellent experience, and strongly recommend getting in touch with them.”

Raghav Adlakha B.Sc, Mathematics, St. Stephens College | received an offer from Harvard Kennedy School”

Once you have shortlisted your programs and finalized them, inform us over email on Our financial advisor will contact the lenders and scholarship providers to create a probability of an education loan for abroad studies for each of the programs before you even apply to each of the programs. We can even get a pre-approval letter issued, in most cases. You may then confidently step forward with your applications.

India's First Loan Bidding Platform

Get online lenders to bid on your profile to get the best student loans.

Top Student Exchange Programs for Indians

Top Student Exchange Programs for Indians

Foreign Exchange programs work on the basis of an agreement between two partner universities.

Student exchange programs allow you to pursue education abroad for a period of six months to one year while your credits are transferred to your home university

Some of the popular student exchange destinations for Indians are the USA, Australia, UK, Canada, France, Singapore, and Japan.

In this blog:

●       Benefits of a Student Exchange Program for Indian Students

●       How to Apply for Student Exchange Program?

●       How To Find Student Exchange Opportunities?

●       ISIC Card For International Students

●       Cost of Student Exchange Programs for Indian Students

●       Top 5 Student Exchange Programs for Indian Students

●       Frequently Asked Questions About Student Exchange

Benefits of a Student Exchange Program for Indian Students

A student exchange program is a pathway to innumerable experiences and opportunities.

Opting for a student exchange program for Indian students can help you:

  • Raise your global awareness.
  • Increases your practical knowledge in communication, aptitude, leadership and skill sets.
  • Helps students make global connections.
  • Student exchange programs are also a wonderful way to build your personality.
  • It is also bound to create extensive exposure to academics and general information alike.

Suggested Read: 9 Good Reasons You Must Study Abroad

Applying For Student Exchange Programs: How to Apply for Student Exchange Program?

  • To become an exchange student, the primary step is to contact a student exchange agency.
  • You could also seek contact with the international relations department of your university.
  • You can apply for a student exchange program, be it for a Bachelors, Masters or Doctorate degree.

To elaborate further on how to apply for exchange programs, let’s look at the process and the detailed application details you will have to fulfil.

To Apply For An International Exchange Program:

  1. Conduct your research on the country and university you aspire to study in.
  2. Visit an agency or international relations department at your college that can place you in a good exchange program.
  3. Check the duration of the program, course availability, qualifications and eligibility criteria of the university you wish to transfer to as an exchange student.
  4. Visit the websites of the exchange program and learn about the participating universities.
  5. Jot down the application dates, intakes and apply in time.

When you apply for the exchange program, you will have to produce the following details:

  • Details of the home institution and information on the person opting for the exchange person.
  • Details on the host institution.
  • Description of the exchange program and related details.
  • Certification of authenticity proving that the information provided is valid.

Interest in the student exchange program for Indian students should be exhibited by the student months in advance.

However, if you’re apprehensive about a student exchange program, you can talk to a SelectRight expert.

A professional can guide you in the best way possible on how to apply for a student exchange program.

Meanwhile, you will have to work towards scoring credits and merits, while additionally proving your value and candidature. Because there are a number of students who apply for an exchange program while a few are accepted.

How To Find Student Exchange Opportunities?

Scouring the internet to apply for a student exchange program for Indian students can get tiresome.

To assist you with scoring the best student exchange program for Indian students, we have listed some of the best portals to help you find the right student exchange program:

1)  The DAAD: German Academic Exchange Service

An acclaimed German higher education organization with the motto ‘Change By Exchange’ has helped over 100,000 foreign students by making their dream of studying abroad come true.

2) EF Student Exchange Program

From an incredible list of year-long exchange programs to diplomas, this page has it all. You can choose programs by age, language, course and destination. So, with the EF Student Exchange program, Indian students can fulfil their studying-abroad dream.

As an International student, you will constantly be tied to travel, this is why you must possess an internationally accepted student card. What’s that?

A globally accepted student card like the ISIC card will be beneficial for you as an exchange student.

ISIC Card For International Exchange Students – An Essential

The ISIC card is the only card endorsed by UNESCO since 1968.

Universities, academic institutions, student unions, national governments, financial institutions and ministries of education around the world recognize this card as proof of bonafide student status.

Assuming you are going abroad as an international student, applying for the ISIC card will help you in the following ways:

  • Proof of student status globally.
  • Access to student discounts in over 130 countries.
  • Easily save money.
  • Easy access to student services and global facilities.

You can apply for the card online and take advantage of the student discounts available.

Cost of Student Exchange Programs for Indian Students

The cost of a student exchange program for Indian students varies on the agreement established between the partner universities.

The cost also varies according to the duration of the course, type of program, and country of study.

Some institutes and universities also offer scholarships as part of the student exchange program for Indian students to help them manage their travel expenses, accommodation and other utilities.

Tip: Apply for GradRight Scholarships and easily achieve your study abroad dream.

Assuming you now have a better picture of a student exchange program for Indian students abroad.

With the above-listed portals, benefits and pathways, you would still need to learn how to apply for a student exchange program.

Diving into just that, you can apply to any of the best student exchange opportunities across the world. But, a few top ones are listed below.

In case you have questions about the ones mentioned below, a SelectRight guide can help you out.

Top 5 Student Exchange Programs for Indian Students

As mentioned above, a student exchange program for Indian students works on the basis of pre-existing agreements between two universities.

Let us now look at the top 5 student exchange programs for Indian students.

