Benefits of Studying Abroad: For Indian Students

Government Educational Loans for SC students in India to study Abroad.

Government Educational Loans for SC students in India to study Abroad.

The Indian government aims to ensure quality education for every student. And to achieve this goal, a non-profit company, named NSFDC was established in 1985. Credit: NSFDC stands for National Scheduled Castes Finance and Development Corporation. The government launched NSDFC to provide educational loan for sc students. This loan is for both, studying in India and abroad. With the help of NSFDC, you can secure quality education at subsidized interest rates.
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Rate of Interest 4% per annum (0.5% rebate for women beneficiaries)
Maximum Loan Repayment Period 15 Years
Moratorium 6 months after getting the job or completion of the course (whichever is early)
What Expenses Does NSFDC Educational Loan For SC Students Cover?
NSFDC, an educational loan for sc students covers all the big and essential expenses which come with studying abroad. Some of them are:
  • Tuition fee and admission fee
  • Books and stationery
  • Hostel and mess
  • Insurance premium for policy during the loan period.
  • The cost of travelling abroad, etc.
Which Courses Does NSFDC Educational Loan For SC Student Cover?
Courses like:
  • Engineering (Diploma/ B.Tech /B.E, M.Tech/M.E.)
  • Biotechnology/Microbiology/Clinical Technology (Diploma/Degree)
  • Architecture (B.Arch/M.Arch)
  • Medical (MBBS/MD/MS)
To check whether you can get an NSFDC educational loan for sc students for your desired course, check this complete list of supported-courses.
Follow This Checklist to Get Your NSFDC Educational Loan for SC Students Approved
The process of NSFDC educational loan for sc students is completely online. You have to fill out the form on its official website and thereafter the loan will be approved within a month – Official website NSFDC: educational loan for SC students But before this, you must check out the list below to become eligible for this loan, or else your application will be denied
  • Indian citizenship is required.
  • A valid Scheduled Caste certificate issued by a competent authority Like, ADM or SDO is required.
  • Your family income should be up to INR 3 lakh per annum or less. This is valid for both rural and urban areas.
  • An acceptance letter from the university and a merit-based admission to the university abroad are required.
  • The Indian government must approve your course for funding.
  • An income certificate stating your family’s income is required.
  • You must have other valid documents proving your address. For example, ration card, voter’s ID card, passport, etc.
  • Certification of passing from the previous institution in the prescribed format with the institute’s seal is required.
What if you can’t get the NSFDC Educational Loan For SC Students?
Yes, this is likely. Even if you are a member of the SC community. These are some scenarios:
  • You can’t produce the certificates mandatory to prove your candidature for the NSFDC educational loan for sc students.
  • You can’t produce the certificate in time
  • You can’t afford to wait for the 4-6 weeks of processing time of the NSFDC educational loan for sc students.
  • NSFDC is inundated with too many applicants and can’t honor your application even though you fulfil all criteria
Then, what are your options? Check whether you qualify for any other education loan from the Indian government There are many other government loans available with similar interest rates, but different eligibilities. Check them out below:
1.   National Minorities Development & Finance Corporation NMDFC
Source  – Image link The NMDFC, a not-for-profit company, was launched in 1994. Its objective is to provide loans to minority students at the graduate and higher level in India or abroad for pursuing general, professional, and technical education.
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Rate of Interest for beneficiaries 3% per annum
Maximum Loan Repayment Period 5 Years after completion of course
Moratorium 6 months after getting the job or completion of the course (whichever is early)
NMDFC education loan eligibility criteria
  1. Have an acceptance letter from the university
  2. Belong to a Minority community – Muslims, Sikhs, Buddhists, Christians, Parsis, and Jains.
  3. Have family’s Income under Rural areas: 98,000 per annum
The National Safai Karamcharis Finance and Development Corporation (NSKFDC) Source – Image link NSKFDC was set up in 1997. A major objective of the schemes under NSKFDC is to enhance the socioeconomic standing of the Safai Karamcharis, Scavengers, and their dependents.
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Rate of Interest for beneficiaries 4% per annum
Maximum Loan Repayment Period 5 Years after completion of course
Moratorium 1 year after getting the job or completion of the course (whichever is early)
Eligibility criteria for NSKFDC
NSKFDC is a career based loan. You must be a Safai Karamchari or their dependents to be eligible for this NSKFDC loan. There is no income boundation, however, priority will be given to the:
  • Scavengers whose income is below double the property line.
  • Women form among the target group.
  • Disabled persons among the target group.
3.National Backward Classes Finance and Development Corporation (NBCFDC)
NBCFDC comes under the Ministry of Social justice and empowerment. This scheme provides financial assistance to backward-class members
Loan Particulars Details
Maximum Loan Amount ₹ 20 Lakhs
Loan Margin 85% expenditure will be covered in abroad
Rate of Interest for beneficiaries 4% per annum
Maximum Loan Repayment Period 15 Years after completion of course
Moratorium 6 months after getting the job or completion of the course (whichever is early)
The eligibility criteria for NBCFDC education loan
  • The annual family income should be less than: For rural areas: ₹98,000/-                                                                                                                     For urban areas: ₹1,20,000/-.
  • Only meritorious students from the backward class are eligible for the loan.
  • Applicants for education loans with less than 60% marks are not eligible
  • In order to qualify for the loan, a candidate needs to be admitted to a professional course approved by an appropriate authority, such as the AICTE, the UGC, and the Medical Council of India.
What If You Can’t Qualify For Any Of The Government Loans? Each of these loans has different eligibility criteria.
  • What if your marks are below 60%?
  • What if your income is higher than eligibility?
There are many “what ifs” to be answered. Thus, there is a high possibility that you might not qualify for these loans. So, what is your best option after this? The answer: FundRight.
Shop around for a loan from FundRight–India’s only loan bidding platform
Imagine this:
  • The loan process which normally takes 720 hours is reduced to 2 days.
  • The best money lenders compete and bid for your education loan.
  • You save up to 23 lakhs in this whole loan process.
Sounds like a dream right? Well, it’s not. FundRight makes it all possible. It is India’s 1st online loan bidding platform. It gives you the authority to choose from various loan offers presented by different money lenders. Let’s see how it can help you get the best education loan.
Choose from 15+ lenders and get the lowest rate of interest

There are only limited government loans that will give you the freedom to choose. Most of the time you will have to settle with the terms you don’t like.

But on FundRight, 15+ moneylenders–including public/private sector banks, NBFCs, and international lenders–bid for your profile. This means you’ll call the shots now.

Here’s how you can get the best education loans-

  • Create an account on FundRight and submit your details.
  • Get immediate offers from leading lenders. More offers added within 48 hours.
  • Compare, and choose.
  • Upload your documents.
  • Get approval, and wait for disbursement.

This whole process is online. This means you can work on the other important aspects of your college application without worrying about finances.

Submit Your Documents Only Once

Why visit a bank thrice a week just to submit all the necessary documents?

With fundRight, you only have to submit the details once and from there we will take care of it.

We will make sure that only relevant information is sent to all money lenders. This saves you a lot of time and effort.

Apply for special scholarships

Once you start the loan process at FundRight, you will automatically become eligible for different scholarships provided by us. You need not go through any other procedure.

However, to get shortlisted for the scholarship, you’ll have to complete your loan disbursement.

Currently, we provide the following scholarships:

Get Freebies That Can Save You Up to $1,200 in the Admission Process.

When you sign up at FundRight and disburse your loan from our lenders, you’ll automatically get access to all the freebies.

You can unlock these freebies by visiting the site of GradOns, a program under FundRight, and

save up to $1200 in the whole admission process.

Get unbiased expert opinion, free

We at FundRight have a team of experts who will guide you throughout the whole process and will help you choose the right loan.

You can seek their advice whenever you want and they will be at your beck and call.

  • If I am eligible for more than one scheme, then which government scheme should I choose?
  • Ans: Your needs will determine which loan is best for you. Seek professional advice to get well informed about the actual terms of a loan. This eliminates the confusion you might face hence making it easier for you to choose the right loan.
  • Which is a better option: Private loans or Government loans?
  • Ans: Both have their own pros and cons. You will benefit from a government loan because processing charges and interest rates are lower compared to private bank loans.  However, the processing time is much shorter in the case of private banks. So, if time is not a boundation, then you should go for a government loan.
  • Which factor is most important while choosing a loan?
  • Ans: The rate of interest is the most crucial factor which determines the total cost of your loan. However, majors like marine biology or english do not guarantee jobs immediately.

    Hence when choosing a loan, considering other factors like repayment period and a moratorium should be your priority. 

India's First Loan Bidding Platform

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Duolingo-Accepting UK Universities: Comprehensive Guide

Duolingo-Accepting UK Universities: Comprehensive Guide

Applying to a UK university? You’ll need to prove English proficiency. You must have heard of TOEFL and IELTS. These tests are expensive, long and hard. Have you wished for a simpler alternative? Read this article to learn about DET. DET stands for the Duolingo English Test. This English proficiency test is relatively new and Universities only started accepting its scores in 2021. The Duolingo test pattern is much simpler. You can take the Duolingo English Test as a backup test if you are not confident about scoring well on TOEFL and IELTS. Or, if you are applying to Duolingo-accepting UK universities, you don’t have to put yourself through TOEFL or IELTS at all. This article answers 3 main questions.
  • What is the Duolingo test pattern?
  • Is Duolingo accepted for a UK visa?
  • How to undertake the Duolingo test?
  • Which are the main Duolingo-accepting UK universities?

TOEFL vs IELTS vs Duolingo test pattern







The test is marked using band scores, 1 – 9. Each section is marked and the marks are converted into bands.


Desired score


A score of 7 or higher, is expected in all top ranking colleges



3-3.35 hours

2 hours and 45 minutes

45 minutes + 10 minutes interview

Medium of test

Held online at authorized centers but you have to be physically present

Held online at authorized centers but you have to be physically present

Online, can be taken from home


>50 times a year

48 times a year

All year round. There is no limit to taking the Duolingo exam, however, one cannot take it more than twice in a period of 30 days.


4 sections that are required in a classroom: Reading, Listening, Speaking, and Writing.

6 sections that are required in a classroom: Reading, Listening, Speaking, and Writing.