1.  Japan Student Exchange Platform Program  

A number of universities in Japan and India have to give students the ultimate learning experience.

The participating universities from India include various IITs, IIIT, Symbiosis International University, Birla Institute of Technology & Science,  and Delhi University.

Students with a zeal for topics like Human Resources, Energy and Sustainability, Engineering, and project-based learning can apply for this program.

The participating universities from Japan are the six leading research universities. Which are:

  • The University of Tokyo
  • The University of Tokyo
  • Japan advanced Institute of Science and Technology
  • Ritsumeikan University
  • Hokkaido University
  • Hiroshima University

2) Fulbright Foreign Student Program

Providing unique international education and a cultural exchange program, the Fulbright Foreign Student Program is implemented by the US – India Educational Foundation.

This program is for graduates, young professionals and artists who wish to study in the USA from India and other countries.

The duration of the program is for 6 months to a year.

It is specified that the applicant must be an undergraduate or hold an equivalent degree.

Participants are chosen based on academic merit and leadership potential.

This program is an initiative by the US government and foreign governments to jointly contribute to finding solutions to shared international concerns.

3) University of Chicago Exchange Program

Partnered with three Indian institutes – Indian Institute of Management Bangalore, Indian Institute of Management Ahmedabad,  and Tata Institute of Social Science, The Chicago Booth School of Business offers a short-term and full-term International Business Exchange Program (IBEP).

This exchange program provides a unique opportunity for MBA students to expand their educational experience and learn Business from a foreign perspective.

The program offers the development of international social welfare and experience in the field by taking part in experiential learning in other countries- India-US and vice-versa.

Studying in both countries allows students to gauge a broader perspective on Business studies.

4) ISEP Student Exchange Program For Indian Students

With over 50  countries participating, ISEP is an independent non-profit educational community whose mission is to make study abroad accessible to anyone who wants it.

This program has encouraged exchange programs in India and abroad by partnering with more than 300 institutions around the world.

Exchange students are allowed to select from ten ISEP universities.

Students continue to pay fees to their home institutions.

The list of universities participating in this program from India includes Chitkara university, Lovely Professional University, Symbiosis International University and University of Petroleum and Energy Studies, Dehradun.

5.   IIM Indore Student Exchange Program For Indian Students

Partnered with several European business universities such as Alba Graduate Business School, Greece, SDA Bocconi Italy, EDHEC France, ESIC Spain, Neoma Business School, France, Auckland University of Technology, New Zealand and many more, IIM Indore offers a once in a lifetime opportunity to business students to gain international exposure.

As an exchange student, a student of IIM Indore must undertake a full-time study for one or two semesters at a foreign partner institute.

The student exchange programs for Indian students listed above are some of the best to pursue if a student is interested in studying abroad.

These programs offer students a tremendous amount of opportunity to build their confidence and self-esteem.

These exchange programs also allow you to participate in international events, thus, providing you with full exposure.

In addition to exploring the world, you learn amongst the best and build life-long friendships and connections.

So, hurry and talk to SelectRight professionals about a student exchange program for Indian students that would be right for you.

Frequently Asked Questions:

1) Are student exchange programs free of cost?

The cost of student exchange programs varies depending on the university, course and agreement between the two universities. So, student exchange programs are not free but are relatively cheaper than pursuing a course abroad.

2) How to apply for student exchange program accommodation?

It is fairly common for exchange students to live with a host family during the course. However, there are a number of exchange students who opt for pre-arranged accommodations such as hostels, campus residences etc.

3) How long can I stay abroad as an exchange student?

Exchange programs are usually 6 months to one year. Extending the duration of your stay would need a visa extension by proving valid reasons.

4) How to apply to a student exchange program for Indian students?

The best way to apply for student exchange programs from India is by visiting the official websites of exchange program agencies/providers or contacting the international relations department, if available at your university.

5) How to apply for student exchange programs for Japan?

To apply for student exchange programs in Japan, you can visit the Japan-India Exchange Program Platform and discover details of the participating universities and their agreements. After you’ve conducted your research, approach the university in your home country for the same. 

Apply for Post Study Work Visas After Graduation in Canada

Guide for Canada Post Graduation Work Permit: Applying for Post Study Work Visas

Guide for Canada Post Graduation Work Permit: Applying for Post Study Work Visas
guide for canada post graduation work permit- applying for study work visas Hoping to gain some Canadian work experience after graduation? Then you must be thinking about applying for post study work visas. We hope to provide you with all the information you need, so you can make a wise decision.
Why Should You Apply for Post Study Work Visas?
If you’re looking to advance your professional goals after graduation in Canada, then post study work visas are the way to go. Having a post graduation work permit will enable you to later obtain permanent residency in Canada too. Want to learn more about permanent residency? This article will help you understand permanent resident status, what permanent residents can and cannot do, and more. Make sure you apply for your visa within 180 days after graduation. After that, you’ll lose your opportunity.
Post Graduation Work Permit: Are You Eligible To Apply?
Before you apply for post study work visas, make sure you meet the following requirements:
  • You must have completed a course/degree/certificate that has lasted for at least 8 months.
  • At least 50% of your program in Canada should be completed.
  • You must have studied each academic session on a full-time basis, without taking time away. This wouldn’t include summer or winter breaks.
  • At least 50% of your program should be completed in person.
Even if one of the following applies, you are still eligible to apply for post study work visas:
  • If you studied only your final academic session on a part-time basis.
  • If you’ve taken an authorised leave, or a gap in studies. This means pursuing studies actively for less than 150 days.
  • If you were eligible for the temporary policies that were in place until August 31, 2022 which allowed courses to move online due to COVID.
For more eligibility details, check out the Government of Canada website. Length of Post Graduation Work Permit Before you apply for your post study work visas, remember that the length of the permit is a minimum of 8 months and a maximum of 3 years. This depends on the actual length of the program, and not on the time you spent completing the program. So, for example, if you’re studying a 4-year degree, you’re allowed a 3-year post graduation work permit. Note that if your program has a flexible time frame, you should draft a letter that details the number of credits you’re getting, or mentions the intensive nature of the course. Can the permit be extended? Yes, but only if the length of the permit wasn’t provided when you first applied for the permit, due to the expiry of your passport. In this situation, the permit isn’t provided because it shouldn’t extend beyond the student’s passport validity date.
Post Graduation Work Permit Application Details
psw visa / post study work visas, post graduation work permit
Make note of the following:
  • You’ll be charged with an application fee of CAD 255.
  • In the event you want to restore your PGWP or student status, you’ll have to pay CAD 605.
  • It takes 163 days to process online applications.
  • And for paper-based applications, it takes 146 days for processing.
When Should You Apply for Your Work Study Visa? It is only after your Letter of Completion certificate becomes available, when you can apply for your work permit. This letter will confirm that you have met all the program requirements. Do note that the date of the availability of this certificate is different from the date of your graduation ceremony. Have plans to do your further studies in Canada too? Then it’s best you apply for work study visas only after your completion of the second program. This way, you can make full use of your permit.
How You Can Get Your Letter of Completion
It depends on your faculty or program; you might get your letter of completion automatically or you might have to request for one. Most of the time, this letter is issued shortly after you meet your last program requirement, such as submitting a thesis. You can apply for your post graduation work permit within 90 days after your letter of completion becomes available. However, if your study permit expires before this letter becomes available, you’ll have to extend your study permit. And if you fail to apply for your post graduation work permit within those 90 days, you’ll have to:
  • Change your status to a visitor, and apply for the permit from Canada, via the visa office.
  • Apply from the outside, by leaving Canada
FAQs About Post Study Work Visas
Here are some frequently asked questions and answers you might find useful to make your decision to work in Canada after you graduate.
How long does it take to get a post graduation work permit?
It might take anywhere between 80 to 180 days to process your PGWP.
Can I apply for a work permit after my post graduation work permit?
Yes, you can apply for another work permit later, even after your post graduation work permit.
How many times can I apply for a post graduation work permit?
You can apply for it only once. So, if you’re planning on continuing your studies after completing your first program, you’ll have to be strategic about your work visa applications. If you apply for your work permit visas after completing a long course, then you’ll be granted with a longer-lasting PGWP. (max 3 years)
What are the top source countries for a post graduation work permit?
What are the easiest ways to become a Permanent Resident of Canada?
  • Study visas
  • Express entry program
  • Work permit
  • Visitor visas
  • Provincial Nomination Program
  • Business Investor Program
  • Atlantic Immigration Nominee Program
1)   Study Visas
To get a study visa, you’ll have to first be accepted by a university. The process would involve the submission of a Statement of Purpose, essays about the reason for your interest in the chosen course, a Letter of Recommendation, and your degrees and certificates. One the university accepts your application, you’ll have to start the process of applying for your student permit. For this, you’ll have to apply on the Citizenship and Immigration Canada (CIC) website, by also attaching the University’s acceptance letter, and other visa requirements. You can count on us at SelectRight to help you find the right university!
2) Express Entry Program
There’s a reason this program has been gaining such popularity! In just under 6 months, skilled workers can easily migrate to Canada. Under this program, immigration is undertaken through an evaluation tool called the Comprehensive Ranking System (CRS) tool. Based on factors like language competency, age, education, work experience, etc, the tool calculates the candidate’s score. Those candidates who meet the desired score are considered more eligible to migrate and obtain a PR visa in Canada. The scoring requirements are decided by the Immigration Refugee and Citizenship Canada. The subcategories under the Express Entry Program are:
  • Federal Skilled Trades Program(FSTP)
  • To apply through this, you’ll have to show a valid job offer. This offer must be from a Canadian employer, and the employment should be full-time for a minimum of 1 year. Along with this, you’ll also need a certificate of qualification.
  • Federal Skilled Workers Program(FSWP)
  • Through this, you’ll have to make sure you score a 67/100 at least on your assessment grid, in order to be considered fit to migrate.
  • Canadian Experience Class(CEC)
  • To apply through this, you must have at least 1 year of Canadian work experience. It appears that, by the end of 2022, there will be 30,50,000 new Permanent Residents in Canada.
3)   Work Permit
If you have already received a job offer from an organisation in Canada, then this could be a valid option for you to choose for migration. For this, the employer must send out an application of the labour Market Impact Assessment (LMIA) to the Employment in Social Development of Canada (ESDC). Along with this, to prove you will be useful in contributing to Canada’s economy, you have to also submit documents for proof of work experience and education. Not sure if you’ll be able to financially sustain yourself in Canada? Worry not. We know it can be a daunting experience to settle in an all-new place, far away from home. Allow us to at least help you financially. At FundRight, we help you get the education loan you deserve.   4) Visitor Visa Unlike a post graduation work permit which can help you migrate to Canada permanently, a visitor visa can help you migrate there for a short period of time. There are 2 types of visitor visas; single entry, and multiple entry. These are allotted for a maximum period of 6 months. To be eligible for this, the candidate must be in good health, have sufficient financial resources, and have a valid passport.
5)  Provincial Nominee Program (PNP)
You can apply for this if you’re unable to meet the requirements of the Express Entry Program. Under PNP, Canada invites those who want to migrate there, and then nominate them for immigration on the basis of labour requirement in that particular province, and jobs in demand In order to attain provincial nomination, candidates can either apply through Express Entry linked models or apply directly to the province to be selected.
6)   Business Investor Program
This category is suitable for business owners or managers who want to set up a business in Canada. Those with sufficient financial resources can apply, either through provincial business immigration programs or a start-up visa.
7)   Atlantic Immigration Nominee Program (AIPP)
This is employer-driven. This category is suitable for employers looking for skilled employees. So, are you planning on getting started with your post study work visas soon? We hope you’ll now be able to make a more informed decision. And we hope working in Canada is everything you dream it to be. Remember, for all your financial needs, you can bank upon us at FundRight.