One section, questions have varying difficulty


2 years

2 years

2 years


In India TOEFL costs $190

The cost of practice test is $44.95 and the guide is priced at $29.92.

Around $190



Basic of the Duolingo test pattern

Of course, the test remains the same, whether you want to use the score to apply to a Duolingo-accepting UK. university, or any other university. As per the Duolingo test pattern, there are two sections.
  • The adaptive exam
  • Video interview
The exam takes 60 minutes in total. There is a five minute introduction that walks candidates through the rapid setup of the test and explains its guidelines. To maintain the test’s lucidity, the Duolingo exam format was developed and created utilizing data forensics and artificial intelligence. Like IELTS and TOEFL, the Duolingo English test evaluates your proficiency in all areas, including Speaking, Listening, Reading, and Writing.  

Duolingo test pattern: The adaptive exam

This section will focus on your reading, writing, speaking, and listening abilities. This graded part will last 45 minutes. In this one segment, all question types are mixed and are distributed at random throughout the exam. The test provider will assign individual results for the Duolingo Adaptive test. Note –  The Duolingo adaptive test has rules and restrictions that must be followed in order to avoid disqualification.

Important things to keep in mind:

  • The DET can be taken multiple times. However, don’t expect to see the same question again. Duolingo claims that “one in a thousand tests will see a question repeated, thus ensuring that each candidate applying for the test will have a unique experience.”
  • The difficulty of the questions change dynamically in the section.
  • Since there are no separate sections, a reading question might follow a writing one. Hence, you have to plan your time accordingly.
  • There is no set number of questions.
  • The test will automatically end when 160 marks worth questions have been asked.

Duolingo test pattern – Video Interview

The second part of the Duolingo test pattern is the video interview. You will have to write down your responses to prompted open-ended questions. You may be asked to describe a situation or a picture, or you may be given the opportunity to select a topic and talk for a short period of time. You should be well-prepared for all types of questions.  

Guidelines should be kept in mind while giving the interview.

  • Make sure to be in the video frame.
  • Check if your camera and microphone are working well.
  • You should be audible.
  • Remove any distractions from the background.
One of the biggest advantages of taking the DET is that you get your results within 48 hours of completing the test and you can share it with your Duolingo-accepting UK university immediately. Are you anxious about doing well on the test? We understand. Doing it all by yourself can be hard. But you don’t have to. Get help. Create an account with SelectRight. Attend educational webinars. Ask experts. Ask university alumni. You get real answers, from real people.

How to undertake the Duolingo test?

It’s natural to ask ‘How to undertake the Duolingo test?’ This section covers how to undertake the Duolingo test. To undertake the duolingo test you computer must have:
  • Windows or macOS
  • A front-facing camera
  • A microphone
  • Speakers
You should also have:
  • Your passport, driver’s license or government ID
  • A quiet, well-lit room
  • 60 minutes of free time
  • A reliable internet connection
Note: You cannot take this test from your phone. You can create an account on duolingo English test for free. Take the free practice test which is only 15 mins. After this you can purchase the test and take it anytime in the text 21 days. Before you take the test, you have to fill out a short survey.

Understanding your test score as per the Duolingo test pattern

The four scores are:

  • Literacy – Ability to read and write
  • Comprehension – Ability to listen and read
  • Conversation – Ability to speak and listen
  • Production – Ability to write and speak

Here is how scores in duolingo correlate to score in IELTS and TOEFL

160 120 8.5-9
130 98-103 7
100 65-69 5.5
85 47-52 5
10-60 0-23 0-4

Acceptance of DET

TOEFL and IELTS are usually taken because they are accepted worldwide. Which brings us to the question, how commonly is DET accepted? DET is accepted in many universities in the UK. The next question you must have is, ‘Is Duolingo accepted for UK visa?’ Well, yes and no. DET will be accepted for the UK student visa if your university accepts it. In total, 64 universities in the UK accept DET. (This list is updated as on 31 July 2022.)
  • University of Surrey – Undergraduate
  • University of Roehampton – Undergraduate
  • University of Stirling
  • London College of Contemporary Arts (LCCA)
  • University of Westminster – Undergraduate Admissions
  • University of Bath
  • University of Lincoln – Pre-sessional, Undergraduate and Postgraduate
  • Birmingham City University – Pre-Sessional English
  • University of the West of Scotland – Undergraduate
  • University of Chichester
  • Sheffield Hallam University — Pre-sessional courses
  • Plymouth College of Art
  • University of Huddersfield – China Campus – Undergraduate
  • Aston University – Undergraduate
  • International College Portsmouth
  • UCFB – Undergraduate
  • Glasgow Caledonian University – Undergraduate and Postgraduate
  • SAE Institute – UK
  • ARU London
  • University of Reading
  • Imperial College London – Undergraduate
  • London School of Economics and Political Science (LSE) – Undergraduate
  • University of Kent – Undergraduate
  • University of Plymouth International College
  • Buckinghamshire New University
  • University of Leicester – Undergraduate
  • Bangor University Undergraduate
  • University of Exeter
  • Royal Welsh College of Music & Drama
  • New College of the Humanities, London
  • University of Strathclyde – Undergraduate
  • Queen’s University Belfast
  • Scotland’s Rural College (SRUC)
  • University of South Wales – Undergraduate
  • London South Bank University – Undergraduate
  • Plymouth College of Art – Pre-Degree
  • Solent University Southampton – Undergraduate
  • Navitas Pathway Colleges
  • University of Portsmouth – Undergraduate, Postgraduate and Online Pre-Sessional Programs
  • ARU College – Undergraduate
  • Anglia Ruskin University
  • University of Bristol – Undergraduate
  • University of Leicester Study Abroad
  • University of Sussex
  • University of York
  • University of West London
  • Cardiff Metropolitan University – Undergraduate
  • Bath Spa University – Undergraduate and Postgraduate
  • University of Plymouth – All Online Pre-sessional programmes
  • RED Academy London
  • SOAS University of London
  • University of Aberdeen
  • Loughborough University – Undergraduate
  • Royal Agricultural University
  • University of Bolton
  • University of The West of England, Bristol
  • Brunel University London
  • Birkbeck, University of London – Undergraduate and Postgraduate
  • Newbold College of Higher Education
  • University of Warwick – Undergraduate
  • University of East Anglia
  • Leeds Beckett University
  • Gower College Swansea
If you have been accepted into any of the above Duolingo-accepting UK universities, you can get a student visa with qualifying scores in DET. So many options! We know how puzzling it can be. If you are unsure about which of these Duolingo-accepting UK universities you should apply to, get expert help. We recommend creating an account at SelectRight. The university finder widget will help you get a complete download of programs from the top 500 universities. Once you have all that information with you, making a choice becomes easier. You have learnt how to undertake the Duolingo test, is Duolingo accepted for UK visa and Duolingo test pattern. Now, let’s move on. TOEFL, IELTS and DET are the three standard tests that most colleges should accept. By far, TOEFL is the most widely accepted. We advise you to take all three or at least two different tests, if your finances allow. This will ensure that even if you do badly on one test, you have the scores from a backup test that can save you. In case you do badly on all the tests there is no reason to panic. You can take all these tests as many times as you want to achieve your dream score. Mastering the Duolingo test pattern and getting a good score is only the beginning. There are many other important stages of your application process. With SelectRight, you can access a carefully curated directory of unbiased industry experts. Get help with various aspects of your application like SOP review, application review, and more.

IELTS writing task guide [August 2022 Update]

IELTS writing task guide [August 2022 Update]

There are two types of IELTS tests:

  1. Academic
  2. General Training

To study at a university, you need to take the IELTS Academic test.

In this guide, you will learn about how to get your desired score in the IELTS writing task.

Learn about:

  • IELTS writing task 1
  • IELTS writing task 2
  • Analysis of samples of IELTS writing
  • How to get a 9 band score

IELTS overview


2 years




online but physically present at the authorized center

IELTS is only a small part of the admission process. There are also more stressful stages like the Statement of Purpose, CV and more.

To handle standardized tests like IELTS and other things together, sign up on SelectRight. Get access to a carefully curated directory of unbiased industry experts who can help you with various aspects of your application like SOP review, application review, LOR review or any other queries that might require expert opinion.

IELTS writing task: Time and sections
Section 1 30 minutes Listening
Section 2 60 minutes Reading
Section 3 60 minutes Writing
Section 4 Under 14 minutes Speaking
The test is marked using band scores, 1 – 9. Each section is marked and the marks are converted into bands. A score of 7 or higher is expected in all top ranking colleges. IELTS writing task The main skills assessed are how well you can:
  • Organize your ideas
  • Write a response to a prompt
  • Use a range of vocabulary and grammar accurately

IELTS writing task 1 format

You will be given a graph, table, chart or diagram. Based on the representation, you’ll be asked to describe, summarize or explain the information in your own words. For example, for a graph you might have to explain and describe the data or you might have to describe an object or event in a diagram. You are expected to spend 20 minutes of the 60 minutes on task 1. The expected word limit is at least 150 words. IELTS writing task 2 format Task 2 is an essay question. You will have to write an essay in response to a point of view, argument or problem. 10 most common topics:
  • Health
  • Environment
  • Education
  • Development
  • Globalization
  • Public Transport
  • Criminal Justice
  • Youth Crime
  • Technology
  • Government Spending
You are expected to spend 40 minutes of the 60 minutes on task 1. The expected word limit is at least 250 words. You can also take a free IELTS writing practice test. How to do well on IELTS writing task 1 1.   The marks distribution You receive a score for Reading, Writing, Speaking and Listening. The scores are then averaged which gives the overall score. Scores are always rounded up to the nearest half score. For example, if you get 5.75, it will be rounded up to 6. Getting a 7 or above shows that you can cope with complex situations in English. Getting a band 7 is a basic requirement by most colleges to study in an English-speaking country. The four criteria used to judge the writing section:
  • Task achievement – ability to present relevant ideas, explain them and support them.
  • Coherence and cohesion – ability to clearly express your ideas and link different ideas together.
  • Lexical resource – the quality of language, mainly focused on vocabulary.
  • Grammatical range and accuracy – ability to write a combination of complex and simple sentences and use a variety of appropriate structures.
Now, that you know the four criteria, you have to frame an answer that does well in these areas. 2. Structure your answer Even in 150 words, you need to have an introduction, body and conclusion. You can start with paraphrasing the question in the first paragraph and introduce your main idea. Don’t include the supporting evidence. You can add the supporting evidence in the body and finally sum up your thoughts in the last paragraph. A rough division could look like 25 (intro) – 100 (body) – 25 (conclusion) 3.  Answer according to the representation Depending on what you have been asked to describe, your answer will vary. For example, if you have been asked to describe two maps and outline the changes, you will focus on asking key questions about the changes and answering them in your essay. If you have been asked to describe a diagram that depicts the process of photosynthesis, you will focus on the relationship among the different stages in the same diagram rather than focusing on comparison.
 Sample 1 of IELTS writing Task 1 The paper received a Band 6. Things done well:
  • Good attempt to describe the graphs looking at global trends and more detailed figures
  • Smooth flow
  • Grammatical accuracy
  • Good use of language
Areas of improvement:
  • Missing information and inaccurate information
  • Overused connectives
  • Ideas not linked well
  • Problems with expressions in some places
  • Lack of complexity and variation in the sentences
Sample 2 of IELTS writing task 1 The paper received a Band 9. Why?
  • All key features of each stage of the process are appropriately and accurately presented.
  • Excellent overview in the beginning
  • Changing grammatical function
  • Easy to read and cohesive
  • Paragraphing, linking and referencing are all skilfully managed.
  • Language is fluent
  • A wide range of vocabulary and structures
How to do well in IELTS writing task 2? The marking system for task 2 is the same as task 1. The two key differences are:
  • Question type
  • Word limit