Frequently Asked Questions:

1) Are student exchange programs free of cost?

The cost of student exchange programs varies depending on the university, course and agreement between the two universities. So, student exchange programs are not free but are relatively cheaper than pursuing a course abroad.

2) How to apply for student exchange program accommodation?

It is fairly common for exchange students to live with a host family during the course. However, there are a number of exchange students who opt for pre-arranged accommodations such as hostels, campus residences etc.

3) How long can I stay abroad as an exchange student?

Exchange programs are usually 6 months to one year. Extending the duration of your stay would need a visa extension by proving valid reasons.

4) How to apply to a student exchange program for Indian students?

The best way to apply for student exchange programs from India is by visiting the official websites of exchange program agencies/providers or contacting the international relations department, if available at your university.

5) How to apply for student exchange programs for Japan?

To apply for student exchange programs in Japan, you can visit the Japan-India Exchange Program Platform and discover details of the participating universities and their agreements. After you’ve conducted your research, approach the university in your home country for the same. 

Government Educational Loans for SC students in India to study Abroad.

Government Educational Loans for SC students in India to study Abroad.

The Indian government aims to ensure quality education for every student. And to achieve this goal, a non-profit company, named NSFDC was established in 1985. Credit: NSFDC stands for National Scheduled Castes Finance and Development Corporation. The government launched NSDFC to provide educational loan for sc students. This loan is for both, studying in India and abroad. With the help of NSFDC, you can secure quality education at subsidized interest rates.
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Rate of Interest 4% per annum (0.5% rebate for women beneficiaries)
Maximum Loan Repayment Period 15 Years
Moratorium 6 months after getting the job or completion of the course (whichever is early)
What Expenses Does NSFDC Educational Loan For SC Students Cover?
NSFDC, an educational loan for sc students covers all the big and essential expenses which come with studying abroad. Some of them are:
  • Tuition fee and admission fee
  • Books and stationery
  • Hostel and mess
  • Insurance premium for policy during the loan period.
  • The cost of travelling abroad, etc.
Which Courses Does NSFDC Educational Loan For SC Student Cover?
Courses like:
  • Engineering (Diploma/ B.Tech /B.E, M.Tech/M.E.)
  • Biotechnology/Microbiology/Clinical Technology (Diploma/Degree)
  • Architecture (B.Arch/M.Arch)
  • Medical (MBBS/MD/MS)
To check whether you can get an NSFDC educational loan for sc students for your desired course, check this complete list of supported-courses.
Follow This Checklist to Get Your NSFDC Educational Loan for SC Students Approved
The process of NSFDC educational loan for sc students is completely online. You have to fill out the form on its official website and thereafter the loan will be approved within a month – Official website NSFDC: educational loan for SC students But before this, you must check out the list below to become eligible for this loan, or else your application will be denied
  • Indian citizenship is required.
  • A valid Scheduled Caste certificate issued by a competent authority Like, ADM or SDO is required.
  • Your family income should be up to INR 3 lakh per annum or less. This is valid for both rural and urban areas.
  • An acceptance letter from the university and a merit-based admission to the university abroad are required.
  • The Indian government must approve your course for funding.
  • An income certificate stating your family’s income is required.
  • You must have other valid documents proving your address. For example, ration card, voter’s ID card, passport, etc.
  • Certification of passing from the previous institution in the prescribed format with the institute’s seal is required.
What if you can’t get the NSFDC Educational Loan For SC Students?
Yes, this is likely. Even if you are a member of the SC community. These are some scenarios:
  • You can’t produce the certificates mandatory to prove your candidature for the NSFDC educational loan for sc students.
  • You can’t produce the certificate in time
  • You can’t afford to wait for the 4-6 weeks of processing time of the NSFDC educational loan for sc students.
  • NSFDC is inundated with too many applicants and can’t honor your application even though you fulfil all criteria
Then, what are your options? Check whether you qualify for any other education loan from the Indian government There are many other government loans available with similar interest rates, but different eligibilities. Check them out below:
1.   National Minorities Development & Finance Corporation NMDFC
Source  – Image link The NMDFC, a not-for-profit company, was launched in 1994. Its objective is to provide loans to minority students at the graduate and higher level in India or abroad for pursuing general, professional, and technical education.
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Rate of Interest for beneficiaries 3% per annum
Maximum Loan Repayment Period 5 Years after completion of course
Moratorium 6 months after getting the job or completion of the course (whichever is early)
NMDFC education loan eligibility criteria
  1. Have an acceptance letter from the university
  2. Belong to a Minority community – Muslims, Sikhs, Buddhists, Christians, Parsis, and Jains.
  3. Have family’s Income under Rural areas: 98,000 per annum
The National Safai Karamcharis Finance and Development Corporation (NSKFDC) Source – Image link NSKFDC was set up in 1997. A major objective of the schemes under NSKFDC is to enhance the socioeconomic standing of the Safai Karamcharis, Scavengers, and their dependents.
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Rate of Interest for beneficiaries 4% per annum
Maximum Loan Repayment Period 5 Years after completion of course
Moratorium 1 year after getting the job or completion of the course (whichever is early)
Eligibility criteria for NSKFDC
NSKFDC is a career based loan. You must be a Safai Karamchari or their dependents to be eligible for this NSKFDC loan. There is no income boundation, however, priority will be given to the:
  • Scavengers whose income is below double the property line.
  • Women form among the target group.
  • Disabled persons among the target group.
3.National Backward Classes Finance and Development Corporation (NBCFDC)
NBCFDC comes under the Ministry of Social justice and empowerment. This scheme provides financial assistance to backward-class members
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Loan Margin 85% expenditure will be covered in abroad
Rate of Interest for beneficiaries 4% per annum
Maximum Loan Repayment Period 15 Years after completion of course
Moratorium 6 months after getting the job or completion of the course (whichever is early)
The eligibility criteria for NBCFDC education loan
  • The annual family income should be less than: For rural areas: ₹98,000/-                                                                                                                     For urban areas: ₹1,20,000/-.
  • Only meritorious students from the backward class are eligible for the loan.
  • Applicants for education loans with less than 60% marks are not eligible
  • In order to qualify for the loan, a candidate needs to be admitted to a professional course approved by an appropriate authority, such as the AICTE, the UGC, and the Medical Council of India.
What If You Can’t Qualify For Any Of The Government Loans? Each of these loans has different eligibility criteria.
  • What if your marks are below 60%?
  • What if your income is higher than eligibility?
There are many “what ifs” to be answered. Thus, there is a high possibility that you might not qualify for these loans. So, what is your best option after this? The answer: FundRight.
Shop around for a loan from FundRight–India’s only loan bidding platform
Imagine this:
  • The loan process which normally takes 720 hours is reduced to 2 days.
  • The best money lenders compete and bid for your education loan.
  • You save up to 23 lakhs in this whole loan process.
Sounds like a dream right? Well, it’s not. FundRight makes it all possible. It is India’s 1st online loan bidding platform. It gives you the authority to choose from various loan offers presented by different money lenders. Let’s see how it can help you get the best education loan.
Choose from 15+ lenders and get the lowest rate of interest