1.   Plan well

You might be asked to argue for a motion or give your opinion on something. To do this, you have to plan beforehand.

You have 20 more minutes on your hand in this section. Use the extra time to make bullet points. This will help you cover all the essential points, link your ideas and find a coherent flow.

2.  Form a thesis statement

To argue or present your point of view, having a thesis statement is mandatory. This helps you argue for one thing, giving your essay structure rather than being all over the place.

For example, the question is ‘The privatization of the medical sector mainly affects the marginalized communities. What is your opinion?’

Your thesis statement could be: Privatization of the healthcare sector leads to the selective exclusion of those from the marginalized communities as they lack economic and social capital.

3.  Line edit

After you are done with your essay, don’t skim over it and identify mistakes. Read each line carefully to see if there are any grammatical errors.

This can also help you polish your sentences.

4. Develop a vocabulary list

Based on the common topics, develop a vocabulary list.

How to develop vocabulary.

  • Try guessing the meaning of words from the context.
  • Link new words to existing words you already know. You can also look at synonyms instead of definitions.
  • Review the new words regularly and try to use them in writing.
Sample of IELTS writing task 2 This paper received Band 5. Things done well:
  • Topic is well-expressed and a position is taken.
  • Ideas are clearly organized and there is an overall progression within the response
  • Use of cohesive devices
  • Range of vocabulary
Things gone wrong:
  • Note – in the third paragraph there is an unclear development.
  • Some ideas are not well-developed
  • Over-use of linkers
  • Short paragraphs
  • Spelling errors
  • Flaws in task response
Comparison of scores This table compares Band 9 and Band 6 scores based on the four above-mentioned criteria.
Band 9 Band 6
Task achievement You have to fully satisfy all the requirements of the task. This means doing everything the question asks you to. Clearly present a fully developed response to the question. Present a clear overview of main trends, differences or stages for task 1. Clearly state your argument for task 2. Address the requirements of the task Present an overview with appropriately selected information Highlight key features/bullet points but missed out on revelace or accuracy
Coherence and cohesion Use cohesion effortlessly. This means that it should come organically and not look forced. Examples of cohesive devices – also, equally, and, but, and more. You also have to paraphrase the question well and add value to it. Arranged information and ideas coherently and there is a clear overall progression Used cohesive devices effectively, but cohesion within and/or between sentences may be faulty or mechanical Did not reference clearly or appropriately
Lexical resource Use a wide range of vocabulary with very natural and sophisticated control of lexical features. Rare minor errors occur only as ‘slips’ and do not affect your overall score. Used adequate range of vocabulary Used  less common vocabulary but with some inaccuracy Made some errors in spelling and/or word formation without impeding communication
Grammatical range and accuracy Use a wide range of structures with full flexibility and accuracy Used a mix of simple and complex sentence forms Made some errors in grammar and punctuation but they rarely reduce communication
Conduct your IELTS writing practice with these bands in mind. Now, focus on IELTS writing practice. With our IELTS writing task guide, you know how to start preparing to get your desired score. Depending on your score, you can decide which colleges you want to apply to. If you don’t get your desired score, that’s okay as well. There are plenty of colleges abroad that you can still attend, some don’t even require English proficiency tests.
How to find them? SelectRight can help you. SelectRight uses 6 million data points across 10,000+ STEM, CS & MBA programs to give you transparent and unbiased recommendations on best matched fundable programs as per your requirements. All the best for your IELTS writing task. With the help of AI-powered SelectRight, you can get into your dream school.

How to Avail IBA Model Education Loan Scheme?

How to Avail IBA Model Education Loan Scheme?

Thinking about opting for the IBA model education loan scheme?

This scheme was first prepared, as recommended by a Study Group, back in 2001. It was advised to banks to be implemented by the Reserve Bank of India, and was modified a little by the Government of India. The scheme has seen multiple modifications over the years.

Misinterpretations of the scheme’s provisions could cause confusion. We at FundRight attempt to present you with practical information. This way, you get to know all the facts and then make an informed decision.

IBA Model Education Loan Scheme: The Objectives

Iba model education loan scheme, Educational Loan scheme, student loan scheme The main objective of this IBA Model Education Loan Scheme is to provide financial support to students in need; to the students, who are in financial need, who are meritorious and hoping to study in India and abroad. The banking system puts across affordable, reasonable terms and conditions, so that students can receive the education they deserve.

IBA Model Education Loan Scheme: Applicability

All financial institutions and banks as advised by the Reserve Bank of India can adopt the IBA student loan scheme. The scheme features guidelines that the banks can implement. They can then even make certain modifications wherever necessary.

IBA Model Education Loan Scheme: Eligibility Criteria

Students are eligible to apply for the IBA educational loan scheme if they meet some requirements:

Student Eligibility:

  • Must be an Indian National
  • Must have secured admission to a course in a recognized institution abroad or in India. This would have to either be through a merit based selection process after the student completes his/her HSC, or an entrance test. You should note that the selection of a student based purely on their grades might not be the main criterion for securing an admission to some of the universities.

Course Eligibility:

For studies in India:

  • Courses like CA, CFA, ACWA, etc
  • Approved and recognized courses conducted by Government universities
  • Diploma courses and regular degrees approved by Director General of Civil (like aeronautical engineering, shipping, etc)
  • Courses carried out by IIM, IISC, IIT, NIFT, etc

The above list is indicative. Banks could certainly approve of other courses that do lead to professional degrees or technical degrees or post graduate degrees and diplomas offered by recognized universities and institutions.

For studies abroad:

  • Graduation: For professional or technical courses offered by recognized universities
  • Post graduation: MBA, MCA, MS, etc
  • Courses offered by CPA in USA, CIMA London, etc
  • Aeronautical, shipping, pilot training courses recognized by reputed bodies in India for the purpose of employment abroad and in India

Expenses considered for IBA educational loan scheme:

  • Payable fees to hostel or college or school
  • Library, laboratory and exam fee
  • Passage money for studying abroad or travel expenses
  • Premium on insurance if applicable
  • Building fund and caution deposit
  • Purchase of equipment, books, instruments, and uniforms
  • Purchase of a computer if it’s needed to complete the course (must be reasonably priced)

IBA Model Education Loan Scheme: Financial Requirements

As per the IBA Student Loan Scheme, for studies in India, students will need a maximum of ₹10 lakhs, and for studies abroad, students will need a maximum of ₹20 lakhs.

If you’re anxious about studying abroad, you’re not alone. We found this article on “A troika of challenges is making it difficult for Indian students to study abroad”. It says that with the right loan, you can manage your financial needs to an extent. That’s where FundRight comes into the picture!

IBA Model Education Loan Scheme: Margin

For upto ₹4 lakhs, the margin money is:


For above ₹4 lakhs for studies in India, the margin money is:


For above ₹4 lakhs for studies abroad, the margin money is:


IBA Model Education Loan Scheme: Security IBA Model Education Loan Scheme: Security
Upto ₹4 lakhs No security, parents are joint borrowers
Between ₹4 lakhs to ₹7.5 lakhs Parents would have to execute necessary documents as joint borrowers, A third party must offer a guarantee. (If satisfied with the worth of the parents who are executing the documents, banks might waive this off)
Above ₹7.5 lakhs Parents are joint borrowers, Tangible assets (of an ideal value decided by the bank) will be used as collateral, Future income of student will also be assigned to the bank in installments
IBA Model Education Loan Scheme: Rate of Interest These will be charged at rates that are linked to base rates decided by every bank. Simple interest will be charged during the course of the student’s higher education and up to the start of repayment. IBA Model Education Loan Scheme: Sanction/Appraisal/Disbursement You can avail the IBA Model Education Loan scheme by directly going to the bank or applying online. Once applied, a receipt of acknowledgement and a reference number will be issued. This receipt will consist of the contact details of the bank who would be contacted if there’s a delay in the application process. Once the application is sent out, it usually doesn’t take more than 15 days for the bank to either sanction or reject your loan. It should be noted that while evaluating the loan, only the student’s future income will be observed. The loan will be dispersed in stages as per demand directly to the vendor or institution. IBA Model Education Loan Scheme: Repayment Repayment of loan according to the IBA educational loan scheme would be 1 year after the course, or 6 months after getting a job; whichever happens first. In the event that the student is unable to complete the course, they can be given a maximum of 2 years to complete it. In the event that the student discontinues altogether from the course, then relevant action will be taken by the bank. The interest accrued during the repayment period will be added to the principal, and repayment can be made in fixed EMI. Repayment of the loan can be made in installments for the following periods:
Upto ₹7.5 lakhs Upto 10 years
Above ₹7.5 lakhs Upto 15 years
IBA Model Education Loan Scheme: Insurance IBA Model Education Loan Scheme: Insurance Banks might arrange for students to get life insurance upon them availing the loan. There could be an interaction or agreement between banks and insurance companies for this purpose. IBA Model Education Loan Scheme: Monitoring As per the IBA student loan scheme, banks can contact universities and follow up on the student’s performance. They may obtain a progress report or a Unique Identification Number to monitor the student. IBA Model Education Loan Scheme: Processing Fee Loans sanctioned under the IBA student loan scheme shouldn’t come with a processing fee. However, a processing fee may be charged to students when they consider loans to study abroad. Once the student takes the course, the fee would be refunded.