There are only limited government loans that will give you the freedom to choose. Most of the time you will have to settle with the terms you don’t like.

But on FundRight, 15+ moneylenders–including public/private sector banks, NBFCs, and international lenders–bid for your profile. This means you’ll call the shots now.

Here’s how you can get the best education loans-

  • Create an account on FundRight and submit your details.
  • Get immediate offers from leading lenders. More offers added within 48 hours.
  • Compare, and choose.
  • Upload your documents.
  • Get approval, and wait for disbursement.

This whole process is online. This means you can work on the other important aspects of your college application without worrying about finances.

Submit Your Documents Only Once

Why visit a bank thrice a week just to submit all the necessary documents?

With fundRight, you only have to submit the details once and from there we will take care of it.

We will make sure that only relevant information is sent to all money lenders. This saves you a lot of time and effort.

Apply for special scholarships

Once you start the loan process at FundRight, you will automatically become eligible for different scholarships provided by us. You need not go through any other procedure.

However, to get shortlisted for the scholarship, you’ll have to complete your loan disbursement.

Currently, we provide the following scholarships:

Get Freebies That Can Save You Up to $1,200 in the Admission Process.

When you sign up at FundRight and disburse your loan from our lenders, you’ll automatically get access to all the freebies.

You can unlock these freebies by visiting the site of GradOns, a program under FundRight, and

save up to $1200 in the whole admission process.

Get unbiased expert opinion, free

We at FundRight have a team of experts who will guide you throughout the whole process and will help you choose the right loan.

You can seek their advice whenever you want and they will be at your beck and call.

  • If I am eligible for more than one scheme, then which government scheme should I choose?
  • Ans: Your needs will determine which loan is best for you. Seek professional advice to get well informed about the actual terms of a loan. This eliminates the confusion you might face hence making it easier for you to choose the right loan.
  • Which is a better option: Private loans or Government loans?
  • Ans: Both have their own pros and cons. You will benefit from a government loan because processing charges and interest rates are lower compared to private bank loans.  However, the processing time is much shorter in the case of private banks. So, if time is not a boundation, then you should go for a government loan.
  • Which factor is most important while choosing a loan?
  • Ans: The rate of interest is the most crucial factor which determines the total cost of your loan. However, majors like marine biology or english do not guarantee jobs immediately.

    Hence when choosing a loan, considering other factors like repayment period and a moratorium should be your priority. 

India's First Loan Bidding Platform

Get online lenders to bid on your profile to get the best student loans.