IBA Model Education Loan Scheme: Capability Certificate

Banks can issue this certificate for students wanting to study abroad. Some universities may require banks to show relevant documents of the student that show their financial capability. This is so that they know the students can meet their expenses until the completion of their course.

IBA Model Education Loan Scheme: Other Conditions

Some other conditions of the IBA model education loan scheme include the following:

  • Loans for more than one child of the family: If a loan has already been sanctioned to one child, his/her brother or sisters are still eligible to apply for the same loan.
  • Minimum age: No restriction is set by the bank on the age of the student. They can apply for the loan at any age.
  • Top up loans: Banks could provide top up loans if the student chooses to study further, during the first loan period. Students can repay the loan after the completion of their second course and second moratorium period.
  • Joint borrower: The joint borrower should be the parent of the student. If the student is married, it should be their spouse or parents-in-law.

Before you take an education loan, watch out for common mistakes, such as borrowing more than needed and not doing the research.

Read this article on “5 mistakes people make while taking an education loan” to learn more.

No Dues Certificate:

Banks won’t insist on this, but they may ask for an affidavit stating that the student hasn’t availed loans from any other banks.

Loan Application Disposal:

Within 15 days to 1 month, loan applications must be disposed of.

We hope this information tells you all that you need to know to avail the IBA educational loan scheme. Once you’ve got all the facts, you can access banks that can offer you loans, via Fundright.

IBA Educational Loan Scheme: FAQs
  • What happens if a student is not able to get accommodation in the university hostel?
  • Ans: The bank can arrange for reasonable lodging and boarding. This is in order to fix the loan limit under the educational loan scheme.
  • Can the student education loan repayment period be extended?
  • Ans: If the repayment period needs to be extended, it would require the entire loan to be restructured as per RBI guidelines.If the student studies further immediately after completing their course, then the repayment period automatically gets extended for 6 months from employment or 1 year after completing the course
  • Are incentives provided for girl students?
  • Ans: Yes, banks do provide 0.5% or more concession in interest rate to those girls who are studying abroad or in India.
  • What if, after sanction of loan, the joint borrower becomes the defaulter?
  • Ans: No matter what changes are carried out in asset classification, it won’t affect the student loan.
  • If the student is an NRI, will the bank consider the loan request?
  • Ans : Yes, they will, as long as the student is an Indian passport holder and meets other necessary eligibility requirements.
  • Would skill development courses and off-campus programs be eligible for student education loans?
  • Ans : No, they aren’t eligible under the IBA model education loan scheme.

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A Guide To Master’s in Strategic Communication at Columbia University, SPS Business School

A Guide To Master’s in Strategic Communication at Columbia University, SPS Business School

Choosing to pursue your master’s in strategic communication at Columbia University might be the best decision of your academic career.

Master in Strategic Communication at Columbia University

Strategic communications experts are in high demand right now, and they are needed in virtually every company, government agency, and nonprofit organization that deals with the public.

Getting your master’s in strategic communication from one of the world’s most esteemed universities will set you up for a successful and lucrative career.

There are, however, a few important things you need to know about the program before applying. So, let’s get into it.

Master’s in Strategic Communication at Columbia University – Details to Know

Exceptional communication skills, critical thinking, and strategic perspectives are invaluable qualities that pave the road to professional success in every industry, organization, and level within a workplace.

Master in Strategic Communication at Columbia University

The Master of Science in Strategic Communication program at Columbia University is specifically designed to help you acquire these skills. Here, you will be taught by distinguished faculty and guided by some of the top professionals in the field.

This course gives you an educational experience that you can put to work immediately.

Master’s in Strategic Communication at Columbia University is divided into three paths:

  • Executive Path
  • Full-Time Path
  • Part-Time Path

We have discussed each category in-depth below, but for those who are in a rush, here’s a quick breakdown of these three categories:

Master in Strategic Communication at Columbia University

If you are confused about which path to choose when pursuing a Master’s in strategic communication at Columbia University, or if you are still wondering if Columbia University or a strategic communications program is right for you, SelectRight can help you make the right decision.

Being the best AI-powered tool of its kind, SelectRight helps you find the perfect course/program and ideal university using personalized recommendations, exclusive events, and actionable advice.

SelectRight uses over 6 million data points across 10,000+ CS, STEM, and MBA programs to provide you with unbiased and transparent recommendations based on your specific requirements.

For those of you, who have already used SelectRight to find Master’s in strategic communication at Columbia University as your ideal program, here’s an in-depth guide to the course that you would find helpful.

Master’s in Strategic Communication – Executive Path (Hybrid)

Columbia University’s Master of Science in Strategic Communication: Executive Path is a graduate program that is designed to elevate your knowledge base and skills. Ideal for experienced communication professionals as well as those who are in leadership positions across various industries, this program has a duration of 16 months.

The Executive Path has an accelerated format, and the part-time and hybrid coursework makes it perfect for executives who are either working full-time or are based outside of the New York metropolitan area.

The course starts in the fall and ends in the fall of the following year. Most of the classes and intensives are taken online during weekends and evenings to suit the busy lifestyle of working professionals.

However, students need to visit the university’s New York City campus twice per semester to attend intensives that feature networking, guest lectures, group projects, and co-curricular activities.


Master’s in strategic communication at Columbia University teaches you how to:

  • Focus on critical thinking, practical skills and analysis.
  • Become more intimately familiar with the social and psychological underpinnings of communication and how to use communication tools strategically.
  • Develop effective thinking habits and communication strategies.
  • Complete a comprehensive Capstone Project.

The strategic communication program features:

  • A distinguished faculty made up of communication leaders who are practicing professionals as well as expert teachers.
  • A dynamic course of study and curriculum that includes weekend classes, multi-day intensive studies, and online activities.
  • Access to elective classes in other SPS (School of Professional Studies) programs.
  • A high-touch, personalized, and curated academic experience.
  • A far-reaching network.

Deposit Requirements and Tuition Fees

To secure a place in the Master’s in Strategic Communication at Columbia University, admitted students need to pay a nonrefundable deposit of $2,000 within the deadline (which you will find in your acceptance letter).

This deposit will be credited towards your tuition upon matriculation, and there is no way to waive this fee. If you fail to deposit the sum within the given deadline, you will have to forfeit your place in the class. If you make the deposit but do not enroll, you will lose the deposit.

Tuition and fees may change every year, and they are approved by the Board of Trustees every spring.

Other Possible Charges and Fees:

Application Fee$95.00 (U.S. currency) non-refundable application fee. Must accompany the online application.
Orientation Fee$150 one-time fee for all new degree students in the first term.
Executive Resources Fee$500.00 for each of the 6 core courses as well as for Capstone.
Student Activities Fee$300
Technology Fee$35.00 per term
Document Fee$105.00 one-time fee for all new students
Withdrawal Fee$75.00 one-time fee
International Service Charge$135 per term (mandatory for all international students)

The Executive Path of the Master’s in strategic communication at Columbia University is a highly sought-after program that receives hundreds of applications every year. Make sure to apply as early as possible.

Master’s in Strategic Communication – Full-Time Path (On Campus)

If you want to pursue a Master’s in strategic communication at Columbia University full-time, this path is for you. The program is designed to help you develop and acquire all the tools and skills necessary to build a successful career in a wide variety of communication fields. All the classes take place at the New York City campus.

Most students finish the program in 16 months regardless of whether or not they go for a summer “Practicum” or graduate-level internship. The program also has an accelerated 12-month version, but it does not come with the opportunity for an internship.

The full-time strategic communication program allows you to:

  • Learn invaluable communication skills including strategic approaches, organizational mindset, and analytical frameworks.
  • Discover ways to apply communication strategies effectively to affect or support organizational outcomes.
  • Gain the skills and confidence to become a change agent in the organization.
  • Have access to elective classes offered by the other SPS programs at Columbia.
  • Create an elaborate Capstone Project with a renowned organization and with real research and recommendations.

The full-time strategic communication program features:

  • An advanced and innovative curriculum.
  • An esteemed faculty made up of scholar-practitioners and leaders from the field.
  • A high-touch, personal and curated academic experience featuring individualized feedback and small class sizes.
  • Access to a supportive community of staff, faculty, industry insiders and alumni.
  • Networking opportunities with potential employers and senior industry executives.
  • An optional practicum or graduate-level internship that gives you real-world experience.

Tuition Fees and Charges

To secure a place in the full-time program for Master’s in strategic communication at Columbia University, you need to pay a nonrefundable deposit of $2,000. Here’s a quick breakdown of the fees:

Master in Strategic Communication at Columbia University

Most of the other charges such as the application fee, orientation fee, document fee, withdrawal fee and so on are the same as those mentioned in the Executive Path. However, these fees and charges may change annually.

Who Should Apply to the Full-Time Path?

If you are planning to apply to the full-time path for the Master’s in strategic communication at Columbia University, first find out if it is right for you.

To be eligible for this program, you need to have an outstanding undergraduate academic record regardless of whether or not you have experience. If you are a critical thinker and have a bachelor’s degree in a field where you have had to apply analytical writing skills, this program may be ideal for you.

You can always rely on SelectRight to find the ideal course or program at your preferred university.

Master’s in Strategic Communication – Part-Time Path (Hybrid)

Master’s in strategic communication at Columbia University has a Part-Time Path, in which the program is offered in a hybrid modality. The course, curriculum, and faculty in the Part-Time path are more or less the same as you would find in a full-time path. The main difference is in the duration of the course and in the way the classes are conducted.

The part-time path of the strategic communication course is ideal for working professionals who are based in or out of the New York City area. You would start the program in the fall and complete your degree requirements within 24 months or 3 years.

The coursework involves online and some in-person study sessions that are primarily conducted during weeknights.

The tuition fees and other charges for the Part-Time course are more or less similar to the Full-Time course.

Master in Strategic Communication at Columbia University

Master’s in Strategic Communication at Columbia University – Payment Procedures

Getting a Master’s in strategic communication at Columbia University is a huge financial decision, and it is an investment in your future. Like many SPS students, you may utilize various combinations of scholarships, personal savings, outside grants, sponsors, or loans to cover the cost.

The Office of Student Affairs and the Office of Student Financial planning are there to help every student understand and meet the financial obligations associated with the program. You may find more information on the financial aspect of it on the official website of Columbia University.

For financial assistance in the form of easy and hassle-free student loans, you can always turn to FundRight, India’s first student loan bidding platform. Getting a loan from traditional lenders such as banks may take forever, but FundRight approves your loan in a matter of 2 days.

Application Timeline for Master’s in Strategic Communication at Columbia University

Columbia University’s School of Professional Studies will start releasing admission decisions for Fall 2023 in mid-November.

They deliver application decisions on a rolling basis, typically 4 to 6 weeks after you submit your application with all the necessary documents. You need to submit your application as early as possible.

Here are the deadlines for Fall 2023:

With this understanding of the program for Master’s in strategic communication at Columbia University, you should be ready to take the next step.

What is the Benefit of an ISIC card?

What is the Benefit of an ISIC card?

The ISIC card is proof of student status that is accepted worldwide. It verifies students and provides them access to wide-ranging benefits and discounts worldwide. You can redeem discounts for accommodation, travel, visiting cultural institutions, and other benefits with an ISIC card.

Who Issues The ISIC Card?

The ISIC Association issues the ISIC student card. In addition, it issues the International Teacher Identity Card (ITIC) for teachers and professors and the International Youth Travel Card (IYTC) for non-students. The organisation is a non-profit registered legally in Denmark. The ISIC Service Office d.o.o administers and manages the ISIC card globally. The ISIC Association wholly owns this office. ISIC card, benefits with ISIC card, issues ISIC card, ISIC association

Distribution Of The ISIC Card

The ISIC card is available in more than 130 countries. In all 130 countries, an ISIC Exclusive Representative holds the exclusive rights to issue ISIC cards. These representatives form a global network of distribution for the ISIC cards. The representatives are also responsible for promoting and developing the ISIC cards. In addition, they develop and manage a list of benefits, discounts, and services that ISIC card holders can avail themselves of, both local and national.

Eligibility Requirements Of The ISIC Card

Only bona fide students enrolled in higher or tertiary education and full-time secondary education are eligible for an ISIC card. The age limit starts at 12 years without an upper limit. The ISIC card is valid only for a period of 16 months from the start of the academic year in the country of purchase.

Endorsements And Alliances

Since the ISIC’s early days, the United Nations Educational, Scientific and Cultural Organization (UNESCO) has played a key role in its development. Also, UNESCO officially endorsed full support of the ISIC card in 1968. Some global endorsements of the ISIC card include
  • Community of Andean Nations
  • European Law Students’ Association (ELSA)
  • European Students’ Union
  • European Youth Card Association (EYCA)
  • Hosteling International Partnership (HIP)
  • International Association of Universities
  • International Pharmaceutical Federation
  • World Savings Banks Institute (WSBI)
  • World Youth Student Education Travel Confederation (WYSETC)
In addition to endorsements, the ISIC association has strategic global partners supporting its initiative. They are,
  • Mastercard
  • British Council
  • Education First
  • FlixBus
  • Hard Rock Café
  • The Economist
  • Homestay
  • Hostelsclub
  • Hostelworld
  • com
  • Lonely Planet
  • Withlocals

Benefits Of The ISIC Student Card

According to the ISIC website, you can avail of around 150,000 benefits and discounts in over 130 countries. Also, you can save money at home and abroad. Some of the major benefits are listed below.
ISIC card, benefits with ISIC card, issues ISIC card, ISIC association, ISIC website, ISIC student card

International Identification Document

The ISIC student card is an internationally valid form of identification that you can use anywhere in the world. You can use it to prove that you’re a student whenever necessary. You can also use it to avail student-specific services and facilities without much trouble.

Transactions Are Easier

The ISIC card is a great option for travellers who need to make transactions in different currencies. With the ISIC card, you can make purchases in over 160 countries and territories. The card also offers several other benefits, including discounts on travel, entertainment, and more. The ISIC card is a great option if you’re looking for a convenient and affordable way to transact in different currencies. You can load money in different currencies, withdraw from ATMs, pay bills, etc. It is one of the best foreign exchange cards in the world, and its universal transaction capability is one of its biggest USPs.


The ISIC card is a great way to get discounts on travel, accommodation, and more. With the ISIC card, you can get up to 10% off your purchase at participating retailers. You can also get discounts on flights, tours, and other activities. Also, the ISIC card can help you save money on travel, retail, food, and more. Here are just a few of the discounts you can get with an ISIC card:
  • Up to 50% off on international flights
  • 10-15% off at major retailers like Topshop, Forever 21, and H&M
  • Discounts on food and drink at restaurants and cafes around the world
  • 5-10% off at popular tourist attractions
The ISIC card is automatically included with full-time student status at many universities. With an ISIC card, you can take advantage of student discounts in over 130 countries. ISIC card, benefits with ISIC card, issues ISIC card, ISIC association, ISIC website, ISIC student card Visit this page to explore the nearly endless list of discounts the ISIC student card can get you.

Security Against Foreign Exchange Fluctuations

The ISIC card is a great way to hedge against potential losses due to currency fluctuations. When you use your ISIC card to make purchases in a foreign currency, the card will automatically convert the purchase amount into your home currency at the current exchange rate. This helps to protect you from losses if the value of the foreign currency falls after you make your purchase.

Easy To Load And Transfer Money

The ISIC card is also a great way to send money to friends and family members who live in different countries. With the ISIC card, you can easily load money onto their account and then have them withdraw the money from an ATM in their country. This is a great way to send money to someone who doesn’t have a bank account or doesn’t want to pay the fees associated with traditional money transfer methods. You only need an email address and a password to set up an account. To load money onto your ISIC card, simply log into your account and select the ‘Add Money’ option. You can choose how much money you want to load onto your card. The money will be sent to your card within 1-2 business days. Once you have money on your ISIC card, you can use it to make purchases online or in-store, withdraw cash from ATMs, or transfer funds to another cardholder. The ISIC card is a safe and convenient way to send and receive money, so why not give it a try.

Applying For An ISIC Card

ISIC card, benefits with ISIC card, issues ISIC card, ISIC association, ISIC website, ISIC student card Getting the ISIC card can be a tricky process without proper guidance. You can either apply for the card by visiting your nearest ISIC office directly or by applying online. Let’s explore both methods.

Online Process To Apply For An ISIC Card

Benefits with ISIC card It is easy and convenient, and you can apply from anywhere. All you have to do is, visit the ISIC website, select your country, fill out a form and upload all the required documents.
  • You’ll need a digital photograph in JPEG format. You can upload a passport-size photograph or a selfie with a white or blue background.
  • You will also need a scanned copy of your proof of full-time student status. Note that the date of the issue should be clearly visible. You can use your university card or even an official letter of acceptance.
  • You will have to submit a scanned copy of your identity proof. Your driving license and passport are valid options.
  • For the payment method, you can use your card or a PayPal account.
Once you’ve completed the process, it’ll take 3 to 4 weeks for the card to reach you. The number of weeks greatly depends on the efficiency of your country’s postal service. ISIC card, benefits with ISIC card, issues ISIC card, ISIC association, ISIC website, ISIC student card

Offline Process To Apply For An ISIC Card

You’ll have to visit your nearest ISIC card issuing office to get the ISIC student card offline. You can find these offices around the world. You can submit the same documents as you’d for the online application process and get your ISIC student card.

How Much Does The ISIC Card Cost?

The ISIC card cost varies depending on the country of issue. It depends heavily on the purchasing power of the country where the card is issued. This method allows the ISIC Association to keep the cost fair for everyone. benifits of ICIS card

My Country Doesn’t Issue The ISIC Student Card; Is There A Way For Me To Get It?

If your country doesn’t have an ISIC issuing office, there is still a way for you to get the ISIC card. If you’re going abroad to study, you can apply to the country you’re going to. But you will have to have all your eligibility documents in order.

I Am Not Able To Access Online Benefits Using My ISIC Student Card. What Do I Do?

If you cannot access online benefits, your card might be inactive in the ISIC database. You can visit the ISIC card activation page and initiate the activation process. The activation will take 1 or 2 days, and you will receive an email notifying you of successful activation.

Contact the ISIC Association if you have issues accessing online benefits even after activating your card.

I Was Refused A Benefit Even Though The Discount Was Promoted; What Do I Do?

The ISIC Association takes issues like this very seriously. If a retailer or service promoted a discount or benefit and denied you the same, please report it to the ISIC Association, clearly describing the situation.

Can I Use My Phone Or Tablet To Look For Discounts?

The website is responsive, so you’ll have no issues using it on a mobile device. But if you use it often and need the convenience of a mobile application, you can go ahead and download the ISIC app for Android or iOS devices. The app will allow you to search for benefits and discounts whenever necessary.

Can I Get An ISIC Card Even If I Am Not A Student?

No, you cannot get an ISIC student card if you’re not a student. Although, if you’re 30 years or younger, you can apply for the International Youth Travel Card (IYTC). This card offers similar benefits, discounts, and services as the ISIC card.

All You Need to Know about the New F1 visa rules for 2022

All You Need to Know about the New F1 visa rules for 2022

If you are planning to apply for an F1 student visa to fulfill your dream of studying in the US, you must first find out about the new F1 visa rules for 2022. Since the US continues to be one of the top destinations for Indian students, tens of thousands of student visa applications are submitted every year. The good news is that the response to F1 visa applications has been overwhelmingly positive, and the visa issued numbers are more or less back to their pre-pandemic levels, thanks to the high approval rates. In fact, between January and May of 2022, more than 14,600 F1 student visas were issued across the five US consulates in India. F1 visa new rules
Fresh interview slots opened up on June 26 for those who applied for student visas in the F, M, and J categories in an effort to arrive at the campus by the middle of August.

What is The F1 Visa and what are The New F1 Visa Rules in 2022?