Duolingo-Accepting UK Universities: Comprehensive Guide

Duolingo-Accepting UK Universities: Comprehensive Guide

Applying to a UK university? You’ll need to prove English proficiency. You must have heard of TOEFL and IELTS. These tests are expensive, long and hard. Have you wished for a simpler alternative? Read this article to learn about DET. DET stands for the Duolingo English Test. This English proficiency test is relatively new and Universities only started accepting its scores in 2021. The Duolingo test pattern is much simpler. You can take the Duolingo English Test as a backup test if you are not confident about scoring well on TOEFL and IELTS. Or, if you are applying to Duolingo-accepting UK universities, you don’t have to put yourself through TOEFL or IELTS at all. This article answers 3 main questions.
  • What is the Duolingo test pattern?
  • Is Duolingo accepted for a UK visa?
  • How to undertake the Duolingo test?
  • Which are the main Duolingo-accepting UK universities?

TOEFL vs IELTS vs Duolingo test pattern







The test is marked using band scores, 1 – 9. Each section is marked and the marks are converted into bands.


Desired score


A score of 7 or higher, is expected in all top ranking colleges



3-3.35 hours

2 hours and 45 minutes

45 minutes + 10 minutes interview

Medium of test

Held online at authorized centers but you have to be physically present

Held online at authorized centers but you have to be physically present

Online, can be taken from home


>50 times a year

48 times a year

All year round. There is no limit to taking the Duolingo exam, however, one cannot take it more than twice in a period of 30 days.


4 sections that are required in a classroom: Reading, Listening, Speaking, and Writing.

6 sections that are required in a classroom: Reading, Listening, Speaking, and Writing.

One section, questions have varying difficulty


2 years

2 years

2 years


In India TOEFL costs $190

The cost of practice test is $44.95 and the guide is priced at $29.92.

Around $190



Basic of the Duolingo test pattern

Of course, the test remains the same, whether you want to use the score to apply to a Duolingo-accepting UK. university, or any other university. As per the Duolingo test pattern, there are two sections.
  • The adaptive exam
  • Video interview
The exam takes 60 minutes in total. There is a five minute introduction that walks candidates through the rapid setup of the test and explains its guidelines. To maintain the test’s lucidity, the Duolingo exam format was developed and created utilizing data forensics and artificial intelligence. Like IELTS and TOEFL, the Duolingo English test evaluates your proficiency in all areas, including Speaking, Listening, Reading, and Writing.  

Duolingo test pattern: The adaptive exam

This section will focus on your reading, writing, speaking, and listening abilities. This graded part will last 45 minutes. In this one segment, all question types are mixed and are distributed at random throughout the exam. The test provider will assign individual results for the Duolingo Adaptive test. Note –  The Duolingo adaptive test has rules and restrictions that must be followed in order to avoid disqualification.

Important things to keep in mind:

  • The DET can be taken multiple times. However, don’t expect to see the same question again. Duolingo claims that “one in a thousand tests will see a question repeated, thus ensuring that each candidate applying for the test will have a unique experience.”
  • The difficulty of the questions change dynamically in the section.
  • Since there are no separate sections, a reading question might follow a writing one. Hence, you have to plan your time accordingly.
  • There is no set number of questions.
  • The test will automatically end when 160 marks worth questions have been asked.

Duolingo test pattern – Video Interview

The second part of the Duolingo test pattern is the video interview. You will have to write down your responses to prompted open-ended questions. You may be asked to describe a situation or a picture, or you may be given the opportunity to select a topic and talk for a short period of time. You should be well-prepared for all types of questions.  

Guidelines should be kept in mind while giving the interview.

  • Make sure to be in the video frame.
  • Check if your camera and microphone are working well.
  • You should be audible.
  • Remove any distractions from the background.
One of the biggest advantages of taking the DET is that you get your results within 48 hours of completing the test and you can share it with your Duolingo-accepting UK university immediately. Are you anxious about doing well on the test? We understand. Doing it all by yourself can be hard. But you don’t have to. Get help. Create an account with SelectRight. Attend educational webinars. Ask experts. Ask university alumni. You get real answers, from real people.

How to undertake the Duolingo test?

It’s natural to ask ‘How to undertake the Duolingo test?’ This section covers how to undertake the Duolingo test. To undertake the duolingo test you computer must have:
  • Windows or macOS
  • A front-facing camera
  • A microphone
  • Speakers
You should also have:
  • Your passport, driver’s license or government ID
  • A quiet, well-lit room
  • 60 minutes of free time
  • A reliable internet connection
Note: You cannot take this test from your phone. You can create an account on duolingo English test for free. Take the free practice test which is only 15 mins. After this you can purchase the test and take it anytime in the text 21 days. Before you take the test, you have to fill out a short survey.

Understanding your test score as per the Duolingo test pattern

The four scores are:

  • Literacy – Ability to read and write
  • Comprehension – Ability to listen and read
  • Conversation – Ability to speak and listen
  • Production – Ability to write and speak