International students who wish to study in the US can apply for either of the two categories of student visas based on the course they wish to pursue and the college or university they want to apply to. These two categories are – F visas and M visas. Here’s a quick breakdown of each category: New F1 visa rules 2022
The F1 Visa for academic students is a non-immigrant visa that lets international students enter the United States to study at colleges and universities that are certified by the SEVP or Student and Exchange Visitor Program. The F1 visa is the most sought-after option for students who are seeking to pursue UG or PG courses in the US. Aspiring students can apply for this visa once an accredited institution accepts their application. How long you can stay in the US with an F1 visa will be determined by the program, in which you have enrolled. The I-20 form that you will receive from your chosen university will include the expiration date for the program, and you will need to earn your degree within that time frame.

Updates Related to the F1 Visa New Rules 2022

Before we get into the new F1 visa rules for 2022, let’s touch on a few significant news and updates. Last year, the US Embassy and the consulates in India opened student visa interviews fairly late on June 14 due to the COVID-19 pandemic. By then, a large number of students had already received their I-20 documents from their respective universities in the US and were waiting for the interviews. This year, however, the student visa interviews opened relatively early with the officials hoping to issue more than the record-breaking number of 62,000 visas that were issued last year. The Embassy opened its first batch of interview slots in May for dates in June as well as the first half of July. On June 24, the US Embassy in India announced the opening of new interview slots for students who had I-20 forms and wanted to apply for visas in the F, M, and J categories.

Explaining the F1 Visa New Rules

The US Embassy recently proposed some changes to the visa application process. According to reports, the new F1 visa rules 2022 address two of the major problems that the embassy faced last year. Firstly, their computer system had crashed due to the large number of visa applications submitted from India. Secondly, a large portion of the visa interview slots had been bought by people who weren’t actually genuine applicants. Although the embassy received good and genuine applications the first half of the season, the second half was filled with applicants who were coming for a second or third time after having been rejected earlier. Needless to say, the latter was unfair to genuine students who did not even get their first chance. As per the F1 visa new rules, students who have already been refused once in the summer/spring of 2022 will not be able to get another visa interview this year. The US government has made some software changes to filter out candidates that have already been rejected. The new F1 visa rules for 2022 also state that applicants should repeatedly check the US embassy website for interview dates, and they should schedule appointments after receiving the necessary documents from their chosen universities. No special timeline has been announced for them. Besides the new F1 visa rules in 2022, the visa interview waiver scheme has benefitted many Indian students. The scheme, authorized by the US Department of State, waives in-person interview requirements for some applicants as well as their qualifying derivatives in several non-immigrant visa classifications including the F1 student visa.

Indian students who wish to travel back home to visit families are using the visa waiver drop box. The scheme also aims to make it easier for the parents of Indian students to visit their children in the US.

Is the F1 Visa Right for You as Per the New F1 visa rules 2022?

The new F1 visa rules 2022 do not necessarily affect your eligibility for the visa, and nor do they determine whether the F1 visa is right for you. To know if you should apply for the F1 student visa, you should consider the following. As we have shown you above, the F category of student visa is applicable to students who want to pursue specific courses or programs under certain institutions. If you are in the initial stages of planning your higher studies in the US, chances are you have not applied to any college or university yet. You may not even be sure about which course or program you want to pursue. In that case, the best thing you can do is rely on AI to help you with your research. SelectRight is one such AI-based tool that can help you find the best universities and programs for your academic goals. SelectRight uses over 6 million data points across 10,000+ MBA, STEM, and CS programs to provide you with unbiased and transparent recommendations.

The F1 student visa has a significantly broad application and some very clear rules. That is why relying on SelectRight from the get-go can help you narrow down your search and streamline your efforts.

Frequently Asked Questions about the F1 Student Visa

Apart from the F1 visa new rules, you may have several pertinent questions about the visa application process. Here, we will go over some of the most frequently asked questions related to the F1 student visa.

What Are The Eligibility Requirements for The F1 Student Visa?

Understanding the eligibility requirements is an absolute must before applying for the F1 student visa. You need to meet several rules and requirements to be eligible for this visa, and the new F1 visa rules 2022 have not affected these requirements.

Institution certification

The college or university where you are planning to apply must be approved by the SEVP Immigration & Customs Enforcement.

Enrollment status

You must be enrolled at the college or university as a full-time student while your academic term is in session.

Proficiency in the English language

You must meet the English language proficiency score required by the college or university where you will be attending, or you must enroll in courses to improve your proficiency in English.

Sufficient funding

You would need to submit proof of funds to show that you can meet the financial obligations associated with living and studying in the US.

Valid passport

You need to make sure that your passport is valid for traveling in the US for at least six months after your course or program ends.

Home country residency

You must maintain a residence in your home country with the intention of returning after completing your course and earning your degree.

How to Apply for a F1 Student Visa? The application process for the F1 visa remains the same even after the F1 visa new rules were announced. Here are a few steps you need to take to ensure your application goes smoothly:
  • Get admission into a SEVP-certified college or university before submitting the visa application.
  • Pay the SEVIS fee.
  • Complete the DS-160 visa application.
  • Submit the I-20 form, which you will receive after being accepted by the institution, with your F1 visa application.
  • Schedule a visa interview.
  • Attend and ace your visa interview.
With these steps complete, you are ready to submit your F1 student visa application.
What Are The Admission Requirements for The F1 Student Visa? You need to have certain documents ready before attending your visa interview. The good news is that the new F1 visa rules 2022 have not altered the documentation requirements. Make sure to have these handy when you go for the visa interview:
  • A valid passport
  • The I-20 form
  • Printed copies of the I-901 SEVIS payment and DS-160 confirmations.
  • A photo of yourself that you intend to use for your visa.
  • School transcripts as well as official test scores mentioned on your college/university application.
  • Diploma (if applicable).
  • Bank statements or other proof of funds.
The consular officer will evaluate these documents, and they may also request additional documents as per the new F1 visa rules 2022. These might include:
  • Standardized test scores that your chosen college or university requires.
  • Academic records including degrees, transcripts, diplomas, or certificates from institutions you have attended.
  • Proof of your intent to leave the US once your course or program is completed.
  • Statements that prove your ability to fulfill all financial obligations including living, travel, and educational costs.
Make sure to carry these additional documents when you go for the interview.
Does a Full Scholarship Mean Guaranteed F1 Student Visa? Simply put, getting a full scholarship does not guarantee an F1 student visa, but it might make the chance of approval higher. Providing proof of funds is a crucial step in the visa application process, and if you don’t have the required sum in your bank account, a scholarship will certainly help. Those who don’t have a scholarship can provide a loan approval letter as proof of funds. If you are struggling to get a bank loan, FundRight can help you find a loan within 2 days! FundRight is India’s first student loan bidding platform. Here, 14 lenders compete to get you the best loan offers and quick approval.

Wrapping Up: Do the New F1 Visa Rules 2022 Benefit Students in India?

The new F1 visa rules 2022 aim to streamline the visa application process, and it bodes well for students in India.

The education sector in the US is slowly bouncing back from the setback posed by the COVID-19 pandemic.

Currently, the US consulates in India are issuing two-thirds the number of F1 visas that they did before the pandemic, but thanks to the new F1 visa rules of 2022 along with some other measures, they are hoping to get back to 100% by 2023.

What is OPT in USA?

What is OPT in USA?

The U.S. is a popular destination for higher education among international students. Along with studying abroad, students also aspire to work in the country they are studying. However, international students in the USA struggle with unemployment and work visa issues. In 2019-2020, approximately 1,075,496 international students enrolled at colleges and universities across the U.S. opt in usa, opt visa validity International students studying in the US generally get the F or M visa status. F visas are for the majority of college, university, high school, and elementary students and M visas are for students taking vocational programs. Furthermore, an F-1 student visa allows international students to stay in the US only until the end of their course. This implies that international students are not permitted to work or stay in the US after their course is over. If one wishes to continue their stay in the US post their education, it calls for yet another challenging visa trail. This is where Optional Practical Training (OPT) comes in as a silver lining.

So, What is OPT in USA?

Here are three key reasons:

Optional Practical Training (OPT) is a temporary employment option that international students opt for if they have an F1 visa.

International students can apply for an OPT in USA to achieve up to 12 months of OPT employment authorization before or after completing their studies.

To elaborate further, OPT in USA is of two types.

Two Types of OPT in USA:

Depending on your preference, you can apply for two types of OPT in USA. That is:

Pre Completion OPT

Post-Completion OPT

●       Students can apply to participate in pre-completion OPT after lawfully being enrolled on a full-time basis for one full academic year at a US college, university, conservatory, or seminar.

●       Pre-completion OPT time can be split according to the work the student undertakes.

●       For example, if you use one month in November of the second year and another month in April, this leaves you with 10 months of OPT visa validity.

●       OPT visa validity is deducted from the available period of your OPT in USA.

●       You can apply to a post-completion OPT after completing your studies, if you are authorized for an OPT in USA.

●       Post-completion OPT time can only be used in a continuous block.

●       Students will not be able to split their OPT visa validity like a pre-completion OPT.

●       If your post-completion OPT of 12 months begins in September, the OPT visa validity will remain only until August of the following year.


Who is Eligible for an OPT in USA?

A student is eligible to apply for a US OPT visa if he/she has:
  • Students already enrolled as full-time students for at least one academic year before the start date.
  • A valid F-1 visa.
  • The international student should not have previously used the OPT privileges at the degree level.
Note: International students are restricted from working outside his/her field while on an F-1 OPT visa. To apply for an OPT in USA, an OPT visa’s starting and ending depends on the individual. However, a few factors like the course start date, application deadlines and USCIS processing time impacts the total time of your application approval. While applying, universities and schools mention that the requested employment start date must be within 60 days after the end of the program. Also, the employment authorization will begin on the date requested.
Remember: Students tend to confuse their completion of studies with their convocations. However, in this case, the completion of studies is understood as the actual date that one completes all requirements for a program (such as the date of your final exams or submission of your thesis or dissertation). So, it is not considered to be the date of your graduation ceremonies.
Job offer for OPT

How to Apply for OPT in USA?

Your educational institute initiates your OPT application. Therefore, request your institute to recommend you for an OPT as soon as you receive your acceptance letter.

  • Request the academic institution’s Designated School Official (DSO) to recommend the OPT.
  • This can be done by endorsing the I-20 Form, Certification of Eligibility for Non-immigrant Student Status, and making the appropriate notation in the Student and Exchange Visitor Information System (SEVIS).
  • Following the recommendation, it is important to properly fill the I-765 form of the application for Employment Authorization with the United States Citizenship and Immigration Services (USCIS).
  • Submit the I-20 form with the required fee of $410 and other supporting documents as instructed in the form.

On the nearing expiration date of the OPT visa validity, an extension can be applied in the following ways:

  • For pre-completion OPT: As early as 90 days before finishing the full academic year.

  • For post-completion OPT: Up to 90 days before degree completion or up to 60 days after degree completion.

For Science, Technology, Engineering, and Math (STEM) extension students: Up to 90 days before the initial OPT expires.

Impact of Pre-completion OPT

If you have already received 1 year of part-time (20 hours per week) pre-completion OPT, the total time of full-time OPT still available would be reduced by 6 months

If you have already received 1 year of full-time (40 hours per week) pre-completion OPT, the total time of full-time optional practical training still available would be reduced by 1 year. In this scenario, you would not be entitled to any period of post-completion OPT employment authorization.


STEM OPT Extension: A Summary

Students pursuing science in the USA have an added benefit in the US as they can procure an additional 2 years to work in the US with an OPT.

Unfortunately, there is no OPT extension for non-STEM students.

STEM OPT visa validity extension offers an additional 24 months of stay, giving STEM students a total of 36 months of stay in the US.


When Should You Apply for the 24-Month STEM OPT Visa Extension?

Once the student receives the OPT, he/she can apply for the 24-month STEM OPT visa extension:

  • Up to 90 days before the student’s current OPT authorization ends.
  • Up to 60 days after the DSO enters a recommendation into the SEVIS (Student and Exchange Visitor Information System) record.

Post OPT Visa Validity Extension

After receiving the OPT visa validity extension and EAD card, the student can:

  • Begin the OPT employment.
  • File for the Social Security Number (SSN), if you don’t already have one.
  • Explore the H-1B employment visa options with the employer.

  • Prepare for a strong financial future in the US by building a strong credit profile.

OPT in USA Limitations

The U.S. OPT visa grants work privileges, professional exposure and the possibility of additional time in the United States.

One’s employability is a unique mix of skills, abilities and personal qualities that one has. They are the attributes that make one stand out from the crowd.

While OPT is a good employment pathway for international students, keep in mind that OPT allows limited unemployment time during the post-completion OPT and STEM OPT.

This means that if you’re residing in the US with an OPT without working, you are in trouble of losing out on your OPT privileges. 

  • At Post-Completion OPT, students can accrue no more than 90 days of unemployment, which is cumulative.
  • While on a STEM OPT, students can accrue no more than 150 days of unemployment, which is cumulative and includes the post-completion OPT unemployment time.

As an international student working on an OPT visa validity in the U.S. helps the students, but it also benefits the country with the workforce.

However, do keep in mind that the cut-throat competition makes finding a suitable job challenging.

Despite the OPT privileges, a number of students suffer unemployment due to the lack of jobs.

So, if you want to stay ahead in the game, be proactive, punctual and work hard to get an OPT employment offer.

OPT in the U.S. is an imperfect bridge offering graduates a golden opportunity to develop their skills and build a relationship with potential employers. Thus, opening future immigration possibilities.

OPT, however, does not give the students a clear path to permanent residency in the U.S. Still, it definitely buys international students some time to navigate the next step of their careers in the limited opportunities available.

But most of all, you hone your skills and build global work experience.

Frequently Asked Questions About OPT in USA

1. What is the cost of OPT US?

Ans: The application fee for OPT is $410. Submit a personal check, a Certified Check from your bank or a U.S. Money Order for $410 made payable to the U.S. Department of Homeland Security.

2.How is the OPT time calculated in the US?

Ans: Any time the student works, it is counted against the 12 months.

For example, if the student works for 2 months during his/her studies, the OPT visa validity will only be for another 10 months post-graduation.

3.Who is eligible for OPT in USA?

Ans: To be eligible to apply for OPT in USA, you must: (1) have been in full-time student status for at least one academic year by the requested start date of your OPT, (2) be maintaining valid F-1 status at the time of the application, and (3) have not used OPT at the same degree level previously.

4.What happens to the OPT tenure if I want to continue my higher education?

Ans:  OPT can only be used once per higher degree level even if you have multiple degrees per level (e.g. OPT based on a Bachelor’s degree and then OPT based on a Master’s degree or PhD).

5.Do you need a job offer to apply for OPT?

Ans: No.  OPT is not employer specific.  You don’t need a job offer to apply for an OPT.


Largest Economy

All about internship opportunities for Indian students in the USA

How do Indian students get internships in the USA?

The US Citizenship and Immigration Services (USCIS) confirmed that 232,851 Indian students study in the U.S. Furthermore, the number of Indian students studying in the U.S. rose by 25,391 in 2021 from the previous year. internship for Indian students in the USA

Why the craze to study in the U.S.?

Here are three key reasons:

  1. 5 U.S. universities feature in the top 10 of the QS World University Rankings 2022. The universities are the Massachusetts Institute of Technology (QS World University Ranking 1), Stanford University (QS World University Ranking 3), Harvard University (QS World University Ranking 5), California Institute of Technology (Caltech) (QS World University Ranking 6), and University of Chicago (QS World University Ranking 10).
  2. The U.S. — being the largest economy in the world — houses 33% of all MNCs and 64.7% of all unicorn start-ups globally. Thus, the country is a goldmine for fresh graduates searching for jobs and internships.Paid internships in the USA for international students
  3. The U.S. universities offer the latest technology and facilities for the students and support the collaborative growth of the students. The way of teaching automatically makes the U.S. the most preferred choice for Indian students.

A large number of students search for internships for Indian students in the USA after they finish their studies.

Why? The National Association of Colleges and Employers (NACE) confirmed graduating students who have done paid internships in the USA for international students are 20% more likely to receive a job offer than students who don’t have internship experience.

Now you have questions. Where to find internships for Indian students in the USA? How to apply to them? Does your visa allow you to do paid internships in the USA for international students?

This article will offer you answers. In the next seven minutes, learn all about internships for Indian students in the USA.

However, before you search for paid internships for Indian students in the USA, you must choose a college. How to choose one when there are hundreds; including 5 universities featuring in the top 10 of QS World University Rankings 2022?

You can’t rely on your relative’s advice who passed out twenty years ago or on random blogs with half information (or worse, misinformation). You need additional help.

That’s when you need AI by your side.

That’s when you need SelectRight.

More on SelectRight later, back to the internship for Indian students in the USA for now.

Note: the information is accurate at the time of writing. That’s July 2022.

Internship for Indian students in the USA — a complete guide

Work visa requirements

F-1 visa :

The F-1 visa allows full-time students to apply for an internship for Indian students in the USA without extra paperwork. You can work at paid internships in the USA for international students for up to 20 hours a week.

Furthermore, you must work on-campus while your academic term is in session. If you must work off-campus, you need permission from your university.

You can apply for Curricular Practical Training (CPT) or Optional Practical Training (OPT).

In CPT, you must have completed your first year of university. Furthermore, your internship needs to be related to your degree program. Note that you must apply for CPT authorization and get an updated I-20 form to get paid internships in the USA for international students.

In OPT, you can work full-time in the U.S. for up to a year. However, you must have permission from the U.S. Citizenship and Immigration Services. Furthermore, you can request extending the duration to up to two more years of OPT if you have a STEM-related degree.

J-1 visa :

The J-1 visa allows students who aren’t enrolled in full-time programs to work in paid internships in the USA for international students. You can work for up to 18 months in academic training under this visa.

Note that you must receive approval from the U.S. Department of State Bureau of Educational and Cultural Affairs. Furthermore, many businesses ask students to enroll in a college or university or show proof of having completed their graduation in the last 12 months as well.

Eligibility criteria

Applicants must:

  • Be a registered student in their country of residence.
  • Be between 18-35 years of age.
  • Show an English language proficiency certificate.
  • Have a valid passport.
  • Have a strong resume or CV.

Not sure if your resume or CV is strong enough? That’s when you need additional help.

Who can help you? You can’t depend upon the random blogs with misinformation or on your relatives who passed decades ago. You need experts who have the latest knowledge and experience in crafting these resumes or CVs.

That’s when you can rely on SelectRight. Our education advisors handhold you through multiple steps of the application process such as application review, SOP review, and LOR review.

Furthermore, at SelectRight, we offer:

  • Personalized university recommendations after analyzing over 6 million data points across over 10,000 CS, STEM, and MBA programs.
  • A Discord channel offering real-world experiences of real students, education advice, and country-specific channels on scholarships, bank accounts, and accommodation.
  • An Instagram page offering virtual campus tours, exclusive GradRight events, and live sessions with present students and alumni from prestigious universities.

Want to know more? Write us an email at to talk to our education and financial advisors.

Most popular internships for Indian students in the USA

The Harvard Stem cell Institute Internship Program

Paid internships in the USA for international students

Harvard University offers the internship to undergraduates who have a strong interest in stem cell biology.

The candidates must be part of the natural sciences or biomedical engineering program. Furthermore, candidates with past research experience in a biological laboratory will get preference.

The intern must work at one of Harvard’s 8 research centres and affiliated hospitals at the discretion of the program administrators. The interns will attend a weekly stem cell companion course, a stem cell seminar series, and a career pathways presentation as well.

The interns must present their findings from the summer research in both poster format and orally at the Symposium as well.

Note these applicants are ineligible to apply for the internship:

  • Students of Harvard university
  • Students who have participated in the internship program in the past
  • Students who will receive their bachelor’s degree by December of the year they’re applying the internship for.

Internal Audit Summer Analyst Program

Paid internships in the USA for international students

JP Morgan Chase and Co. offers the internship in various cities in the U.S. including New Jersey and Texas.

The selected candidates must work with the internal audit team on departments such as:

  • Commercial Banking
  • Asset Management
  • Consumer and Community Banking
  • Enterprise Technology
  • Corporate and Investment Bank.