Here is how scores in duolingo correlate to score in IELTS and TOEFL

160 120 8.5-9
130 98-103 7
100 65-69 5.5
85 47-52 5
10-60 0-23 0-4

Acceptance of DET

TOEFL and IELTS are usually taken because they are accepted worldwide. Which brings us to the question, how commonly is DET accepted? DET is accepted in many universities in the UK. The next question you must have is, ‘Is Duolingo accepted for UK visa?’ Well, yes and no. DET will be accepted for the UK student visa if your university accepts it. In total, 64 universities in the UK accept DET. (This list is updated as on 31 July 2022.)
  • University of Surrey – Undergraduate
  • University of Roehampton – Undergraduate
  • University of Stirling
  • London College of Contemporary Arts (LCCA)
  • University of Westminster – Undergraduate Admissions
  • University of Bath
  • University of Lincoln – Pre-sessional, Undergraduate and Postgraduate
  • Birmingham City University – Pre-Sessional English
  • University of the West of Scotland – Undergraduate
  • University of Chichester
  • Sheffield Hallam University — Pre-sessional courses
  • Plymouth College of Art
  • University of Huddersfield – China Campus – Undergraduate
  • Aston University – Undergraduate
  • International College Portsmouth
  • UCFB – Undergraduate
  • Glasgow Caledonian University – Undergraduate and Postgraduate
  • SAE Institute – UK
  • ARU London
  • University of Reading
  • Imperial College London – Undergraduate
  • London School of Economics and Political Science (LSE) – Undergraduate
  • University of Kent – Undergraduate
  • University of Plymouth International College
  • Buckinghamshire New University
  • University of Leicester – Undergraduate
  • Bangor University Undergraduate
  • University of Exeter
  • Royal Welsh College of Music & Drama
  • New College of the Humanities, London
  • University of Strathclyde – Undergraduate
  • Queen’s University Belfast
  • Scotland’s Rural College (SRUC)
  • University of South Wales – Undergraduate
  • London South Bank University – Undergraduate
  • Plymouth College of Art – Pre-Degree
  • Solent University Southampton – Undergraduate
  • Navitas Pathway Colleges
  • University of Portsmouth – Undergraduate, Postgraduate and Online Pre-Sessional Programs
  • ARU College – Undergraduate
  • Anglia Ruskin University
  • University of Bristol – Undergraduate
  • University of Leicester Study Abroad
  • University of Sussex
  • University of York
  • University of West London
  • Cardiff Metropolitan University – Undergraduate
  • Bath Spa University – Undergraduate and Postgraduate
  • University of Plymouth – All Online Pre-sessional programmes
  • RED Academy London
  • SOAS University of London
  • University of Aberdeen
  • Loughborough University – Undergraduate
  • Royal Agricultural University
  • University of Bolton
  • University of The West of England, Bristol
  • Brunel University London
  • Birkbeck, University of London – Undergraduate and Postgraduate
  • Newbold College of Higher Education
  • University of Warwick – Undergraduate
  • University of East Anglia
  • Leeds Beckett University
  • Gower College Swansea
If you have been accepted into any of the above Duolingo-accepting UK universities, you can get a student visa with qualifying scores in DET. So many options! We know how puzzling it can be. If you are unsure about which of these Duolingo-accepting UK universities you should apply to, get expert help. We recommend creating an account at SelectRight. The university finder widget will help you get a complete download of programs from the top 500 universities. Once you have all that information with you, making a choice becomes easier. You have learnt how to undertake the Duolingo test, is Duolingo accepted for UK visa and Duolingo test pattern. Now, let’s move on. TOEFL, IELTS and DET are the three standard tests that most colleges should accept. By far, TOEFL is the most widely accepted. We advise you to take all three or at least two different tests, if your finances allow. This will ensure that even if you do badly on one test, you have the scores from a backup test that can save you. In case you do badly on all the tests there is no reason to panic. You can take all these tests as many times as you want to achieve your dream score. Mastering the Duolingo test pattern and getting a good score is only the beginning. There are many other important stages of your application process. With SelectRight, you can access a carefully curated directory of unbiased industry experts. Get help with various aspects of your application like SOP review, application review, and more.

IELTS writing task guide [August 2022 Update]

IELTS writing task guide [August 2022 Update]

There are two types of IELTS tests:

  1. Academic
  2. General Training

To study at a university, you need to take the IELTS Academic test.

In this guide, you will learn about how to get your desired score in the IELTS writing task.

Learn about:

  • IELTS writing task 1
  • IELTS writing task 2
  • Analysis of samples of IELTS writing
  • How to get a 9 band score

IELTS overview


2 years




online but physically present at the authorized center

IELTS is only a small part of the admission process. There are also more stressful stages like the Statement of Purpose, CV and more.

To handle standardized tests like IELTS and other things together, sign up on SelectRight. Get access to a carefully curated directory of unbiased industry experts who can help you with various aspects of your application like SOP review, application review, LOR review or any other queries that might require expert opinion.

IELTS writing task: Time and sections
Section 1 30 minutes Listening
Section 2 60 minutes Reading
Section 3 60 minutes Writing
Section 4 Under 14 minutes Speaking
The test is marked using band scores, 1 – 9. Each section is marked and the marks are converted into bands. A score of 7 or higher is expected in all top ranking colleges. IELTS writing task The main skills assessed are how well you can:
  • Organize your ideas
  • Write a response to a prompt
  • Use a range of vocabulary and grammar accurately