The intern will receive a week of core audit and soft skills training. Furthermore, the intern will get the experience of working on multiple audit phases such as fieldwork testing and continuous monitoring strategies.

The interns who show excellence in the job can receive offers of full-time employment as well.

USC Summer Internships

Internship for Indian students in the USA

The University of Southern California collaborated with the Indo-US Science and Technology Forum (IUSSTF) to offer the internship to Indian students.

The selected students work as interns for up to 3 months in multiple fields such as natural language processing, machine learning, and statistical modeling.

The students pursuing B.Tech or M.Tech courses in subjects such as Computer Science Engineering and Electrical Engineering and Computation Sciences from a recognized university.

The interns will receive a stipend based on their performance.

Industries offering the highest number of internships

Check out the five industries that offer the highest number of paid internships in the USA for international students:

  1. Hospitality
  2. Media
  3. Business
  4. Culinary Arts
  5. Politics


1. Can I get paid internships in the USA for international students?

Absolutely. You can find paid internships.

2.  How much can I earn from internships for Indian students in the USA?

You can earn $16.58 per hour on average from internships for Indian students in the USA.

3. Can students with F-1 visas work at internships for Indian students in the USA?

Yes. Note that you can work up to 20 hours each week at internships for Indian students in the USA when your academic term is in session.

You can work full-time if your university allows you to.

4. Which industries offer the highest number of paid internships in the USA for international students?

Here are the industries:

  • Media
  • Culinary Arts
  • Hospitality
  • Politics
  • Business
5. What are some of the internships for Indian students in the USA I can apply for?

Five of the internships for Indian students in the USA you can apply for:      

  • Intern in Business with USEH International
  • Fashion Week Internships – New York and Los Angeles
  • Intern as a Ski and Snowboard Instructor with EA Ski and Snowboard Training
  • Intern in the Music Industry in Los Angeles
  • Intern in Marketing and Entrepreneurship in NYC with World Internships

Internship for Indian students in the USA — choosing a university is the first step

We have gathered all the information on internships for Indian students in the USA in this article.

However, before choosing an internship, you must finalize the university you want to study at. How to choose one from hundreds? You can’t rely on random blogs with half-information (or worse, misinformation) or on your uncle who passed out thirty years ago.

That’s where SelectRight comes to your rescue. At SelectRight, we offer:

  • Unbiased and personalized recommendations based on analyzing over 6 million data points across more than 10,000 STEM, MBA, and CS programs.
  • University Finder Widget that allows students to download the complete list of programs from the top 500 universities with details such as loan probability, ROI calculations, and the correlation between the exam score and the education loan interest rate.
  • Exclusive events to match students and university officials to clarify your doubts and validate your choices.

If you want to know more, drop us a mail at to talk to our education and financial advisors.

We hope the article will help you in your journey to get paid internships in the USA for international students

9 Benefits of Studying Abroad: For Indian Students

9 Benefits of Studying Abroad: For Indian Students

Over the years, you may have met people who flew to foreign countries for their high education. Have you ever wondered why they didn’t just study in India? Have you ever wondered what makes studying abroad so special?

It may be one of the most rewarding experiences for an Indian student. There is an endless list of benefits of being an international student. This article has some of the major benefits of studying abroad for Indian students listed.

1. Gain A Global Outlook/Perspective

While living in a foreign country, learning a new culture, a language, and a way of life, you will gain a broader perspective of life and your career. It doesn’t matter if you’re studying medicine, engineering, or even mathematics; the ability to think from an international perspective can help you face modern challenges that know no boundaries.

This perspective will help you in your everyday life and career. It will transform how you perceive and approach the circumstances you encounter. It will help you increase your overall adaptability, efficiency, and problem-solving skills.

Gaining a global perspective can also help you enhance your creativity and sensitivity towards people from all walks of life. In a world that is getting more interconnected every next day, it is a valuable trait that you can empathies with from diverse viewpoints. This will look great on a resume and increase your employability.

benefits of studying abroad for indian students

Aren’t there other ways to gain a global perspective? Yes, there are other ways like staying up to date on international affairs and consuming content from various cultures. But nothing beats first-hand experience. No book or video can beat you going out and exploring new cultures, languages, and diversity. And that is why this is the first benefit of studying abroad for Indian students.

2. Diversify Your Experience

One of the major benefits of studying abroad for Indian students is the diverse educational experience you can gain. You are not limited by the various courses and programmes available in India. You can pick your favourite programme from any college around the world and fly away to greatness.

undergraduate degree abroad

Not just a field of study, you also get a chance to diversify other experiences. You will get an opportunity to learn a new language, pursue a passion, travel, etc. And the method of learning differs with the country too. With the country you pick, you will experience a new instructional method, unique study modules, and a one-of-a-kind learning system.

3. Quality Of Education

Third on the list of benefits of studying abroad for Indian students is the reason you’re going abroad in the first place, the quality of education. You are planning on going abroad for a world-class education, aren’t you? And guess what? That is the kind of education that will take your career sky high. The quality of education offered in developed nations is without doubt leaps and bounds ahead of what you can get in India.

Some of the leading institutions in those nations have existed for centuries. With age comes experience.

Similarly, institutions accumulate knowledge and expertise. You can benefit from the centuries of research and reputation the institutions have gained.

undergraduate degree abroad

This chart from Our World in Data compares the learning outcomes of different countries. You can notice that it tends to be higher in richer countries and the difference between countries are very distinct.

The kind of degree program you’re looking to pursue can come with its own set of benefits. The below list covers some of the most important benefits.

Benefits of pursuing an undergraduate degree abroad:

  • You gain exposure to an international learning system right out of school.
  • Your understanding of diverse cultures is strengthened.
  • You get better career opportunities.

Benefits of pursuing a postgraduate degree abroad:

  • You can hone your technical skills.
  • Your CV will gain an edge over your counterparts.
  • You will develop a great social and professional network.

4. Diverse Options In Education

As mentioned earlier, you will get the chance to experience a style of education that is wholly different from what you’ve experienced back home. When you open up to the idea of picking a college abroad, you get a wider selection of courses to pick from. This is a major benefit of studying abroad for Indian students.

You will also gain practical experience and more in-depth courses while studying abroad. You can also get an opportunity to pick a co-op program where you can work for an employer that pays you a full-time salary even while you’re in college. This lets you gain work experience while studying, increasing your chance of landing a job straight out of college.

You can utilize websites like QS Top Universities to pick a world-class institution that offers the course you are looking for. With the internet in your palm, picking a college abroad has never been so easy.

picking a college abroad

5. Find Opportunities (Better Employability)

Having a world-class education is an advantage. In addition, most foreign countries make internships mandatory. You gain valuable work experience this way. In most countries, you get the opportunity to stay back for a year and look for jobs there.

If you land a job in a foreign country, you have two choices. One, you can stay back there and keep improving your career. Two, you can gain several years of experience abroad in multinational companies and return to India to find industry-leading jobs here.

The growth and development you gain over the years studying abroad is a gold star on your CV. Recruiters and employers love to hire a person who can easily adapt to and handle situations. Nothing shows that you’re adaptable than living in a completely alien nation for several years. This is a life-changing benefit of studying abroad for Indian students.

6. Boost Your Network

Networking will be a crucial aspect of being a student. It is irrespective of whether you’re studying on campus or online. Networking helps you find and connect with people who share your skills, experiences, and interest. Most of them will be from your industry.

Here’s a list of benefits that networking brings you,

  • It increases your list of industry and business connections.

  • It helps you find inspiration.

  • It increases your visibility.

  • It boosts your interest in your career.

  • It creates career opportunities.

  • You get a huge pool of talent who can give you career support and advice

  • It is a huge confidence booster.

  • You find solutions to personal problems.

  • You develop relationships that last decades.

  • It has a positive effect on your mental health.

7. Learn A Language And Live It

It is easier learning a new language when you are in the country that speaks it. Studying abroad is one of the best ways of learning a new language. You get immersed in the experience of learning the language when you live in a country where everyone speaks the language all the time. You get no way of avoiding it.

Everything from buying groceries to ordering food and watching TV will require you to speak the local language. You’ll pick the language up much faster by speaking a foreign language over and over again.

Also, language classes teach you the basics, but you do not get firsthand experience speaking the language with someone. You only learn enough to pass exams. This can be insufficient in real life. Living abroad, you will learn a functional language, including slang, idioms, etc.

You cannot learn these theoretically. This does not mean that you can’t take classes. You need that to learn the basics anyway.

8.  Grow Personally (Boost Confidence)

Going abroad to study, you’re taking the biggest risk of your lifetime. You’re leaving your home and comfort zone to a place where you know nothing. Stepping out of your comfort zone, developing life skills, and learning to solve your problems, you are preparing yourself to face challenges and come out victorious. Going abroad to study can transform you into a whole other person.

undergraduate degree abroad, post-graduate degree abroad

Getting to learn about new cultures, education systems, and lifestyles will boost your confidence to a whole new level.

The major improvements you will see in yourself while studying abroad are,

  • Independence
  • Flexibility
  • Teamwork
  • Social skills
  • Adaptability
  • Intellectual development
  • Increased self-confidence

The increased self-confidence comes from facing hurdles and finding ways to overcome them. Trust us, you’ll be doing this every day while you’re abroad. You will have to unlearn your old habits and learn new ones. But this will be the biggest confidence booster of your life.

9. Travel And Explore

We’ve saved the best for the last. The biggest benefit of studying abroad for an Indian student is the chance to travel and explore the world. You get the opportunity to travel to different parts of the world and explore new countries, cities, and cultures.

It will not only broaden your perspective but also help you discover new ways of personal growth. Here’s how travel can change your life,

  • It helps you develop an intercultural competence.

  • It makes you more empathetic.

  • It sculpts your opinions.

  • It helps you become more patient.

  • It humbles you.

  • It opens your mind up to new skills.

List of other benefits that travelling brings you:

  • It improves your mind and health.
  • It improves your communication.
  • It calms your mind and boosts positive feelings.
  • It increases your tolerance towards different people and cultures.
  • It boosts your confidence.
  • You gain real-life education.
  • You make wonderful memories.
  • It helps you understand yourself.
  • It reduces stress and anxiety.
  • It helps you appreciate nature and the earth.
  • It helps you find a purpose.