IELTS writing task 1 format

You will be given a graph, table, chart or diagram. Based on the representation, you’ll be asked to describe, summarize or explain the information in your own words. For example, for a graph you might have to explain and describe the data or you might have to describe an object or event in a diagram. You are expected to spend 20 minutes of the 60 minutes on task 1. The expected word limit is at least 150 words. IELTS writing task 2 format Task 2 is an essay question. You will have to write an essay in response to a point of view, argument or problem. 10 most common topics:
  • Health
  • Environment
  • Education
  • Development
  • Globalization
  • Public Transport
  • Criminal Justice
  • Youth Crime
  • Technology
  • Government Spending
You are expected to spend 40 minutes of the 60 minutes on task 1. The expected word limit is at least 250 words. You can also take a free IELTS writing practice test. How to do well on IELTS writing task 1 1.   The marks distribution You receive a score for Reading, Writing, Speaking and Listening. The scores are then averaged which gives the overall score. Scores are always rounded up to the nearest half score. For example, if you get 5.75, it will be rounded up to 6. Getting a 7 or above shows that you can cope with complex situations in English. Getting a band 7 is a basic requirement by most colleges to study in an English-speaking country. The four criteria used to judge the writing section:
  • Task achievement – ability to present relevant ideas, explain them and support them.
  • Coherence and cohesion – ability to clearly express your ideas and link different ideas together.
  • Lexical resource – the quality of language, mainly focused on vocabulary.
  • Grammatical range and accuracy – ability to write a combination of complex and simple sentences and use a variety of appropriate structures.
Now, that you know the four criteria, you have to frame an answer that does well in these areas. 2. Structure your answer Even in 150 words, you need to have an introduction, body and conclusion. You can start with paraphrasing the question in the first paragraph and introduce your main idea. Don’t include the supporting evidence. You can add the supporting evidence in the body and finally sum up your thoughts in the last paragraph. A rough division could look like 25 (intro) – 100 (body) – 25 (conclusion) 3.  Answer according to the representation Depending on what you have been asked to describe, your answer will vary. For example, if you have been asked to describe two maps and outline the changes, you will focus on asking key questions about the changes and answering them in your essay. If you have been asked to describe a diagram that depicts the process of photosynthesis, you will focus on the relationship among the different stages in the same diagram rather than focusing on comparison.
 Sample 1 of IELTS writing Task 1 The paper received a Band 6. Things done well:
  • Good attempt to describe the graphs looking at global trends and more detailed figures
  • Smooth flow
  • Grammatical accuracy
  • Good use of language
Areas of improvement:
  • Missing information and inaccurate information
  • Overused connectives
  • Ideas not linked well
  • Problems with expressions in some places
  • Lack of complexity and variation in the sentences
Sample 2 of IELTS writing task 1 The paper received a Band 9. Why?
  • All key features of each stage of the process are appropriately and accurately presented.
  • Excellent overview in the beginning
  • Changing grammatical function
  • Easy to read and cohesive
  • Paragraphing, linking and referencing are all skilfully managed.
  • Language is fluent
  • A wide range of vocabulary and structures
How to do well in IELTS writing task 2? The marking system for task 2 is the same as task 1. The two key differences are:
  • Question type
  • Word limit

1.   Plan well

You might be asked to argue for a motion or give your opinion on something. To do this, you have to plan beforehand.

You have 20 more minutes on your hand in this section. Use the extra time to make bullet points. This will help you cover all the essential points, link your ideas and find a coherent flow.

2.  Form a thesis statement

To argue or present your point of view, having a thesis statement is mandatory. This helps you argue for one thing, giving your essay structure rather than being all over the place.

For example, the question is ‘The privatization of the medical sector mainly affects the marginalized communities. What is your opinion?’

Your thesis statement could be: Privatization of the healthcare sector leads to the selective exclusion of those from the marginalized communities as they lack economic and social capital.

3.  Line edit

After you are done with your essay, don’t skim over it and identify mistakes. Read each line carefully to see if there are any grammatical errors.

This can also help you polish your sentences.

4. Develop a vocabulary list

Based on the common topics, develop a vocabulary list.

How to develop vocabulary.

  • Try guessing the meaning of words from the context.
  • Link new words to existing words you already know. You can also look at synonyms instead of definitions.
  • Review the new words regularly and try to use them in writing.
Sample of IELTS writing task 2 This paper received Band 5. Things done well:
  • Topic is well-expressed and a position is taken.
  • Ideas are clearly organized and there is an overall progression within the response
  • Use of cohesive devices
  • Range of vocabulary
Things gone wrong:
  • Note – in the third paragraph there is an unclear development.
  • Some ideas are not well-developed
  • Over-use of linkers
  • Short paragraphs
  • Spelling errors
  • Flaws in task response
Comparison of scores This table compares Band 9 and Band 6 scores based on the four above-mentioned criteria.
Band 9 Band 6
Task achievement You have to fully satisfy all the requirements of the task. This means doing everything the question asks you to. Clearly present a fully developed response to the question. Present a clear overview of main trends, differences or stages for task 1. Clearly state your argument for task 2. Address the requirements of the task Present an overview with appropriately selected information Highlight key features/bullet points but missed out on revelace or accuracy
Coherence and cohesion Use cohesion effortlessly. This means that it should come organically and not look forced. Examples of cohesive devices – also, equally, and, but, and more. You also have to paraphrase the question well and add value to it. Arranged information and ideas coherently and there is a clear overall progression Used cohesive devices effectively, but cohesion within and/or between sentences may be faulty or mechanical Did not reference clearly or appropriately
Lexical resource Use a wide range of vocabulary with very natural and sophisticated control of lexical features. Rare minor errors occur only as ‘slips’ and do not affect your overall score. Used adequate range of vocabulary Used  less common vocabulary but with some inaccuracy Made some errors in spelling and/or word formation without impeding communication
Grammatical range and accuracy Use a wide range of structures with full flexibility and accuracy Used a mix of simple and complex sentence forms Made some errors in grammar and punctuation but they rarely reduce communication
Conduct your IELTS writing practice with these bands in mind. Now, focus on IELTS writing practice. With our IELTS writing task guide, you know how to start preparing to get your desired score. Depending on your score, you can decide which colleges you want to apply to. If you don’t get your desired score, that’s okay as well. There are plenty of colleges abroad that you can still attend, some don’t even require English proficiency tests.
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